Dynamic Technology Lab Private Ltd Takes Position in Bread Financial Holdings, Inc. $BFH

Dynamic Technology Lab Private Ltd purchased a new stake in shares of Bread Financial Holdings, Inc. (NYSE:BFH) in the 3rd quarter, according to the company in its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The firm purchased 11,329 shares of the company’s stock, valued at approximately $632,000.

Several other hedge funds and other institutional investors have also added to or reduced their stakes in the business. AlphaQuest LLC purchased a new position in Bread Financial in the 3rd quarter worth about $1,620,000. Allianz Asset Management GmbH lifted its stake in Bread Financial by 44.5% during the 3rd quarter. Allianz Asset Management GmbH now owns 943,659 shares of the company’s stock valued at $52,628,000 after acquiring an additional 290,803 shares during the period. Grantham Mayo Van Otterloo & Co. LLC purchased a new stake in shares of Bread Financial during the 2nd quarter valued at about $2,569,000. SG Americas Securities LLC grew its stake in shares of Bread Financial by 748.3% in the third quarter. SG Americas Securities LLC now owns 17,347 shares of the company’s stock worth $967,000 after acquiring an additional 15,302 shares during the period. Finally, Mizuho Markets Americas LLC grew its stake in shares of Bread Financial by 11.5% in the third quarter. Mizuho Markets Americas LLC now owns 363,445 shares of the company’s stock worth $20,269,000 after acquiring an additional 37,466 shares during the period. 99.52% of the stock is owned by institutional investors.

Analysts Set New Price Targets

A number of research analysts recently weighed in on BFH shares. Keefe, Bruyette & Woods increased their price objective on shares of Bread Financial from $82.00 to $92.00 and gave the company an “outperform” rating in a research report on Friday, January 2nd. BTIG Research reaffirmed a “buy” rating and issued a $98.00 target price on shares of Bread Financial in a research report on Friday, January 30th. Morgan Stanley boosted their target price on shares of Bread Financial from $62.00 to $68.00 and gave the company an “underweight” rating in a research note on Friday, January 30th. Evercore raised Bread Financial from a “hold” rating to an “outperform” rating and set a $90.00 price target on the stock in a report on Thursday, February 5th. Finally, UBS Group assumed coverage on Bread Financial in a research note on Thursday, January 8th. They issued a “buy” rating and a $92.00 price target on the stock. Five investment analysts have rated the stock with a Buy rating, six have issued a Hold rating and three have assigned a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and an average price target of $80.09.

Bread Financial Price Performance

Shares of NYSE:BFH opened at $72.59 on Wednesday. The company has a quick ratio of 1.17, a current ratio of 1.17 and a debt-to-equity ratio of 0.27. The stock has a market capitalization of $3.13 billion, a PE ratio of 6.70, a price-to-earnings-growth ratio of 0.46 and a beta of 1.20. The firm’s 50 day moving average price is $73.81 and its 200-day moving average price is $68.16. Bread Financial Holdings, Inc. has a twelve month low of $38.21 and a twelve month high of $82.03.

Bread Financial (NYSE:BFH) last announced its earnings results on Thursday, January 29th. The company reported $2.07 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.40 by $1.67. Bread Financial had a net margin of 11.02% and a return on equity of 17.92%. The company had revenue of $975.00 million during the quarter, compared to analyst estimates of $954.74 million. During the same period in the previous year, the business posted $0.41 earnings per share. Equities research analysts expect that Bread Financial Holdings, Inc. will post 6.45 EPS for the current year.

Bread Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Monday, March 16th. Stockholders of record on Friday, February 27th will be given a dividend of $0.23 per share. The ex-dividend date of this dividend is Friday, February 27th. This represents a $0.92 dividend on an annualized basis and a dividend yield of 1.3%. Bread Financial’s payout ratio is presently 8.49%.

Bread Financial declared that its Board of Directors has approved a share buyback program on Thursday, February 26th that authorizes the company to repurchase $600.00 million in outstanding shares. This repurchase authorization authorizes the company to repurchase up to 19% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company’s board believes its shares are undervalued.

Key Bread Financial News

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: Ford partnership could drive card/loan growth and revenue — Bread and Ford announced a long‑term agreement to launch a co‑branded credit card and installment loan program that will support vehicle subscriptions, parts, services and loyalty rewards. This expands Bread’s branded receivables opportunity, could lift origination volumes, interchange and installment fee income, and increases cross‑sell exposure to Ford customers. Ford and Bread Financial announcement
• Positive Sentiment: Near‑term EPS nudges by Zacks show modest upside — Zacks raised several near‑term 2026 quarter and FY2026 EPS forecasts (Q1 and Q2 2026, FY2026) by small amounts, suggesting analysts see continued earnings strength into the coming year despite conservatism elsewhere. (Zacks maintains a “Hold” rating.)
• Neutral Sentiment: Analyst consensus remains cautious — Bread carries a consensus “Hold” from analysts; that suggests the market may wait for proof that new partnerships (like Ford) and originations translate into durable earnings expansion. Consensus rating article
• Negative Sentiment: Small downward revisions to longer‑term estimates — Zacks trimmed a few later‑period estimates (Q4 2027, FY2028) and made minor cuts to some quarterly forecasts; while changes are modest, they highlight lingering uncertainty about long‑range margin and portfolio assumptions and limit upside to the stock’s valuation multiple.

Bread Financial Company Profile

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.