Tian Ruixiang (NASDAQ:TIRX) and James River Group (NASDAQ:JRVR) Head-To-Head Analysis

James River Group (NASDAQ:JRVR) and Tian Ruixiang (NASDAQ:TIRX) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, institutional ownership, risk, dividends, analyst recommendations and profitability.

Analyst Ratings

This is a breakdown of current recommendations for James River Group and Tian Ruixiang, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
James River Group	1	5	1	0	2.00
Tian Ruixiang	1	0	0	0	1.00

James River Group presently has a consensus target price of $6.40, indicating a potential downside of 2.88%. Given James River Group’s stronger consensus rating and higher probable upside, equities research analysts plainly believe James River Group is more favorable than Tian Ruixiang.

Risk and Volatility

James River Group has a beta of -0.04, indicating that its share price is 104% less volatile than the S&P 500. Comparatively, Tian Ruixiang has a beta of 0.81, indicating that its share price is 19% less volatile than the S&P 500.

Earnings & Valuation

This table compares James River Group and Tian Ruixiang”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
James River Group	$707.63 million	0.43	-$81.12 million	($2.08)	-3.17
Tian Ruixiang	$3.22 million	0.87	-$3.99 million	N/A	N/A

Tian Ruixiang has lower revenue, but higher earnings than James River Group.

Profitability

This table compares James River Group and Tian Ruixiang’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
James River Group	-7.64%	7.11%	0.69%
Tian Ruixiang	N/A	N/A	N/A

Insider & Institutional Ownership

95.2% of James River Group shares are owned by institutional investors. Comparatively, 10.7% of Tian Ruixiang shares are owned by institutional investors. 33.8% of James River Group shares are owned by company insiders. Comparatively, 39.6% of Tian Ruixiang shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

James River Group beats Tian Ruixiang on 7 of the 12 factors compared between the two stocks.

About James River Group

James River Group Holdings, Ltd., through its subsidiaries, provides specialty insurance services. It operates through Excess and Surplus Lines, and Specialty Admitted Insurance segments. The Excess and Surplus Lines segment underwrites liability and property insurance in the United States Puerto Rice, and the United States Virgin Islands. This segment distributes its insurance policies primarily through wholesale insurance brokers. The Specialty Admitted Insurance segment provides insurance for fronting, program administrators, managing general agents, and independent retail agents. James River Group Holdings, Ltd. was founded in 2002 and is headquartered in Pembroke, Bermuda.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.