Navient Corporation (NASDAQ:NAVI) Receives Average Recommendation of “Strong Sell” from Brokerages

Navient Corporation (NASDAQ:NAVI) has been assigned a consensus recommendation of “Strong Sell” from the nine analysts that are currently covering the stock, MarketBeat Ratings reports. Five research analysts have rated the stock with a sell rating and four have given a hold rating to the company. The average twelve-month price target among analysts that have covered the stock in the last year is $12.2857.

A number of equities research analysts recently commented on the company. Weiss Ratings reiterated a “sell (d)” rating on shares of Navient in a research report on Monday, December 29th. Morgan Stanley set a $12.00 price objective on shares of Navient in a research note on Wednesday. TD Cowen reaffirmed a “sell” rating on shares of Navient in a report on Thursday, October 30th. JPMorgan Chase & Co. reduced their price objective on Navient from $14.00 to $12.50 and set a “neutral” rating on the stock in a research note on Thursday, October 30th. Finally, Keefe, Bruyette & Woods lowered their price objective on Navient from $15.00 to $14.50 and set a “market perform” rating for the company in a research note on Wednesday, October 1st.

Key Navient News

Here are the key news stories impacting Navient this week:

• Positive Sentiment: Management is emphasizing growth and a transition away from legacy credit servicing, signaling longer‑term revenue diversification that could improve multiple expansion if executed. Read More.
• Positive Sentiment: Cost control and lower provisions helped results, providing some operational leverage that offset other headwinds. Read More.
• Neutral Sentiment: Full details from the Q4 call and presentation are available (transcript and slides) for investors wanting management’s read on loan performance, capital allocation and growth plans. Read More. • Read More.
• Negative Sentiment: Reported quarterly results missed some aggregate expectations: revenue of $137.0M vs. a ~$144.3M consensus and headline EPS that, by some press summaries, materially missed consensus — a key reason for today’s negative reaction. Read More.
• Negative Sentiment: Management set FY‑2026 EPS guidance of $0.65–$0.80, well below sell‑side consensus (~$1.18), increasing downside risk for near‑term earnings expectations and valuation. Read More.
• Negative Sentiment: Net interest and other income declined year‑over‑year, removing a major revenue driver and prompting a sharp share decline and heavy trading volume as investors re‑price NAVI’s earnings power. Read More.

Navient Stock Down 18.5%

NASDAQ NAVI opened at $9.81 on Thursday. The company has a current ratio of 9.41, a quick ratio of 9.41 and a debt-to-equity ratio of 16.98. The stock’s 50 day moving average is $12.55 and its 200 day moving average is $12.80. Navient has a 12 month low of $9.77 and a 12 month high of $16.07. The stock has a market cap of $956.57 million, a PE ratio of -18.17 and a beta of 1.29.

Navient (NASDAQ:NAVI) last announced its quarterly earnings results on Wednesday, January 28th. The credit services provider reported $0.02 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.31 by ($0.29). Navient had a negative net margin of 1.48% and a positive return on equity of 4.12%. The company had revenue of $137.00 million during the quarter, compared to the consensus estimate of $144.25 million. During the same quarter in the prior year, the firm posted ($0.24) earnings per share. Navient has set its FY 2026 guidance at 0.650-0.800 EPS. Research analysts predict that Navient will post 1.04 EPS for the current fiscal year.

Navient Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, December 19th. Shareholders of record on Friday, December 5th were paid a dividend of $0.16 per share. This represents a $0.64 annualized dividend and a yield of 6.5%. The ex-dividend date of this dividend was Friday, December 5th. Navient’s payout ratio is presently -118.52%.

Institutional Investors Weigh In On Navient

Several institutional investors have recently made changes to their positions in NAVI. Orbis Allan Gray Ltd grew its holdings in Navient by 23.2% during the 2nd quarter. Orbis Allan Gray Ltd now owns 2,848,718 shares of the credit services provider’s stock valued at $40,167,000 after purchasing an additional 536,933 shares during the last quarter. American Century Companies Inc. grew its stake in shares of Navient by 6.8% during the third quarter. American Century Companies Inc. now owns 2,159,730 shares of the credit services provider’s stock valued at $28,400,000 after buying an additional 138,020 shares during the last quarter. Lighthouse Investment Partners LLC grew its stake in shares of Navient by 790.1% during the third quarter. Lighthouse Investment Partners LLC now owns 1,590,339 shares of the credit services provider’s stock valued at $20,913,000 after buying an additional 1,411,662 shares during the last quarter. Wellington Management Group LLP lifted its stake in shares of Navient by 0.5% during the 3rd quarter. Wellington Management Group LLP now owns 1,462,585 shares of the credit services provider’s stock worth $19,233,000 after acquiring an additional 7,284 shares during the last quarter. Finally, Millennium Management LLC lifted its stake in shares of Navient by 70.0% during the 3rd quarter. Millennium Management LLC now owns 888,186 shares of the credit services provider’s stock worth $11,680,000 after acquiring an additional 365,677 shares during the last quarter. Institutional investors own 97.14% of the company’s stock.

Navient Company Profile

Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States.

The company’s core activities center on federal student loan servicing under contracts with the U.S.