TransUnion (NYSE:TRU) Shares Down 11.7% on Insider Selling

TransUnion (NYSE:TRU)’s share price traded down 11.7% during trading on Tuesday following insider selling activity. The stock traded as low as $68.73 and last traded at $68.2080. 1,926,855 shares changed hands during mid-day trading, a decline of 9% from the average session volume of 2,117,683 shares. The stock had previously closed at $77.21.

Specifically, insider Todd C. Skinner sold 500 shares of the firm’s stock in a transaction on Monday, February 2nd. The stock was sold at an average price of $78.79, for a total transaction of $39,395.00. Following the sale, the insider owned 31,725 shares of the company’s stock, valued at approximately $2,499,612.75. This trade represents a 1.55% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through this link.

Wall Street Analyst Weigh In

A number of equities research analysts have recently commented on TRU shares. The Goldman Sachs Group raised their price target on TransUnion from $78.00 to $86.00 and gave the stock a “neutral” rating in a research report on Friday, October 24th. Stifel Nicolaus set a $103.00 target price on TransUnion in a research note on Friday, October 24th. BMO Capital Markets upgraded shares of TransUnion to a “strong-buy” rating in a report on Friday, January 23rd. Morgan Stanley reduced their price target on shares of TransUnion from $122.00 to $120.00 and set an “overweight” rating for the company in a report on Wednesday, December 17th. Finally, Weiss Ratings reissued a “hold (c)” rating on shares of TransUnion in a research report on Wednesday, January 21st. One equities research analyst has rated the stock with a Strong Buy rating, seven have issued a Buy rating, four have issued a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat.com, TransUnion currently has an average rating of “Moderate Buy” and a consensus price target of $101.08.

TransUnion News Roundup

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Acquisition: TransUnion signed a definitive agreement to buy RealNetworks’ mobile division to add AI/ML-powered messaging and voice fraud-detection capabilities, broaden its Trusted Call and messaging offerings, and open new revenue opportunities across telecom, financial services and healthcare; the deal is expected to close in H1 2026 and be funded from cash, with TransUnion saying it won’t materially affect 2026 leverage or liquidity. Acquisition Press Release
• Positive Sentiment: Analyst / target backdrop: Wall Street houses have recently been constructive on TRU with multiple buy/overweight ratings and a median price target near $105 — a reminder some investors view current weakness as a buying opportunity vs. long-term targets. Analyst Coverage & Targets
• Neutral Sentiment: Company research: TransUnion released research showing resilient vehicle purchase intent amid affordability pressure and rising interest in hybrids/EVs; this can support auto-lending and used‑car data products but is more of a medium-term signal than an immediate catalyst. Auto Demand Research
• Negative Sentiment: Insider selling: A recent Form 4 shows Todd C. Skinner (President, International) sold 500 shares; that follows a pattern of multiple insider sales disclosed over recent months, which can spook investors and be read as executives taking gains. SEC Filing
• Negative Sentiment: Negative coverage / risk pieces: Media articles highlighting risks in TRU’s business model and suggesting alternatives add short-term pressure by amplifying downside arguments for the stock. Critical Article

TransUnion Price Performance

The firm has a market cap of $13.10 billion, a price-to-earnings ratio of 31.53, a PEG ratio of 1.45 and a beta of 1.70. The company’s fifty day moving average is $84.14 and its 200 day moving average is $85.41. The company has a quick ratio of 2.01, a current ratio of 2.01 and a debt-to-equity ratio of 1.10.

TransUnion Dividend Announcement

The business also recently announced a quarterly dividend, which was paid on Monday, December 8th. Investors of record on Friday, November 21st were given a $0.115 dividend. The ex-dividend date of this dividend was Friday, November 21st. This represents a $0.46 dividend on an annualized basis and a dividend yield of 0.7%. TransUnion’s payout ratio is currently 21.50%.

Institutional Trading of TransUnion

Institutional investors and hedge funds have recently bought and sold shares of the stock. Massachusetts Financial Services Co. MA increased its position in shares of TransUnion by 4.8% during the 2nd quarter. Massachusetts Financial Services Co. MA now owns 22,720,864 shares of the business services provider’s stock worth $1,999,436,000 after purchasing an additional 1,046,391 shares during the last quarter. Vanguard Group Inc. boosted its holdings in shares of TransUnion by 2.8% in the 3rd quarter. Vanguard Group Inc. now owns 19,056,903 shares of the business services provider’s stock valued at $1,596,587,000 after buying an additional 517,098 shares during the last quarter. State Street Corp increased its holdings in TransUnion by 62.2% during the third quarter. State Street Corp now owns 6,781,771 shares of the business services provider’s stock worth $568,177,000 after buying an additional 2,600,425 shares during the last quarter. William Blair Investment Management LLC raised its position in TransUnion by 41.7% during the second quarter. William Blair Investment Management LLC now owns 4,739,103 shares of the business services provider’s stock worth $417,041,000 after acquiring an additional 1,394,813 shares in the last quarter. Finally, Independent Franchise Partners LLP lifted its stake in TransUnion by 119.5% in the second quarter. Independent Franchise Partners LLP now owns 4,646,903 shares of the business services provider’s stock valued at $408,927,000 after acquiring an additional 2,530,335 shares during the last quarter.

TransUnion Company Profile

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.