Citizens Financial Services (CZFS) to Announce Earnings on Wednesday

Citizens Financial Services (NASDAQ:CZFS) is projected to release its Q2 2026 results before the market opens on Wednesday, July 29th. Analysts expect the company to post earnings of $1.98 per share and revenue of $29.30 million for the quarter. Interested persons may visit the the company’s upcoming Q2 2026 earning summary page for the latest details on the call scheduled for Wednesday, August 5, 2026 at 9:30 AM ET.

Citizens Financial Services (NASDAQ:CZFS) last issued its quarterly earnings results on Wednesday, April 29th. The company reported $2.16 EPS for the quarter, topping the consensus estimate of $1.98 by $0.18. Citizens Financial Services had a return on equity of 11.89% and a net margin of 22.47%.The company had revenue of $29.80 million for the quarter, compared to the consensus estimate of $29.10 million. On average, analysts expect Citizens Financial Services to post $8 EPS for the current fiscal year and $8 EPS for the next fiscal year.

Citizens Financial Services Price Performance

Shares of CZFS stock opened at $74.88 on Monday. Citizens Financial Services has a 12 month low of $49.99 and a 12 month high of $75.00. The company has a quick ratio of 0.95, a current ratio of 0.95 and a debt-to-equity ratio of 0.58. The firm has a market cap of $359.42 million, a PE ratio of 9.14 and a beta of 0.36. The stock has a 50 day moving average of $68.89 and a 200-day moving average of $65.17.

Citizens Financial Services Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, June 26th. Investors of record on Friday, June 12th were given a dividend of $0.51 per share. This represents a $2.04 dividend on an annualized basis and a yield of 2.7%. This is an increase from Citizens Financial Services’s previous quarterly dividend of $0.50. The ex-dividend date of this dividend was Friday, June 12th. Citizens Financial Services’s payout ratio is presently 24.91%.

Analysts Set New Price Targets

Several analysts have issued reports on CZFS shares. Weiss Ratings lowered shares of Citizens Financial Services from a “buy (b-)” rating to a “hold (c)” rating in a research report on Monday, May 4th. Zacks Research upgraded shares of Citizens Financial Services from a “hold” rating to a “strong-buy” rating in a research note on Tuesday, June 30th. Two equities research analysts have rated the stock with a Strong Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Buy”.

Hedge Funds Weigh In On Citizens Financial Services

Hedge funds have recently made changes to their positions in the business. Jane Street Group LLC bought a new stake in Citizens Financial Services in the first quarter valued at about $249,000. Geode Capital Management LLC grew its stake in shares of Citizens Financial Services by 1.6% in the 2nd quarter. Geode Capital Management LLC now owns 106,338 shares of the company’s stock valued at $6,246,000 after purchasing an additional 1,681 shares during the period. Rhumbline Advisers grew its stake in shares of Citizens Financial Services by 25.4% in the 2nd quarter. Rhumbline Advisers now owns 6,604 shares of the company’s stock valued at $388,000 after purchasing an additional 1,337 shares during the period. American Century Companies Inc. raised its holdings in shares of Citizens Financial Services by 1.4% in the 2nd quarter. American Century Companies Inc. now owns 28,344 shares of the company’s stock worth $1,664,000 after buying an additional 400 shares in the last quarter. Finally, Raymond James Financial Inc. bought a new position in shares of Citizens Financial Services during the 2nd quarter worth approximately $124,000. Institutional investors and hedge funds own 22.49% of the company’s stock.

Citizens Financial Services Company Profile

Citizens Financial Services, Inc (NASDAQ:CZFS) is a bank holding company headquartered in Elderton, Pennsylvania, providing a range of retail and commercial banking services through its primary subsidiary, Citizens Savings Bank. The company offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms tailored to personal and business clients.

Beyond deposit-taking, Citizens Financial Services underwrites a variety of lending products, including residential mortgage loans, home equity financing, commercial real estate loans, construction lending and consumer installment loans.