Comparing Everest Group (NYSE:EG) & Allianz (OTCMKTS:ALIZY)

Allianz (OTCMKTS:ALIZY) and Everest Group (NYSE:EG) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, risk, analyst recommendations, profitability and institutional ownership.

Valuation & Earnings

This table compares Allianz and Everest Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Allianz	$211.45 billion	0.72	$12.19 billion	$3.14	12.82
Everest Group	$17.50 billion	0.73	$1.59 billion	$37.86	8.39

Allianz has higher revenue and earnings than Everest Group. Everest Group is trading at a lower price-to-earnings ratio than Allianz, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a summary of current ratings and price targets for Allianz and Everest Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Allianz	1	4	1	1	2.29
Everest Group	0	10	6	0	2.38

Everest Group has a consensus target price of $363.21, indicating a potential upside of 14.35%. Given Everest Group’s stronger consensus rating and higher probable upside, analysts plainly believe Everest Group is more favorable than Allianz.

Dividends

Allianz pays an annual dividend of $1.18 per share and has a dividend yield of 2.9%. Everest Group pays an annual dividend of $8.00 per share and has a dividend yield of 2.5%. Allianz pays out 37.6% of its earnings in the form of a dividend. Everest Group pays out 21.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Everest Group has increased its dividend for 1 consecutive years.

Insider & Institutional Ownership

0.0% of Allianz shares are held by institutional investors. Comparatively, 92.6% of Everest Group shares are held by institutional investors. 1.1% of Everest Group shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Allianz and Everest Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Allianz	5.80%	17.50%	1.10%
Everest Group	9.09%	12.50%	3.08%

Volatility and Risk

Allianz has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, Everest Group has a beta of 0.34, indicating that its share price is 66% less volatile than the S&P 500.

Summary

Everest Group beats Allianz on 11 of the 18 factors compared between the two stocks.

About Allianz

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company’s Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

About Everest Group

Everest Group, Ltd., through its subsidiaries, provides reinsurance and insurance products in the United States, Europe, and internationally. The company operates through two segment, Insurance and Reinsurance. The Reinsurance segment writes property and casualty reinsurance; and specialty lines of business through reinsurance brokers, as well as directly with ceding companies in the United States, Bermuda, Ireland, Canada, Singapore, Switzerland, and the United Kingdom. The Insurance Operations segment writes property and casualty insurance directly, as well as through brokers, surplus lines, and general agents in the United States, Bermuda, Canada, Europe, South America, Singapore, France, Germany, Spain, Canada, Chile, the United Kingdom, Ireland, and the Netherlands. The company also provides treaty and facultative reinsurance products; admitted and non-admitted insurance products; and accident and health, specialty underwriters, eversports and entertainment, and surety and credit, marine and aviation, as well as structured and property hybrid solutions. In addition, it offers commercial property and casualty insurance products through wholesale and retail brokers, surplus lines brokers, and program administrators. The company was formerly known as Everest Re Group, Ltd. and changed its name to Everest Group, Ltd. in July 2023.Everest Group, Ltd., was founded in 1973 and is headquartered in Hamilton, Bermuda.