Keefe, Bruyette & Woods Comments on Bancorp FY2025 Earnings

The Bancorp, Inc. (NASDAQ:TBBK) – Stock analysts at Keefe, Bruyette & Woods issued their FY2025 EPS estimates for Bancorp in a research report issued to clients and investors on Tuesday, January 20th. Keefe, Bruyette & Woods analyst T. Switzer anticipates that the bank will earn $5.05 per share for the year. The consensus estimate for Bancorp’s current full-year earnings is $5.31 per share.

TBBK has been the topic of several other reports. Royal Bank Of Canada reaffirmed an “outperform” rating and set a $57.00 price target on shares of Bancorp in a research note on Wednesday. Weiss Ratings reissued a “hold (c+)” rating on shares of Bancorp in a report on Monday, December 29th. Raymond James Financial reaffirmed a “strong-buy” rating on shares of Bancorp in a report on Tuesday, January 13th. Finally, William Blair set a $60.00 price target on shares of Bancorp in a research report on Wednesday. One research analyst has rated the stock with a Strong Buy rating, five have issued a Buy rating and two have issued a Hold rating to the company. Based on data from MarketBeat.com, the company presently has an average rating of “Moderate Buy” and a consensus target price of $60.20.

Bancorp Trading Down 5.8%

NASDAQ:TBBK opened at $67.19 on Friday. Bancorp has a 1 year low of $40.51 and a 1 year high of $81.65. The company has a debt-to-equity ratio of 0.29, a quick ratio of 0.89 and a current ratio of 0.91. The stock has a fifty day moving average price of $67.26 and a two-hundred day moving average price of $69.66. The stock has a market capitalization of $2.95 billion, a price-to-earnings ratio of 14.03 and a beta of 1.27.

Bancorp (NASDAQ:TBBK) last posted its quarterly earnings results on Thursday, October 30th. The bank reported $1.18 EPS for the quarter, missing the consensus estimate of $1.34 by ($0.16). Bancorp had a net margin of 26.15% and a return on equity of 27.97%. The business had revenue of $134.82 million during the quarter, compared to analyst estimates of $99.60 million. Bancorp has set its FY 2025 guidance at 5.100-5.100 EPS.

Institutional Inflows and Outflows

Institutional investors have recently modified their holdings of the stock. Rothschild Investment LLC grew its holdings in Bancorp by 213.6% during the 3rd quarter. Rothschild Investment LLC now owns 345 shares of the bank’s stock valued at $26,000 after buying an additional 235 shares during the last quarter. Bessemer Group Inc. raised its holdings in shares of Bancorp by 78.6% in the third quarter. Bessemer Group Inc. now owns 400 shares of the bank’s stock worth $30,000 after acquiring an additional 176 shares during the last quarter. Lazard Asset Management LLC purchased a new stake in shares of Bancorp in the second quarter valued at $53,000. Northwestern Mutual Wealth Management Co. boosted its stake in shares of Bancorp by 732.2% during the third quarter. Northwestern Mutual Wealth Management Co. now owns 749 shares of the bank’s stock valued at $56,000 after acquiring an additional 659 shares during the last quarter. Finally, IFP Advisors Inc acquired a new stake in shares of Bancorp during the third quarter valued at $66,000. 96.22% of the stock is currently owned by institutional investors and hedge funds.

Insiders Place Their Bets

In other Bancorp news, CFO Dominic C. Canuso bought 1,800 shares of the business’s stock in a transaction on Friday, November 14th. The stock was bought at an average price of $61.24 per share, for a total transaction of $110,232.00. Following the completion of the transaction, the chief financial officer owned 3,500 shares in the company, valued at approximately $214,340. The trade was a 105.88% increase in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Company insiders own 5.60% of the company’s stock.

Bancorp News Roundup

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: The Bancorp rang the Nasdaq opening bell to unveil a rebrand emphasizing a fintech-forward strategy — a public push that can help investor perception, support growth narrative around fee and product expansion, and broaden strategic appeal to fintech partners. The Bancorp rings Nasdaq bell to unveil rebrand centered on fintech future
• Neutral Sentiment: Market preview pieces note The Bancorp will report results next week; these previews highlight expected earnings growth but flag headwinds that make a beat uncertain — the item increases focus on the upcoming print but doesn’t give a clear directional signal. The Bancorp (TBBK) Reports Next Week: Wall Street Expects Earnings Growth
• Neutral Sentiment: Analysts and news services note the company is scheduled to post earnings this week — a routine but market-moving event that will likely drive short-term volatility depending on beat/miss and guidance commentary. Bancorp (TBBK) Projected to Post Earnings on Thursday
• Neutral Sentiment: Keefe, Bruyette & Woods issued a Q4 2025 EPS forecast of $1.45 — a useful data point for investors modeling the quarter, but not by itself an explicit downgrade relative to consensus (it simply sets expectations ahead of the report).
• Negative Sentiment: Keefe, Bruyette & Woods lowered its FY2025 EPS projection to $5.05 (consensus roughly $5.31). A below-consensus analyst projection can pressure the stock ahead of the print as investors reprice expected full-year profitability.

Bancorp Company Profile

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.