Ageas (OTCMKTS:AGESY) versus Waterdrop (NYSE:WDH) Head-To-Head Survey

Waterdrop (NYSE:WDH) and Ageas (OTCMKTS:AGESY) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, institutional ownership, earnings, profitability and analyst recommendations.

Insider and Institutional Ownership

2.0% of Waterdrop shares are held by institutional investors. 24.6% of Waterdrop shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares Waterdrop and Ageas”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$379.74 million	1.68	$50.35 million	$0.19	9.29
Ageas	$14.68 billion	0.95	$1.21 billion	N/A	N/A

Ageas has higher revenue and earnings than Waterdrop.

Analyst Recommendations

This is a breakdown of current recommendations for Waterdrop and Ageas, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0	2	0	0	2.00
Ageas	0	1	1	0	2.50

Waterdrop currently has a consensus price target of $2.00, suggesting a potential upside of 13.31%. Given Waterdrop’s higher probable upside, analysts plainly believe Waterdrop is more favorable than Ageas.

Profitability

This table compares Waterdrop and Ageas’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Waterdrop	15.58%	9.99%	7.57%
Ageas	N/A	N/A	N/A

Dividends

Waterdrop pays an annual dividend of $0.05 per share and has a dividend yield of 2.8%. Ageas pays an annual dividend of $2.81 per share and has a dividend yield of 3.8%. Waterdrop pays out 26.3% of its earnings in the form of a dividend.

Risk & Volatility

Waterdrop has a beta of -0.26, meaning that its stock price is 126% less volatile than the S&P 500. Comparatively, Ageas has a beta of 0.42, meaning that its stock price is 58% less volatile than the S&P 500.

About Waterdrop

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

About Ageas

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. It provides life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other property insurance products, as well as insurance services for other damages to property. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.