Orange County Bancorp (OBT) to Release Quarterly Earnings on Wednesday

Orange County Bancorp (NASDAQ:OBT) is projected to release its Q4 2025 results before the market opens on Wednesday, February 4th. Analysts expect Orange County Bancorp to post earnings of $0.75 per share for the quarter. Interested persons may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Thursday, February 5, 2026 at 7:00 AM ET.

Orange County Bancorp (NASDAQ:OBT) last announced its earnings results on Wednesday, October 29th. The company reported $0.75 EPS for the quarter, topping analysts’ consensus estimates of $0.68 by $0.07. The company had revenue of $33.73 million for the quarter, compared to analysts’ expectations of $28.60 million. Orange County Bancorp had a return on equity of 15.98% and a net margin of 23.51%. On average, analysts expect Orange County Bancorp to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Orange County Bancorp Price Performance

NASDAQ OBT opened at $29.84 on Wednesday. The business’s fifty day moving average is $28.50 and its 200 day moving average is $26.58. Orange County Bancorp has a fifty-two week low of $20.97 and a fifty-two week high of $31.49. The company has a debt-to-equity ratio of 0.21, a quick ratio of 0.91 and a current ratio of 0.91. The company has a market capitalization of $398.96 million, a PE ratio of 9.88 and a beta of 0.43.

Orange County Bancorp Increases Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, December 16th. Investors of record on Thursday, December 4th were paid a dividend of $0.18 per share. This is a boost from Orange County Bancorp’s previous quarterly dividend of $0.13. The ex-dividend date was Thursday, December 4th. This represents a $0.72 dividend on an annualized basis and a dividend yield of 2.4%. Orange County Bancorp’s dividend payout ratio is presently 23.84%.

Insider Buying and Selling at Orange County Bancorp

In other news, SVP David P. Dineen sold 1,000 shares of Orange County Bancorp stock in a transaction dated Thursday, December 11th. The stock was sold at an average price of $28.81, for a total value of $28,810.00. Following the sale, the senior vice president directly owned 8,214 shares of the company’s stock, valued at approximately $236,645.34. The trade was a 10.85% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, CEO Michael J. Gilfeather bought 1,300 shares of the firm’s stock in a transaction that occurred on Friday, October 31st. The stock was purchased at an average price of $24.02 per share, for a total transaction of $31,226.00. Following the completion of the transaction, the chief executive officer directly owned 106,788 shares of the company’s stock, valued at $2,565,047.76. This represents a 1.23% increase in their position. The disclosure for this purchase is available in the SEC filing. Company insiders own 9.30% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently modified their holdings of the company. Millennium Management LLC increased its position in Orange County Bancorp by 39.9% in the third quarter. Millennium Management LLC now owns 52,556 shares of the company’s stock worth $1,325,000 after purchasing an additional 14,983 shares during the last quarter. Algert Global LLC purchased a new position in shares of Orange County Bancorp in the 3rd quarter worth $200,000. Two Sigma Investments LP increased its holdings in shares of Orange County Bancorp by 60.8% in the 3rd quarter. Two Sigma Investments LP now owns 52,862 shares of the company’s stock worth $1,333,000 after buying an additional 19,995 shares during the last quarter. Squarepoint Ops LLC raised its position in shares of Orange County Bancorp by 125.8% during the 3rd quarter. Squarepoint Ops LLC now owns 42,533 shares of the company’s stock valued at $1,072,000 after buying an additional 23,693 shares in the last quarter. Finally, Kennedy Capital Management LLC lifted its holdings in shares of Orange County Bancorp by 42.4% in the 3rd quarter. Kennedy Capital Management LLC now owns 32,785 shares of the company’s stock valued at $827,000 after acquiring an additional 9,760 shares during the last quarter. 42.55% of the stock is currently owned by institutional investors.

Wall Street Analysts Forecast Growth

Several analysts have recently commented on the stock. Weiss Ratings restated a “hold (c+)” rating on shares of Orange County Bancorp in a research report on Thursday, January 22nd. Piper Sandler reiterated an “overweight” rating and issued a $31.00 price target (up previously from $29.00) on shares of Orange County Bancorp in a research note on Wednesday, December 10th. Two investment analysts have rated the stock with a Buy rating and two have given a Hold rating to the stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $30.25.

Orange County Bancorp Company Profile

Orange County Bancorp, Inc (NASDAQ: OBT) is the bank holding company for Orange County Trust Bank, a community banking franchise headquartered in Goshen, New York. The company provides a full suite of financial services to individuals, small businesses and local organizations across Orange County and the surrounding Hudson Valley region.

Orange County Bancorp offers depository products that include checking and savings accounts, money market funds and certificates of deposit. On the lending side, the company extends commercial real estate and business loans, residential mortgage loans, consumer installment loans and home equity financing.