USCB Financial (USCB) to Post Earnings on Thursday

USCB Financial (NASDAQ:USCB) is projected to announce its Q2 2026 results after the market closes on Thursday, July 23rd. Analysts expect USCB Financial to post earnings of $0.49 per share and revenue of $26.7370 million for the quarter. Interested persons are encouraged to explore the company’s upcoming Q2 2026 earning report page for the latest details on the call scheduled for Friday, July 24, 2026 at 11:00 AM ET.

USCB Financial (NASDAQ:USCB) last announced its quarterly earnings data on Thursday, April 23rd. The company reported $0.47 EPS for the quarter, missing analysts’ consensus estimates of $0.48 by ($0.01). The business had revenue of $26.18 million for the quarter, compared to analyst estimates of $25.95 million. USCB Financial had a return on equity of 15.37% and a net margin of 17.04%. On average, analysts expect USCB Financial to post $2 EPS for the current fiscal year and $2 EPS for the next fiscal year.

USCB Financial Price Performance

NASDAQ USCB opened at $20.32 on Tuesday. The company has a 50 day simple moving average of $19.34 and a 200-day simple moving average of $19.17. The company has a debt-to-equity ratio of 0.41, a current ratio of 0.91 and a quick ratio of 0.91. The firm has a market capitalization of $371.04 million, a price-to-earnings ratio of 14.21 and a beta of 0.51. USCB Financial has a 52-week low of $16.06 and a 52-week high of $20.99.

Analyst Ratings Changes

Several research analysts have weighed in on the stock. Hovde Group upped their price objective on shares of USCB Financial from $19.50 to $20.00 and gave the company a “market perform” rating in a research note on Monday, April 27th. Piper Sandler boosted their price target on shares of USCB Financial from $23.00 to $24.00 and gave the company an “overweight” rating in a report on Tuesday, April 28th. Wall Street Zen downgraded shares of USCB Financial from a “buy” rating to a “hold” rating in a research note on Monday. Raymond James Financial reiterated a “strong-buy” rating on shares of USCB Financial in a report on Monday, April 27th. Finally, Zacks Research raised USCB Financial from a “strong sell” rating to a “hold” rating in a research report on Monday, March 30th. One research analyst has rated the stock with a Strong Buy rating, two have assigned a Buy rating and two have given a Hold rating to the company’s stock. According to MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $22.00.

Insider Activity at USCB Financial

In other news, Director Ramon Abadin sold 9,000 shares of the stock in a transaction on Thursday, May 14th. The shares were sold at an average price of $18.21, for a total transaction of $163,890.00. Following the transaction, the director owned 24,561 shares in the company, valued at $447,255.81. This represents a 26.82% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, CEO La Aguilera Luis De sold 49,414 shares of the stock in a transaction on Thursday, May 21st. The stock was sold at an average price of $18.30, for a total transaction of $904,276.20. Following the transaction, the chief executive officer directly owned 242,945 shares in the company, valued at $4,445,893.50. The trade was a 16.90% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders sold 248,122 shares of company stock valued at $4,514,106 over the last three months. Insiders own 27.40% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently made changes to their positions in the stock. T. Rowe Price Investment Management Inc. grew its holdings in USCB Financial by 5.8% during the fourth quarter. T. Rowe Price Investment Management Inc. now owns 1,316,580 shares of the company’s stock valued at $24,252,000 after purchasing an additional 71,728 shares during the last quarter. NewEdge Advisors LLC lifted its stake in shares of USCB Financial by 60.1% in the fourth quarter. NewEdge Advisors LLC now owns 1,700 shares of the company’s stock worth $31,000 after buying an additional 638 shares during the last quarter. Quadrature Capital Ltd boosted its holdings in shares of USCB Financial by 64.7% during the 4th quarter. Quadrature Capital Ltd now owns 17,616 shares of the company’s stock worth $324,000 after buying an additional 6,922 shares during the period. Bridgeway Capital Management LLC bought a new stake in shares of USCB Financial during the 4th quarter worth $276,000. Finally, AQR Capital Management LLC grew its stake in USCB Financial by 44.6% in the 4th quarter. AQR Capital Management LLC now owns 19,514 shares of the company’s stock valued at $359,000 after buying an additional 6,023 shares during the last quarter. Institutional investors and hedge funds own 61.34% of the company’s stock.

About USCB Financial

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.