SoFi Technologies (NASDAQ:SOFI) Shares Up 2.3% After Insider Buying Activity

Shares of SoFi Technologies, Inc. (NASDAQ:SOFI) rose 2.3% on Monday following insider buying activity. The company traded as high as $21.59 and last traded at $21.35. Approximately 63,534,793 shares traded hands during trading, an increase of 7% from the average daily volume of 59,334,184 shares. The stock had previously closed at $20.86.

Specifically, General Counsel Robert S. Lavet acquired 5,000 shares of the business’s stock in a transaction that occurred on Friday, February 6th. The stock was acquired at an average cost of $21.04 per share, for a total transaction of $105,200.00. Following the completion of the acquisition, the general counsel owned 17,172 shares in the company, valued at approximately $361,298.88. The trade was a 41.08% increase in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, EVP Eric Schuppenhauer bought 5,000 shares of the stock in a transaction on Thursday, February 5th. The stock was purchased at an average price of $19.93 per share, for a total transaction of $99,650.00. Following the purchase, the executive vice president directly owned 228,768 shares of the company’s stock, valued at approximately $4,559,346.24. This represents a 2.23% increase in their ownership of the stock. Additional details regarding this purchase are available in the official SEC disclosure.

Analyst Ratings Changes

SOFI has been the subject of several research reports. Citigroup lifted their price target on SoFi Technologies from $28.00 to $37.00 and gave the company a “buy” rating in a report on Wednesday, October 29th. Bank of America assumed coverage on shares of SoFi Technologies in a research note on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 target price for the company. Barclays increased their price target on shares of SoFi Technologies from $23.00 to $28.00 and gave the stock an “equal weight” rating in a research note on Tuesday, January 6th. BTIG Research restated a “neutral” rating on shares of SoFi Technologies in a report on Wednesday, October 29th. Finally, The Goldman Sachs Group decreased their price objective on shares of SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a report on Tuesday, January 6th. One investment analyst has rated the stock with a Strong Buy rating, seven have given a Buy rating, nine have given a Hold rating and three have assigned a Sell rating to the stock. According to data from MarketBeat, the stock presently has a consensus rating of “Hold” and a consensus target price of $26.21.

Trending Headlines about SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: Citizens JMP upgraded SOFI to Outperform with a $30 price target (about 40% upside vs. recent levels), a catalyst driving fresh buy interest and headline momentum. SoFi Technologies Stock Could Rise 40%, Say Analysts. The Fintech Is a Buy.
• Positive Sentiment: Insider/executive buying after the earnings release is being read as management confidence and helped spark intraday gains. SoFi Stock Surges 7% as Executives Buy Shares After Earnings
• Positive Sentiment: Multiple bullish writeups argue the pullback makes SOFI attractive: analysts point to strong member growth, rising fee revenue, high net interest margins, and operating leverage that should drive outsized EPS growth over 2026–27. These narratives are supporting renewed buyer interest. 3 reasons why SoFi’s stock now looks like a buy SoFi Is Much Cheaper Than It Looks
• Neutral Sentiment: Coverage noting SoFi versus peers (eg. PayPal) and broader fintech comparisons is drawing attention but is more thematic than immediate catalyst‑driven. SoFi or PayPal: J.P. Morgan Selects the Superior Fintech Stock to Buy
• Neutral Sentiment: Operational pieces highlight a customer surge that tests SoFi’s blockchain initiatives and global expansion plans — signals of growth potential but also execution risk and integration work. SoFi Customer Surge Tests Blockchain Push And Global Expansion Ambitions
• Negative Sentiment: Shares had been pressured after earnings: GAAP profit fell even as adjusted metrics and membership grew, prompting price‑target cuts and some analyst downgrades/neutral ratings that keep upside dependent on execution. SoFi (SOFI) Is Down 8.5% After GAAP Profit Fell Despite Strong Adjusted Growth And Membership Expansion SoFi Technologies (SOFI) receives price target cuts post earnings
• Negative Sentiment: UBS trimmed its price target (to $24.50) and maintained a Neutral view after mixed quarter results, signaling some analyst caution that limits immediate consensus upside. UBS Lowers SoFi Technologies (SOFI) PT to $24.50 Following Mixed Performance

SoFi Technologies Stock Up 2.3%

The stock has a market cap of $25.75 billion, a P/E ratio of 56.19 and a beta of 2.13. The company has a current ratio of 0.80, a quick ratio of 0.16 and a debt-to-equity ratio of 0.31. The firm’s fifty day moving average is $26.05 and its 200 day moving average is $26.33.

SoFi Technologies (NASDAQ:SOFI) last issued its quarterly earnings results on Friday, January 30th. The company reported $0.13 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.12 by $0.01. SoFi Technologies had a return on equity of 6.48% and a net margin of 13.34%.The company had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $984.75 million. During the same period last year, the business posted $0.05 earnings per share. The firm’s revenue was up 39.6% compared to the same quarter last year. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. As a group, equities research analysts forecast that SoFi Technologies, Inc. will post 0.26 EPS for the current year.

Institutional Investors Weigh In On SoFi Technologies

Hedge funds have recently modified their holdings of the business. Valley Wealth Managers Inc. acquired a new position in SoFi Technologies during the 4th quarter valued at $25,000. Blue Trust Inc. increased its holdings in shares of SoFi Technologies by 655.2% during the 4th quarter. Blue Trust Inc. now owns 1,012 shares of the company’s stock worth $26,000 after purchasing an additional 878 shares during the period. Central Pacific Bank Trust Division acquired a new position in shares of SoFi Technologies during the fourth quarter valued at about $28,000. Salomon & Ludwin LLC bought a new stake in shares of SoFi Technologies in the third quarter valued at about $29,000. Finally, Thurston Springer Miller Herd & Titak Inc. acquired a new stake in SoFi Technologies during the fourth quarter worth about $29,000. 38.43% of the stock is owned by institutional investors.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.