Brokerages Set Flagstar Bank, National Association (NYSE:FLG) PT at $16.96

Shares of Flagstar Bank, National Association (NYSE:FLG) have received a consensus rating of “Moderate Buy” from the thirteen analysts that are presently covering the firm, Marketbeat.com reports. One investment analyst has rated the stock with a sell rating, three have issued a hold rating and nine have issued a buy rating on the company. The average 12-month price objective among brokers that have issued a report on the stock in the last year is $16.9583.

Several equities analysts have recently commented on the stock. Truist Financial upgraded shares of Flagstar Bank, National Association from a “hold” rating to a “buy” rating and boosted their price target for the company from $13.50 to $17.00 in a report on Tuesday, April 7th. DA Davidson increased their price objective on Flagstar Bank, National Association from $16.00 to $17.00 and gave the stock a “buy” rating in a report on Monday, April 27th. Barclays increased their price objective on Flagstar Bank, National Association from $16.00 to $17.00 and gave the stock an “overweight” rating in a report on Tuesday, July 7th. Wall Street Zen raised Flagstar Bank, National Association from a “sell” rating to a “hold” rating in a research report on Saturday, July 18th. Finally, UBS Group initiated coverage on Flagstar Bank, National Association in a research note on Tuesday, July 7th. They issued a “buy” rating and a $18.00 target price on the stock.

Key Headlines Impacting Flagstar Bank, National Association

Here are the key news stories impacting Flagstar Bank, National Association this week:

• Positive Sentiment: Flagstar announced a $250 million share repurchase program, which signals confidence in its capital position and can support shareholder value. Flagstar Bank, N.A. Announces $250 Million Share Repurchase Program
• Positive Sentiment: The bank said it posted its third straight quarter of profitability, with pre-provision net revenue improving and expenses down 3% from the prior quarter, showing better operating leverage. Flagstar Bank Reports Second Quarter 2026 Results
• Positive Sentiment: Deposit costs declined and total deposits increased, while C&I loans grew 12% quarter over quarter, suggesting improving core banking momentum. Flagstar Bank Reports Second Quarter 2026 Results
• Neutral Sentiment: On an earnings-call and results basis, Flagstar reported adjusted EPS of $0.05 versus expectations of $0.06, and revenue of $512 million versus estimates of $540.9 million, a modest miss that likely weighed on sentiment. Flagstar Bank (FLG) Q2 2026 Earnings Call Transcript
• Negative Sentiment: Several headlines emphasized that Flagstar lagged consensus EPS and revenue estimates, which is the main reason the stock is reacting lower despite better year-over-year earnings. Flagstar Bank (FLG) Lags Q2 Earnings and Revenue Estimates

Hedge Funds Weigh In On Flagstar Bank, National Association

A number of hedge funds have recently added to or reduced their stakes in the company. Geode Capital Management LLC raised its position in Flagstar Bank, National Association by 6.7% during the fourth quarter. Geode Capital Management LLC now owns 7,487,034 shares of the company’s stock valued at $94,277,000 after acquiring an additional 467,053 shares in the last quarter. Dimensional Fund Advisors LP grew its position in Flagstar Bank, National Association by 9.2% in the first quarter. Dimensional Fund Advisors LP now owns 6,731,631 shares of the company’s stock worth $88,645,000 after acquiring an additional 569,003 shares in the last quarter. Alliancebernstein L.P. increased its stake in shares of Flagstar Bank, National Association by 1,130.1% during the 2nd quarter. Alliancebernstein L.P. now owns 6,635,962 shares of the company’s stock worth $70,341,000 after purchasing an additional 6,096,512 shares during the last quarter. Goldman Sachs Group Inc. increased its stake in shares of Flagstar Bank, National Association by 60.9% during the 4th quarter. Goldman Sachs Group Inc. now owns 4,626,146 shares of the company’s stock worth $58,243,000 after purchasing an additional 1,750,889 shares during the last quarter. Finally, Alyeska Investment Group L.P. bought a new position in shares of Flagstar Bank, National Association during the 4th quarter valued at $53,216,000. Institutional investors and hedge funds own 67.88% of the company’s stock.

Flagstar Bank, National Association Stock Performance

FLG stock opened at $13.85 on Thursday. The firm has a 50 day simple moving average of $14.51 and a 200 day simple moving average of $13.80. Flagstar Bank, National Association has a 52 week low of $10.57 and a 52 week high of $15.44. The stock has a market cap of $5.77 billion, a P/E ratio of 461.53 and a beta of 1.01. The company has a debt-to-equity ratio of 1.47, a quick ratio of 0.90 and a current ratio of 0.90.

Flagstar Bank, National Association (NYSE:FLG) last released its quarterly earnings data on Friday, July 24th. The company reported $0.05 earnings per share for the quarter, missing the consensus estimate of $0.06 by ($0.01). Flagstar Bank, National Association had a negative net margin of 1.22% and a negative return on equity of 0.11%. The company had revenue of $512.00 million during the quarter, compared to analyst estimates of $540.87 million. During the same quarter in the prior year, the company posted ($0.14) EPS. The firm’s quarterly revenue was up 4.0% compared to the same quarter last year. Research analysts anticipate that Flagstar Bank, National Association will post 0.43 earnings per share for the current fiscal year.

Flagstar Bank, National Association Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Wednesday, June 17th. Stockholders of record on Sunday, June 7th were issued a dividend of $0.01 per share. This represents a $0.04 annualized dividend and a dividend yield of 0.3%. The ex-dividend date was Friday, June 5th. Flagstar Bank, National Association’s payout ratio is currently -18.18%.

Flagstar Bank, National Association announced that its Board of Directors has initiated a stock buyback plan on Friday, July 24th that permits the company to buyback $250.00 million in shares. This buyback authorization permits the company to repurchase up to 4.1% of its stock through open market purchases. Stock buyback plans are often an indication that the company’s board of directors believes its shares are undervalued.

About Flagstar Bank, National Association

Flagstar Financial Corporation (NYSE: FLG) is a bank holding company whose principal subsidiary, Flagstar Bank, provides a range of financial services across the United States. Headquartered in Troy, Michigan, Flagstar combines commercial banking, mortgage lending and servicing, and deposit products to serve individuals, businesses and public entities. As a publicly traded company, Flagstar leverages its banking charter and national mortgage platform to deliver tailored financial solutions through both digital and branch channels.

The company’s mortgage business is one of the largest residential originators and servicers in the nation, offering retail, wholesale and correspondent lending channels.