Sampo (OTCMKTS:SAXPY) vs. Skyward Specialty Insurance Group (NASDAQ:SKWD) Head-To-Head Analysis

Skyward Specialty Insurance Group (NASDAQ:SKWD) and Sampo (OTCMKTS:SAXPY) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, institutional ownership, earnings, profitability, risk and analyst recommendations.

Analyst Ratings

This is a breakdown of current ratings for Skyward Specialty Insurance Group and Sampo, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Skyward Specialty Insurance Group	0	4	8	1	2.77
Sampo	0	3	0	1	2.50

Skyward Specialty Insurance Group presently has a consensus price target of $67.82, suggesting a potential upside of 49.87%. Given Skyward Specialty Insurance Group’s stronger consensus rating and higher possible upside, equities research analysts clearly believe Skyward Specialty Insurance Group is more favorable than Sampo.

Volatility & Risk

Skyward Specialty Insurance Group has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500. Comparatively, Sampo has a beta of 0.45, suggesting that its stock price is 55% less volatile than the S&P 500.

Earnings and Valuation

This table compares Skyward Specialty Insurance Group and Sampo”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Skyward Specialty Insurance Group	$1.15 billion	1.59	$118.83 million	$3.39	13.35
Sampo	$2.47 billion	45.79	$2.26 billion	$1.72	12.31

Sampo has higher revenue and earnings than Skyward Specialty Insurance Group. Sampo is trading at a lower price-to-earnings ratio than Skyward Specialty Insurance Group, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Skyward Specialty Insurance Group and Sampo’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Skyward Specialty Insurance Group	10.57%	17.30%	3.63%
Sampo	N/A	19.46%	5.61%

Institutional and Insider Ownership

94.8% of Skyward Specialty Insurance Group shares are held by institutional investors. Comparatively, 0.0% of Sampo shares are held by institutional investors. 7.9% of Skyward Specialty Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Skyward Specialty Insurance Group beats Sampo on 9 of the 14 factors compared between the two stocks.

About Skyward Specialty Insurance Group

Skyward Specialty Insurance Group, Inc., an insurance holding company, underwrites commercial property and casualty insurance products in the United States. It offers general liability, excess liability, professional liability, commercial auto, group accident and health, property, surety, and workers' compensation insurance products. Skyward Specialty Insurance Group, Inc. was incorporated in 2006 and is headquartered in Houston, Texas.

About Sampo

Sampo Oyj, together with its subsidiaries, engages in the provision of non-life insurance products and services in Finland, Sweden, Norway, Denmark, Estonia, Lithuania, Latvia, and the United Kingdom. The company operates through If, Topdanmark, Hastings, Mandatum, and Holding segments. It offers property, casualty, liability, accident, sickness, household, homeowner, motor, travel, marine, aviation, transport, forest, livestock, health, workers compensation, car, van, and bike insurance services, as well as reinsurance services. The company was founded in 1909 and is based in Helsinki, Finland.