Head-To-Head Survey: Seibels Bruce Group (OTCMKTS:SBBG) vs. NMI (NASDAQ:NMIH)

Seibels Bruce Group (OTCMKTS:SBBG) and NMI (NASDAQ:NMIH) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, institutional ownership and earnings.

Profitability

This table compares Seibels Bruce Group and NMI’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Seibels Bruce Group	N/A	N/A	N/A
NMI	55.05%	15.78%	10.64%

Volatility and Risk

Seibels Bruce Group has a beta of 5.69, meaning that its share price is 469% more volatile than the S&P 500. Comparatively, NMI has a beta of 0.64, meaning that its share price is 36% less volatile than the S&P 500.

Earnings and Valuation

This table compares Seibels Bruce Group and NMI”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Seibels Bruce Group	N/A	N/A	N/A	N/A	N/A
NMI	$706.44 million	4.09	$388.93 million	$4.91	7.72

NMI has higher revenue and earnings than Seibels Bruce Group.

Analyst Ratings

This is a summary of current ratings for Seibels Bruce Group and NMI, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Seibels Bruce Group	0	0	0	0	0.00
NMI	0	1	4	0	2.80

NMI has a consensus price target of $42.80, suggesting a potential upside of 12.90%. Given NMI’s stronger consensus rating and higher possible upside, analysts clearly believe NMI is more favorable than Seibels Bruce Group.

Insider and Institutional Ownership

94.1% of NMI shares are owned by institutional investors. 55.4% of Seibels Bruce Group shares are owned by company insiders. Comparatively, 3.0% of NMI shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

NMI beats Seibels Bruce Group on 8 of the 10 factors compared between the two stocks.

About Seibels Bruce Group

The Seibels Bruce Group, Inc. provides processing, technology, and claims solutions to the property and casualty insurance industry. The company offers processing solutions for coastal markets; business process outsourcing; claims administration solutions; information technology outsourcing; and professional services. It also provides technology solutions, such as IPX enterprise insurance suite, CPX claims management system, FNOL first notice of loss, and reinspection processing xpert solutions; and claims solutions, including third party administration, catastrophe management, first notice of loss, multi-line adjusting and examination, reinspection, and subrogation/salvage services. The company was founded in 1869 and is based in Columbia, South Carolina.

About NMI

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.