Analyzing UBS (OTCMKTS:OUBSF) & Pinnacle Financial Partners (NYSE:PNFP)

Pinnacle Financial Partners (NYSE:PNFP) and UBS (OTCMKTS:OUBSF) are both financial services companies, but which is the superior business? We will compare the two businesses based on the strength of their analyst recommendations, earnings, dividends, risk, institutional ownership, profitability and valuation.

Valuation & Earnings

This table compares Pinnacle Financial Partners and UBS”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pinnacle Financial Partners	$3.32 billion	1.94	$641.86 million	$8.09	10.26
UBS	N/A	N/A	N/A	N/A	N/A

Pinnacle Financial Partners has higher revenue and earnings than UBS.

Analyst Recommendations

This is a breakdown of current ratings and price targets for Pinnacle Financial Partners and UBS, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pinnacle Financial Partners	0	8	10	1	2.63
UBS	0	0	0	0	0.00

Pinnacle Financial Partners presently has a consensus target price of $113.41, indicating a potential upside of 36.70%. Given Pinnacle Financial Partners’ stronger consensus rating and higher possible upside, analysts plainly believe Pinnacle Financial Partners is more favorable than UBS.

Institutional and Insider Ownership

87.4% of Pinnacle Financial Partners shares are owned by institutional investors. 1.5% of Pinnacle Financial Partners shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Pinnacle Financial Partners and UBS’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Pinnacle Financial Partners	19.41%	10.10%	1.19%
UBS	N/A	N/A	N/A

Summary

Pinnacle Financial Partners beats UBS on 10 of the 10 factors compared between the two stocks.

About Pinnacle Financial Partners

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loan; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.