What is Zacks Research’s Estimate for F.N.B. Q1 Earnings?

F.N.B. Corporation (NYSE:FNB) – Stock analysts at Zacks Research dropped their Q1 2027 earnings per share estimates for shares of F.N.B. in a research note issued on Tuesday, February 10th. Zacks Research analyst Team now forecasts that the bank will earn $0.44 per share for the quarter, down from their previous estimate of $0.45. The consensus estimate for F.N.B.’s current full-year earnings is $1.45 per share.

F.N.B. (NYSE:FNB) last posted its quarterly earnings results on Tuesday, January 20th. The bank reported $0.50 earnings per share for the quarter, topping the consensus estimate of $0.41 by $0.09. The firm had revenue of $457.78 million during the quarter, compared to analysts’ expectations of $457.87 million. F.N.B. had a return on equity of 8.76% and a net margin of 20.98%.During the same quarter in the previous year, the business earned $0.30 earnings per share.

Other analysts have also issued reports about the stock. Piper Sandler reiterated an “overweight” rating and issued a $21.00 price target (up from $20.00) on shares of F.N.B. in a research note on Thursday, January 22nd. DA Davidson cut shares of F.N.B. from a “strong-buy” rating to a “hold” rating in a report on Monday, October 20th. Weiss Ratings reiterated a “buy (b)” rating on shares of F.N.B. in a research note on Monday, December 29th. Finally, Truist Financial increased their price target on F.N.B. from $19.00 to $19.50 and gave the company a “buy” rating in a report on Thursday, January 22nd. Five equities research analysts have rated the stock with a Buy rating and one has given a Hold rating to the company. According to data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average price target of $19.60.

F.N.B. Price Performance

NYSE FNB opened at $17.89 on Thursday. F.N.B. has a one year low of $10.88 and a one year high of $19.14. The stock has a 50-day moving average of $17.61 and a 200 day moving average of $16.53. The company has a debt-to-equity ratio of 0.28, a quick ratio of 0.90 and a current ratio of 0.92. The company has a market capitalization of $6.41 billion, a price-to-earnings ratio of 11.47, a PEG ratio of 0.83 and a beta of 0.92.

F.N.B. Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Monday, March 16th. Shareholders of record on Monday, March 2nd will be paid a $0.12 dividend. The ex-dividend date is Monday, March 2nd. This represents a $0.48 annualized dividend and a yield of 2.7%. F.N.B.’s payout ratio is presently 30.77%.

Insider Buying and Selling

In other F.N.B. news, insider Gary L. Guerrieri sold 15,000 shares of the firm’s stock in a transaction dated Wednesday, December 10th. The shares were sold at an average price of $17.67, for a total value of $265,050.00. Following the completion of the sale, the insider owned 279,883 shares of the company’s stock, valued at $4,945,532.61. This trade represents a 5.09% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Also, insider James L. Dutey sold 40,000 shares of the firm’s stock in a transaction dated Tuesday, December 2nd. The stock was sold at an average price of $16.75, for a total transaction of $670,000.00. Following the completion of the transaction, the insider directly owned 49,936 shares in the company, valued at $836,428. This represents a 44.48% decrease in their position. The SEC filing for this sale provides additional information. Insiders own 1.37% of the company’s stock.

Institutional Inflows and Outflows

Large investors have recently made changes to their positions in the stock. Tradewinds LLC. acquired a new stake in F.N.B. during the 3rd quarter worth about $1,444,000. Pacer Advisors Inc. acquired a new stake in F.N.B. during the 3rd quarter worth about $1,097,000. KLP Kapitalforvaltning AS raised its stake in shares of F.N.B. by 7.3% during the 2nd quarter. KLP Kapitalforvaltning AS now owns 74,900 shares of the bank’s stock valued at $1,092,000 after buying an additional 5,100 shares during the last quarter. SG Americas Securities LLC raised its stake in shares of F.N.B. by 155.4% during the 2nd quarter. SG Americas Securities LLC now owns 60,478 shares of the bank’s stock valued at $882,000 after buying an additional 36,796 shares during the last quarter. Finally, Stanley Laman Group Ltd. acquired a new position in shares of F.N.B. in the 2nd quarter valued at about $3,440,000. 79.25% of the stock is owned by institutional investors.

Key F.N.B. News

Here are the key news stories impacting F.N.B. this week:

• Positive Sentiment: Zacks Research raised several medium‑ and long‑term EPS forecasts for FNB (upgrades to FY2026, FY2027 and FY2028 and higher Q3/Q4 2026–2027 quarter estimates), signaling an improved earnings trajectory over the next 12–24 months. This supports a more constructive outlook on profitability and valuation recovery.
• Positive Sentiment: F.N.B. reported a recent quarterly beat (Q4 results reported Jan. 20: $0.50 EPS vs. $0.41 consensus), showing margin resilience and helping underpin forward estimates despite near‑term pressures.
• Neutral Sentiment: Independent comparison coverage: An AAII article compared F.N.B. to regional peer Stellar Bancorp, which can influence relative‑value flows and investor attention but does not itself change fundamentals. Which Is a Better Investment, F.N.B. Corporation or Stellar Bancorp, Inc. Stock?
• Negative Sentiment: Zacks trimmed its Q1 2027 EPS forecast slightly (from $0.45 to $0.44), a short‑term downgrade that may have pressured the stock today amid investor focus on near‑term earnings cadence and macro/loan growth sensitivity.

F.N.B. Company Profile

F.N.B. Corporation is a bank holding company headquartered in Pittsburgh, Pennsylvania. Through its principal subsidiary, FNB Bank, the company provides a broad range of commercial and consumer financial services. Founded in 1864 as the First National Bank of Pennsylvania, F.N.B. has grown through both organic expansion and strategic acquisitions to become a regional banking franchise.

The company’s main business activities include traditional deposit-taking and lending services, such as checking and savings accounts, mortgages, home equity lines of credit, and consumer and commercial loans.