Northland Securities Cuts Earnings Estimates for OneMain

OneMain Holdings, Inc. (NYSE:OMF) – Research analysts at Northland Securities dropped their FY2025 earnings per share estimates for shares of OneMain in a report issued on Tuesday, January 27th. Northland Securities analyst M. Grondahl now forecasts that the financial services provider will earn $6.60 per share for the year, down from their previous estimate of $6.78. The consensus estimate for OneMain’s current full-year earnings is $6.46 per share. Northland Securities also issued estimates for OneMain’s Q4 2025 earnings at $1.53 EPS, Q2 2026 earnings at $1.76 EPS, Q4 2026 earnings at $2.13 EPS and FY2026 earnings at $7.74 EPS.

OneMain (NYSE:OMF) last released its earnings results on Friday, October 31st. The financial services provider reported $1.90 EPS for the quarter, topping analysts’ consensus estimates of $1.58 by $0.32. The company had revenue of $747.00 million during the quarter, compared to analysts’ expectations of $1.24 billion. OneMain had a net margin of 13.15% and a return on equity of 22.70%. During the same period last year, the business earned $1.31 EPS.

Several other brokerages have also recently commented on OMF. Wall Street Zen cut shares of OneMain from a “buy” rating to a “hold” rating in a research note on Sunday, January 18th. Citizens Jmp decreased their target price on shares of OneMain from $70.00 to $68.00 and set a “market outperform” rating for the company in a research report on Monday, November 24th. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of OneMain in a report on Monday, December 29th. Truist Financial assumed coverage on OneMain in a research report on Monday, December 8th. They set a “buy” rating and a $75.00 price target on the stock. Finally, Evercore ISI set a $75.00 price objective on OneMain in a report on Tuesday, January 6th. Nine research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has issued a Sell rating to the company’s stock. According to data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and an average price target of $71.30.

OneMain Stock Performance

OneMain stock opened at $66.05 on Thursday. The business’s 50-day simple moving average is $66.27 and its two-hundred day simple moving average is $61.05. The company has a market cap of $7.78 billion, a PE ratio of 11.19, a PEG ratio of 0.36 and a beta of 1.33. OneMain has a fifty-two week low of $38.00 and a fifty-two week high of $71.93.

Institutional Trading of OneMain

Hedge funds and other institutional investors have recently modified their holdings of the stock. Norges Bank acquired a new position in shares of OneMain in the 2nd quarter valued at $85,541,000. Certuity LLC raised its holdings in OneMain by 107.6% in the 3rd quarter. Certuity LLC now owns 1,930,792 shares of the financial services provider’s stock valued at $109,013,000 after buying an additional 1,000,654 shares during the period. Arrowstreet Capital Limited Partnership lifted its position in OneMain by 57.0% in the third quarter. Arrowstreet Capital Limited Partnership now owns 1,965,244 shares of the financial services provider’s stock valued at $110,958,000 after buying an additional 713,670 shares during the last quarter. Qube Research & Technologies Ltd boosted its stake in OneMain by 254.2% during the third quarter. Qube Research & Technologies Ltd now owns 741,752 shares of the financial services provider’s stock worth $41,879,000 after buying an additional 532,324 shares during the period. Finally, Brave Warrior Advisors LLC increased its position in shares of OneMain by 7.2% during the second quarter. Brave Warrior Advisors LLC now owns 7,870,085 shares of the financial services provider’s stock valued at $448,595,000 after acquiring an additional 526,449 shares during the last quarter. 85.82% of the stock is owned by institutional investors and hedge funds.

Insider Buying and Selling

In other OneMain news, SVP Michael A. Hedlund sold 652 shares of the business’s stock in a transaction that occurred on Wednesday, November 26th. The stock was sold at an average price of $62.00, for a total transaction of $40,424.00. Following the completion of the sale, the senior vice president directly owned 15,179 shares in the company, valued at approximately $941,098. The trade was a 4.12% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, CEO Douglas H. Shulman sold 57,500 shares of the stock in a transaction that occurred on Friday, January 2nd. The shares were sold at an average price of $68.41, for a total value of $3,933,575.00. Following the transaction, the chief executive officer directly owned 174,100 shares of the company’s stock, valued at $11,910,181. The trade was a 24.83% decrease in their position. The SEC filing for this sale provides additional information. In the last three months, insiders have sold 98,152 shares of company stock worth $6,353,899. Insiders own 0.40% of the company’s stock.

OneMain News Roundup

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Marked drop in short interest — short interest fell ~19% in January to ~4.0M shares (3.4% of float), lowering potential downside pressure from short squeezes and removing a layer of bearish positioning. This likely supported the stock’s uptick. Short Interest Update
• Positive Sentiment: Northland raised its Q1 2026 EPS forecast to $1.91 (from $1.75), signaling at least one near-term quarter viewed as stronger by an analyst — a bullish datapoint ahead of the print. Analyst Estimate Changes
• Neutral Sentiment: OneMain is expected to announce quarterly earnings this week, making the next few sessions sensitive to the report and guidance; traders may be positioning for volatility rather than taking directional bets. Earnings Date Note
• Negative Sentiment: Multiple cuts from Northland — the firm trimmed Q4 2025, several 2026 quarterly estimates and FY2025–FY2026 EPS forecasts (e.g., FY2026 to $7.74 from $7.91), indicating concerns about near- to mid-term profitability. These downgrades increase downside risk if management’s results or outlook disappoint. Analyst Cuts
• Negative Sentiment: Zacks preview notes that OneMain may lack the key ingredients for an earnings beat despite expected year-over-year growth — a cautionary read that could cap upside if investors had hoped for an upside surprise. Zacks Earnings Preview

About OneMain

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.