Reviewing M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) & Zurich Insurance Group (OTCMKTS:ZURVY)

M�nchener R�ckversicherungs-Gesellschaft (OTCMKTS:MURGY) and Zurich Insurance Group (OTCMKTS:ZURVY) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, analyst recommendations, valuation, institutional ownership and earnings.

Earnings and Valuation

This table compares M�nchener R�ckversicherungs-Gesellschaft and Zurich Insurance Group”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M�nchener R�ckversicherungs-Gesellschaft	$68.33 billion	1.08	$6.92 billion	$2.46	4.81
Zurich Insurance Group	$62.95 billion	1.86	$6.80 billion	N/A	N/A

M�nchener R�ckversicherungs-Gesellschaft has higher revenue and earnings than Zurich Insurance Group.

Risk and Volatility

M�nchener R�ckversicherungs-Gesellschaft has a beta of 0.39, suggesting that its stock price is 61% less volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.54, suggesting that its stock price is 46% less volatile than the S&P 500.

Dividends

M�nchener R�ckversicherungs-Gesellschaft pays an annual dividend of $0.34 per share and has a dividend yield of 2.9%. Zurich Insurance Group pays an annual dividend of $1.23 per share and has a dividend yield of 3.2%. M�nchener R�ckversicherungs-Gesellschaft pays out 13.8% of its earnings in the form of a dividend.

Insider & Institutional Ownership

0.2% of M�nchener R�ckversicherungs-Gesellschaft shares are owned by institutional investors. Comparatively, 0.0% of Zurich Insurance Group shares are owned by institutional investors. 0.0% of Zurich Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current recommendations and price targets for M�nchener R�ckversicherungs-Gesellschaft and Zurich Insurance Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M�nchener R�ckversicherungs-Gesellschaft	1	1	1	0	2.00
Zurich Insurance Group	0	2	0	0	2.00

Profitability

This table compares M�nchener R�ckversicherungs-Gesellschaft and Zurich Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
M�nchener R�ckversicherungs-Gesellschaft	11.28%	21.44%	2.48%
Zurich Insurance Group	N/A	N/A	N/A

Summary

M�nchener R�ckversicherungs-Gesellschaft beats Zurich Insurance Group on 7 of the 12 factors compared between the two stocks.

About M�nchener R�ckversicherungs-Gesellschaft

Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München engages in the insurance and reinsurance businesses worldwide. It also offers life and health reinsurance solutions, such as digital underwriting and advanced analytics solutions, health insurance management system, financial market risks, financing, portfolio risk management, digitalized investment-linked solution, MIRA digital suite, MIRA POS, MIRApply insured and physician, claims risk adjustment, CLARA plus, data analytics, underwriting and claims, medical research, capital management, and health market. The company also provides property and casualty reinsurance solutions, including agricultural risk, data analytics, infrastructure risk profiler, property insurance, retroactive reinsurance, insurance linked securities, location risk, risk transfer, and cyber, NatCatSERVICE for natural catastrophe loss database, REALYTIX ZERO, IMPROVEX, and cert2go, as well as consulting services for reinsurance, business advisory, portfolio performance and management, claims management, commercial motor, telematics, and electric vehicles. In addition, the company provides solutions for industry clients, such as IoT cover, earnings quality insurance protection, captive insurance and risk transfer, liability, weather risks, space and satellite insurance, solar and biomass insurance, wind insurance, digital asset, mining risks cover, construction projects covers and services, aviation insurance, power and utilities, industrial cyber insurance, risk suite, location risk intelligence, digital risks, PV warranty insurance, parametric, Insure AI, e-mobility, circular economy, liquidation damage cover, and natural catastrophes solutions. Further, it offers life, property-casualty, health, legal protection, and travel insurance products under the ERGO brand name; and insurance solutions for agriculture, captive, epidemic, cyber, and renewable energy. The company was founded in 1880 and is based in Munich, Germany.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.