PayPal (NASDAQ:PYPL) Price Target Lowered to $39.00 at Truist Financial

PayPal (NASDAQ:PYPL) had its price objective decreased by Truist Financial from $58.00 to $39.00 in a report issued on Tuesday morning, Marketbeat.com reports. Truist Financial currently has a sell rating on the credit services provider’s stock.

A number of other research firms have also issued reports on PYPL. Keefe, Bruyette & Woods increased their target price on shares of PayPal from $85.00 to $90.00 and gave the stock an “outperform” rating in a report on Wednesday, October 29th. Canaccord Genuity Group reiterated a “hold” rating and issued a $42.00 price objective (down from $100.00) on shares of PayPal in a research note on Wednesday, February 4th. Piper Sandler decreased their target price on PayPal from $76.00 to $74.00 and set a “neutral” rating for the company in a report on Wednesday, January 14th. BTIG Research restated a “neutral” rating on shares of PayPal in a report on Tuesday, February 3rd. Finally, William Blair reiterated a “market perform” rating on shares of PayPal in a research note on Tuesday, February 3rd. Ten investment analysts have rated the stock with a Buy rating, thirty have given a Hold rating and four have assigned a Sell rating to the stock. According to data from MarketBeat.com, PayPal currently has a consensus rating of “Hold” and a consensus target price of $61.49.

PayPal Price Performance

PYPL stock opened at $41.49 on Tuesday. The business’s fifty day moving average price is $56.32 and its 200 day moving average price is $63.75. PayPal has a 12-month low of $38.88 and a 12-month high of $79.50. The company has a current ratio of 1.29, a quick ratio of 1.29 and a debt-to-equity ratio of 0.49. The company has a market capitalization of $38.20 billion, a PE ratio of 7.67, a P/E/G ratio of 0.81 and a beta of 1.43.

PayPal (NASDAQ:PYPL) last released its earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 earnings per share for the quarter, missing the consensus estimate of $1.29 by ($0.06). The firm had revenue of $8.68 billion during the quarter, compared to analyst estimates of $8.82 billion. PayPal had a net margin of 15.77% and a return on equity of 25.42%. The business’s revenue was up 4.0% compared to the same quarter last year. During the same period in the prior year, the firm earned $1.19 earnings per share. On average, sell-side analysts anticipate that PayPal will post 5.03 EPS for the current year.

PayPal Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Wednesday, March 25th. Investors of record on Wednesday, March 4th will be paid a dividend of $0.14 per share. The ex-dividend date is Wednesday, March 4th. This represents a $0.56 annualized dividend and a yield of 1.3%. PayPal’s payout ratio is presently 10.35%.

Insider Activity at PayPal

In related news, EVP Frank Keller sold 3,478 shares of PayPal stock in a transaction on Friday, February 6th. The shares were sold at an average price of $40.20, for a total transaction of $139,815.60. Following the sale, the executive vice president directly owned 51,567 shares in the company, valued at $2,072,993.40. This trade represents a 6.32% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Suzan Kereere sold 4,162 shares of the business’s stock in a transaction on Wednesday, November 19th. The shares were sold at an average price of $59.84, for a total transaction of $249,054.08. Following the completion of the sale, the insider directly owned 30,983 shares of the company’s stock, valued at approximately $1,854,022.72. This trade represents a 11.84% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Corporate insiders own 0.08% of the company’s stock.

Institutional Trading of PayPal

Several institutional investors and hedge funds have recently made changes to their positions in the company. MUFG Securities EMEA plc lifted its stake in PayPal by 100.4% in the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock valued at $29,000 after buying an additional 87,524 shares during the last quarter. Cloud Capital Management LLC acquired a new position in shares of PayPal in the 3rd quarter valued at $30,000. Kelleher Financial Advisors purchased a new stake in PayPal in the 3rd quarter valued at $30,000. Torren Management LLC acquired a new stake in PayPal during the 4th quarter worth $31,000. Finally, Private Wealth Asset Management LLC grew its position in PayPal by 8,700.0% during the 4th quarter. Private Wealth Asset Management LLC now owns 528 shares of the credit services provider’s stock worth $31,000 after purchasing an additional 522 shares during the last quarter. 68.32% of the stock is owned by hedge funds and other institutional investors.

More PayPal News

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Several bullish write‑ups argue the sell‑off is overdone and present a value/buying case that can attract contrarian investors and short covering. Article Title
• Positive Sentiment: A second Seeking Alpha piece highlights an overextended sell‑off and scenarios that could trigger a rebound, supporting near‑term buying interest. Article Title
• Neutral Sentiment: Zacks notes PYPL is a trending/most‑watched stock — this can lift volume and volatility but doesn’t change fundamentals. Article Title
• Negative Sentiment: The board ousted CEO Alex Chriss and named Enrique Lores as his replacement, a disruptive leadership change that signals concern about execution and increases near‑term uncertainty. Article Title
• Negative Sentiment: Multiple law firms (Kessler Topaz; Levi & Korsinsky) have opened securities investigations into PayPal’s disclosures and the timing of leadership changes, raising legal risk and potential distraction/costs. Article Title Article Title
• Negative Sentiment: Several analysts slashed price targets and moved to neutral/sell (Truist to $39/sell; Daiwa to $42/neutral; Bernstein to $45/market perform; Cantor to $42), which reduces broker support and adds downward pressure. Truist/Other Cuts Daiwa
• Negative Sentiment: Former PayPal president David Marcus publicly criticized management and said the company needs saving, reinforcing investor concerns about execution and strategy. Bloomberg Interview
• Negative Sentiment: Insider sale: EVP Frank Keller sold ~3,478 shares (disclosed SEC filing), which some investors interpret as a negative signal even if not large. SEC Filing
• Negative Sentiment: Recent earnings (Feb 3) missed consensus on EPS and revenue, so disappointing fundamentals are part of the sell‑off backdrop (earlier catalyst).

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.