Merchants Bancorp (MBIN) to Release Earnings on Wednesday

Merchants Bancorp (NASDAQ:MBIN) will likely be releasing its Q4 2025 results after the market closes on Wednesday, January 28th. Analysts expect Merchants Bancorp to post earnings of $0.94 per share and revenue of $170.80 million for the quarter. Investors may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Thursday, January 29, 2026 at 12:00 AM ET.

Merchants Bancorp (NASDAQ:MBIN) last posted its earnings results on Tuesday, October 28th. The company reported $0.97 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.79 by $0.18. The company had revenue of $171.07 million during the quarter, compared to analyst estimates of $163.90 million. Merchants Bancorp had a return on equity of 15.20% and a net margin of 17.73%. On average, analysts expect Merchants Bancorp to post $6 EPS for the current fiscal year and $6 EPS for the next fiscal year.

Merchants Bancorp Stock Performance

Shares of MBIN stock opened at $34.32 on Wednesday. The stock has a market cap of $1.57 billion, a PE ratio of 7.89 and a beta of 1.25. The stock has a 50-day moving average of $34.03 and a 200-day moving average of $32.99. The company has a debt-to-equity ratio of 1.73, a current ratio of 1.10 and a quick ratio of 0.80. Merchants Bancorp has a one year low of $27.25 and a one year high of $43.82.

Merchants Bancorp Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, January 2nd. Investors of record on Monday, December 15th were given a $0.10 dividend. The ex-dividend date was Monday, December 15th. This represents a $0.40 dividend on an annualized basis and a dividend yield of 1.2%. Merchants Bancorp’s dividend payout ratio is currently 9.20%.

Analyst Upgrades and Downgrades

Several research analysts have weighed in on MBIN shares. Zacks Research upgraded Merchants Bancorp from a “strong sell” rating to a “hold” rating in a report on Thursday, October 30th. Wall Street Zen upgraded Merchants Bancorp from a “sell” rating to a “hold” rating in a report on Saturday, November 1st. Raymond James Financial reissued an “outperform” rating and set a $38.00 target price (down from $40.00) on shares of Merchants Bancorp in a research note on Wednesday, October 29th. Morgan Stanley reaffirmed an “underperform” rating and issued a $39.00 price target (up previously from $34.00) on shares of Merchants Bancorp in a research note on Monday, September 29th. Finally, UBS Group set a $42.00 price target on shares of Merchants Bancorp in a report on Thursday, October 30th. Two equities research analysts have rated the stock with a Buy rating, two have assigned a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, the stock has a consensus rating of “Hold” and an average price target of $40.25.

Institutional Trading of Merchants Bancorp

Several institutional investors and hedge funds have recently bought and sold shares of the stock. California State Teachers Retirement System raised its stake in shares of Merchants Bancorp by 9.2% during the 3rd quarter. California State Teachers Retirement System now owns 19,369 shares of the company’s stock worth $616,000 after purchasing an additional 1,624 shares in the last quarter. Legal & General Group Plc grew its stake in shares of Merchants Bancorp by 3.8% in the second quarter. Legal & General Group Plc now owns 21,677 shares of the company’s stock valued at $717,000 after buying an additional 795 shares in the last quarter. Algert Global LLC increased its holdings in Merchants Bancorp by 97.2% during the third quarter. Algert Global LLC now owns 29,303 shares of the company’s stock worth $932,000 after buying an additional 14,440 shares during the last quarter. Jane Street Group LLC raised its position in Merchants Bancorp by 60.3% during the first quarter. Jane Street Group LLC now owns 32,874 shares of the company’s stock worth $1,216,000 after acquiring an additional 12,361 shares in the last quarter. Finally, Verition Fund Management LLC lifted its stake in Merchants Bancorp by 82.5% in the third quarter. Verition Fund Management LLC now owns 42,073 shares of the company’s stock valued at $1,338,000 after acquiring an additional 19,020 shares during the last quarter. Institutional investors own 24.57% of the company’s stock.

Merchants Bancorp Company Profile

Merchants Bancorp (NASDAQ: MBIN) is the bank holding company for Merchants Bank, a regional financial institution headquartered in Buffalo, New York. Through its network of branches and digital platforms, the company offers a range of banking services across western and central New York. Merchants Bancorp operates as a full‐service commercial bank, serving small and medium-sized businesses, professionals, families and individuals in its core markets.

The company’s primary activities include deposit taking, commercial and consumer lending, mortgage origination, and treasury management services.