Financial Institutions (FISI) Projected to Post Earnings on Thursday

Financial Institutions (NASDAQ:FISI) will likely be posting its Q4 2025 results after the market closes on Thursday, January 29th. Analysts expect Financial Institutions to post earnings of $0.95 per share and revenue of $62.9850 million for the quarter. Parties can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, January 30, 2026 at 8:30 AM ET.

Financial Institutions (NASDAQ:FISI) last announced its quarterly earnings results on Monday, November 3rd. The bank reported $0.99 earnings per share (EPS) for the quarter. The company had revenue of $63.85 million for the quarter. Financial Institutions had a negative net margin of 2.93% and a positive return on equity of 11.10%. On average, analysts expect Financial Institutions to post $3 EPS for the current fiscal year and $4 EPS for the next fiscal year.

Financial Institutions Stock Up 5.3%

FISI stock opened at $33.26 on Thursday. The company has a debt-to-equity ratio of 0.19, a current ratio of 0.87 and a quick ratio of 0.87. The company’s 50 day simple moving average is $31.20 and its 200-day simple moving average is $28.52. Financial Institutions has a 12 month low of $20.97 and a 12 month high of $33.42. The firm has a market capitalization of $669.52 million, a PE ratio of -24.28 and a beta of 0.70.

Financial Institutions Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Friday, January 2nd. Shareholders of record on Monday, December 15th were issued a dividend of $0.31 per share. This represents a $1.24 dividend on an annualized basis and a yield of 3.7%. The ex-dividend date was Monday, December 15th. Financial Institutions’s dividend payout ratio is -90.51%.

Wall Street Analysts Forecast Growth

A number of equities analysts have recently weighed in on the company. Zacks Research raised Financial Institutions to a “hold” rating in a report on Thursday, December 18th. Weiss Ratings reissued a “hold (c-)” rating on shares of Financial Institutions in a research note on Monday, December 29th. Wall Street Zen upgraded shares of Financial Institutions from a “hold” rating to a “buy” rating in a report on Sunday, December 28th. Keefe, Bruyette & Woods raised their price target on shares of Financial Institutions from $34.00 to $35.00 and gave the stock an “outperform” rating in a research note on Monday, October 27th. Finally, Piper Sandler reiterated a “neutral” rating and set a $34.00 price target on shares of Financial Institutions in a report on Wednesday, December 17th. One equities research analyst has rated the stock with a Buy rating and four have issued a Hold rating to the company’s stock. Based on data from MarketBeat.com, Financial Institutions currently has an average rating of “Hold” and a consensus target price of $33.67.

Institutional Inflows and Outflows

Large investors have recently modified their holdings of the stock. Aquatic Capital Management LLC purchased a new stake in shares of Financial Institutions during the 3rd quarter valued at $330,000. Thrivent Financial for Lutherans raised its position in shares of Financial Institutions by 13.3% in the 2nd quarter. Thrivent Financial for Lutherans now owns 10,409 shares of the bank’s stock worth $267,000 after buying an additional 1,218 shares during the period. Tower Research Capital LLC TRC boosted its holdings in Financial Institutions by 1,498.3% in the second quarter. Tower Research Capital LLC TRC now owns 11,060 shares of the bank’s stock valued at $284,000 after acquiring an additional 10,368 shares during the last quarter. Sei Investments Co. boosted its holdings in Financial Institutions by 49.2% in the second quarter. Sei Investments Co. now owns 14,838 shares of the bank’s stock valued at $381,000 after acquiring an additional 4,891 shares during the last quarter. Finally, Jump Financial LLC grew its position in Financial Institutions by 103.8% during the second quarter. Jump Financial LLC now owns 16,700 shares of the bank’s stock valued at $429,000 after acquiring an additional 8,504 shares during the period. 60.45% of the stock is currently owned by hedge funds and other institutional investors.

Financial Institutions Company Profile

Financial Institutions, Inc (NASDAQ: FISI) is a non-diversified, closed-end management investment company that seeks to provide tax-advantaged income to shareholders. The company invests primarily in investment-grade municipal obligations issued by states, municipalities and government agencies across the United States. By focusing on high-credit-quality bonds, Financial Institutions aims to deliver current income that is exempt from federal income tax.

In constructing its portfolio, the company may also utilize money market instruments and repurchase agreements to manage liquidity and facilitate efficient settlement.