Allianz (OTCMKTS:ALIZY) & Ageas (OTCMKTS:AGESY) Financial Review

Allianz (OTCMKTS:ALIZY) and Ageas (OTCMKTS:AGESY) are both large-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, earnings, profitability, valuation, dividends and risk.

Insider and Institutional Ownership

0.0% of Allianz shares are owned by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Allianz and Ageas’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Allianz	5.80%	18.31%	1.12%
Ageas	N/A	N/A	N/A

Dividends

Allianz pays an annual dividend of $1.18 per share and has a dividend yield of 2.9%. Ageas pays an annual dividend of $2.81 per share and has a dividend yield of 4.1%. Allianz pays out 37.6% of its earnings in the form of a dividend.

Analyst Recommendations

This is a summary of current ratings and target prices for Allianz and Ageas, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Allianz	1	4	1	1	2.29
Ageas	0	1	1	0	2.50

Earnings and Valuation

This table compares Allianz and Ageas”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Allianz	$211.45 billion	0.73	$12.19 billion	$3.14	12.87
Ageas	$14.68 billion	0.89	$1.21 billion	N/A	N/A

Allianz has higher revenue and earnings than Ageas.

Volatility & Risk

Allianz has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500. Comparatively, Ageas has a beta of 0.4, suggesting that its stock price is 60% less volatile than the S&P 500.

Summary

Allianz beats Ageas on 8 of the 12 factors compared between the two stocks.

About Allianz

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

About Ageas

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. It provides life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other property insurance products, as well as insurance services for other damages to property. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.