Acmat (OTCMKTS:ACMTA) & Lemonade (NYSE:LMND) Head to Head Analysis

Lemonade (NYSE:LMND) and Acmat (OTCMKTS:ACMTA) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, risk, dividends, profitability, earnings, valuation and institutional ownership.

Earnings and Valuation

This table compares Lemonade and Acmat”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Lemonade	$526.50 million	9.03	-$202.20 million	($2.39)	-26.62
Acmat	N/A	N/A	N/A	N/A	N/A

Acmat has lower revenue, but higher earnings than Lemonade.

Insider & Institutional Ownership

80.3% of Lemonade shares are held by institutional investors. 14.7% of Lemonade shares are held by company insiders. Comparatively, 10.8% of Acmat shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of recent ratings for Lemonade and Acmat, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Lemonade	3	2	4	0	2.11
Acmat	0	0	0	0	0.00

Lemonade currently has a consensus target price of $71.50, suggesting a potential upside of 12.39%. Given Lemonade’s stronger consensus rating and higher probable upside, analysts plainly believe Lemonade is more favorable than Acmat.

Profitability

This table compares Lemonade and Acmat’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Lemonade	-26.39%	-31.86%	-9.20%
Acmat	N/A	N/A	N/A

Summary

Lemonade beats Acmat on 6 of the 9 factors compared between the two stocks.

About Lemonade

Lemonade, Inc. provides various insurance products through various channels in the United States, Europe, and the United Kingdom. Its insurance products include stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. The company also offers renters, homeowners, car, pet, and life insurance products, as well as landlord insurance policies. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. and changed its name to Lemonade, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.

About Acmat

ACMAT Corporation, through its subsidiaries, provides surety bonds primarily for construction contractors in the United States. The company offers surety bonds for prime, sub-prime, specialty trade, environmental, asbestos, and lead abatement contractors, as well as for miscellaneous obligations. It also provides miscellaneous surety comprising workers’ compensation, supply, subdivision, and license and permit bonds. The company was founded in 1950 and is based in Farmington, Connecticut.