Head-To-Head Comparison: Toronto Dominion Bank (NYSE:TD) and DBS Group (OTCMKTS:DBSDY)

DBS Group (OTCMKTS:DBSDY) and Toronto Dominion Bank (NYSE:TD) are both large-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, analyst recommendations, risk, profitability, institutional ownership and earnings.

Valuation & Earnings

This table compares DBS Group and Toronto Dominion Bank”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
DBS Group	$29.04 billion	4.52	$8.45 billion	N/A	N/A
Toronto Dominion Bank	$87.34 billion	1.83	$14.66 billion	$8.43	11.29

Toronto Dominion Bank has higher revenue and earnings than DBS Group.

Institutional and Insider Ownership

0.2% of DBS Group shares are held by institutional investors. Comparatively, 52.4% of Toronto Dominion Bank shares are held by institutional investors. 0.1% of Toronto Dominion Bank shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Volatility and Risk

DBS Group has a beta of 0.54, suggesting that its stock price is 46% less volatile than the S&P 500. Comparatively, Toronto Dominion Bank has a beta of 0.67, suggesting that its stock price is 33% less volatile than the S&P 500.

Dividends

DBS Group pays an annual dividend of $7.14 per share and has a dividend yield of 3.9%. Toronto Dominion Bank pays an annual dividend of $3.15 per share and has a dividend yield of 3.3%. Toronto Dominion Bank pays out 37.4% of its earnings in the form of a dividend. Toronto Dominion Bank has raised its dividend for 12 consecutive years.

Profitability

This table compares DBS Group and Toronto Dominion Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
DBS Group	N/A	N/A	N/A
Toronto Dominion Bank	16.52%	13.90%	0.76%

Analyst Ratings

This is a breakdown of current recommendations and price targets for DBS Group and Toronto Dominion Bank, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
DBS Group	0	0	0	1	4.00
Toronto Dominion Bank	0	4	4	1	2.67

Toronto Dominion Bank has a consensus target price of $93.00, suggesting a potential downside of 2.24%. Given Toronto Dominion Bank’s higher probable upside, analysts clearly believe Toronto Dominion Bank is more favorable than DBS Group.

Summary

Toronto Dominion Bank beats DBS Group on 11 of the 15 factors compared between the two stocks.

About DBS Group

DBS Group Holdings Ltd provides commercial banking and financial services in Singapore, Hong Kong, rest of Greater China, South and Southeast Asia, and internationally. The company’s Consumer Banking/Wealth Management segment offers banking and related financial services, including current and savings accounts, fixed deposits, loans and home finance, cards, payments, investment, and insurance products for individual customers. Its Institutional Banking segment provides financial services and products for bank and non-bank financial institutions, government-linked companies, large corporates, and small and medium sized businesses. Its products and services comprise short-term working capital financing and specialized lending; cash management, trade finance, and securities and fiduciary services; treasury and markets products; and corporate finance and advisory banking, as well as capital markets solutions. The company’s Treasury Markets segment is involved in the structuring, market-making, and trading in a range of treasury products. DBS Group Holdings Ltd was founded in 1968 and is headquartered in Singapore.

About Toronto Dominion Bank

The Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through four segments: Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management and Insurance, and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and day-to-day banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. It offers its products and services under the TD Bank and America's Most Convenient Bank brand names. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.