UMB Financial (UMBF) to Release Earnings on Tuesday

UMB Financial (NASDAQ:UMBF) is expected to issue its Q2 2026 results after the market closes on Tuesday, July 28th. Analysts expect UMB Financial to announce earnings of $3.07 per share and revenue of $727.6280 million for the quarter. Investors may review the information on the company’s upcoming Q2 2026 earning overview page for the latest details on the call scheduled for Wednesday, July 29, 2026 at 9:30 AM ET.

UMB Financial (NASDAQ:UMBF) last issued its quarterly earnings results on Tuesday, April 28th. The bank reported $3.41 earnings per share for the quarter, topping analysts’ consensus estimates of $2.82 by $0.59. UMB Financial had a return on equity of 13.07% and a net margin of 20.42%.The business had revenue of $739.16 million for the quarter, compared to analyst estimates of $701.79 million. During the same quarter in the previous year, the firm earned $2.58 earnings per share. The company’s revenue was up 31.1% on a year-over-year basis. On average, analysts expect UMB Financial to post $13 EPS for the current fiscal year and $14 EPS for the next fiscal year.

UMB Financial Stock Performance

UMBF opened at $141.20 on Friday. The company has a market cap of $10.73 billion, a P/E ratio of 12.53, a price-to-earnings-growth ratio of 0.78 and a beta of 0.77. The company has a quick ratio of 0.75, a current ratio of 0.75 and a debt-to-equity ratio of 0.06. The firm’s 50-day moving average price is $137.14 and its 200-day moving average price is $126.97. UMB Financial has a 52-week low of $103.38 and a 52-week high of $148.31.

UMB Financial Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Wednesday, July 1st. Shareholders of record on Wednesday, June 10th were given a dividend of $0.43 per share. This represents a $1.72 annualized dividend and a yield of 1.2%. The ex-dividend date of this dividend was Wednesday, June 10th. UMB Financial’s payout ratio is currently 15.26%.

Analyst Upgrades and Downgrades

A number of research analysts have issued reports on UMBF shares. Hovde Group upped their price target on shares of UMB Financial from $145.00 to $150.00 and gave the company an “outperform” rating in a research note on Wednesday, April 29th. Barclays lifted their target price on UMB Financial from $160.00 to $170.00 and gave the stock an “overweight” rating in a report on Thursday, April 30th. Zacks Research downgraded shares of UMB Financial from a “strong-buy” rating to a “hold” rating in a report on Tuesday, June 30th. Morgan Stanley raised their price target on shares of UMB Financial from $143.00 to $159.00 and gave the stock an “overweight” rating in a research report on Monday, June 29th. Finally, Citigroup lifted their price objective on shares of UMB Financial from $138.00 to $144.00 and gave the company a “neutral” rating in a research note on Thursday, June 25th. Two equities research analysts have rated the stock with a Strong Buy rating, nine have assigned a Buy rating and three have assigned a Hold rating to the company’s stock. According to MarketBeat.com, the stock has an average rating of “Moderate Buy” and an average target price of $152.17.

Insider Activity

In related news, Director Kevin Charles Gallagher sold 381 shares of the firm’s stock in a transaction dated Wednesday, June 10th. The stock was sold at an average price of $132.88, for a total transaction of $50,627.28. Following the sale, the director directly owned 12,223 shares of the company’s stock, valued at $1,624,192.24. This trade represents a 3.02% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, President James D. Rine sold 8,246 shares of UMB Financial stock in a transaction that occurred on Tuesday, June 9th. The shares were sold at an average price of $132.59, for a total value of $1,093,337.14. Following the transaction, the president owned 61,446 shares of the company’s stock, valued at approximately $8,147,125.14. This represents a 11.83% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 5.33% of the stock is owned by company insiders.

Hedge Funds Weigh In On UMB Financial

Several institutional investors have recently made changes to their positions in UMBF. Mercer Global Advisors Inc. ADV grew its stake in shares of UMB Financial by 4.1% in the fourth quarter. Mercer Global Advisors Inc. ADV now owns 2,563 shares of the bank’s stock valued at $295,000 after buying an additional 102 shares in the last quarter. Steward Partners Investment Advisory LLC lifted its stake in UMB Financial by 3.9% during the 4th quarter. Steward Partners Investment Advisory LLC now owns 2,910 shares of the bank’s stock worth $335,000 after acquiring an additional 108 shares in the last quarter. Commonwealth Equity Services LLC boosted its holdings in UMB Financial by 3.4% during the 4th quarter. Commonwealth Equity Services LLC now owns 3,908 shares of the bank’s stock valued at $450,000 after acquiring an additional 129 shares during the period. Smartleaf Asset Management LLC boosted its holdings in UMB Financial by 18.1% during the 4th quarter. Smartleaf Asset Management LLC now owns 888 shares of the bank’s stock valued at $104,000 after acquiring an additional 136 shares during the period. Finally, Ensign Peak Advisors Inc grew its position in UMB Financial by 0.7% in the 4th quarter. Ensign Peak Advisors Inc now owns 22,877 shares of the bank’s stock valued at $2,632,000 after acquiring an additional 163 shares in the last quarter. 87.78% of the stock is owned by hedge funds and other institutional investors.

About UMB Financial

UMB Financial Corporation (NASDAQ: UMBF) is a diversified financial services holding company headquartered in Kansas City, Missouri. Through its principal banking subsidiary, UMB Bank, N.A., the company provides a full suite of commercial and consumer banking services. Key offerings include deposit accounts, commercial and consumer lending, treasury and cash management, as well as online and mobile banking solutions designed to serve businesses, individuals and municipalities.

In addition to its core banking operations, UMB Financial delivers wealth management and trust services, investment advisory, asset management and retirement planning to high-net-worth individuals, families and institutions.