Research Analysts’ Weekly Ratings Updates for PennyMac Financial Services (PFSI)

Several analysts have recently updated their ratings and price targets for PennyMac Financial Services (NYSE: PFSI):

• 2/3/2026 – PennyMac Financial Services was downgraded by analysts at Zacks Research from a “hold” rating to a “strong sell” rating.
• 2/2/2026 – PennyMac Financial Services had its price target lowered by analysts at Keefe, Bruyette & Woods from $143.00 to $115.00. They now have a “market perform” rating on the stock.
• 1/30/2026 – PennyMac Financial Services had its price target lowered by analysts at Piper Sandler from $168.00 to $137.00. They now have an “overweight” rating on the stock.
• 1/30/2026 – PennyMac Financial Services had its “buy” rating reaffirmed by analysts at BTIG Research.
• 1/30/2026 – PennyMac Financial Services had its price target lowered by analysts at Barclays PLC from $158.00 to $136.00. They now have an “overweight” rating on the stock.
• 1/30/2026 – PennyMac Financial Services had its price target lowered by analysts at Wells Fargo & Company from $150.00 to $135.00. They now have an “overweight” rating on the stock.
• 1/20/2026 – PennyMac Financial Services was downgraded by analysts at Weiss Ratings from a “buy (b-)” rating to a “hold (c+)” rating.
• 1/18/2026 – PennyMac Financial Services was downgraded by analysts at Wall Street Zen from a “buy” rating to a “hold” rating.
• 1/15/2026 – PennyMac Financial Services had its price target raised by analysts at Piper Sandler from $146.00 to $168.00. They now have an “overweight” rating on the stock.
• 1/10/2026 – PennyMac Financial Services was upgraded by analysts at Wall Street Zen from a “hold” rating to a “buy” rating.
• 1/6/2026 – PennyMac Financial Services had its price target raised by analysts at Barclays PLC from $139.00 to $158.00. They now have an “overweight” rating on the stock.
• 1/5/2026 – PennyMac Financial Services was upgraded by analysts at Weiss Ratings from a “hold (c+)” rating to a “buy (b-)” rating.
• 1/5/2026 – PennyMac Financial Services had its price target raised by analysts at Wells Fargo & Company from $135.00 to $150.00. They now have an “overweight” rating on the stock.
• 12/29/2025 – PennyMac Financial Services had its price target raised by analysts at BTIG Research from $135.00 to $150.00. They now have a “buy” rating on the stock.
• 12/22/2025 – PennyMac Financial Services had its price target raised by analysts at Piper Sandler from $140.00 to $146.00. They now have an “overweight” rating on the stock.
• 12/20/2025 – PennyMac Financial Services was downgraded by analysts at Wall Street Zen from a “buy” rating to a “hold” rating.
• 12/19/2025 – PennyMac Financial Services is now covered by analysts at Jefferies Financial Group Inc.. They set a “buy” rating and a $160.00 price target on the stock.
• 12/19/2025 – PennyMac Financial Services was upgraded by analysts at Zacks Research to a “hold” rating.
• 12/19/2025 – PennyMac Financial Services is now covered by analysts at Jefferies Financial Group Inc.. They set a “buy” rating and a $160.00 price target on the stock.
• 12/18/2025 – PennyMac Financial Services had its price target raised by analysts at Keefe, Bruyette & Woods from $138.00 to $143.00. They now have a “market perform” rating on the stock.

PennyMac Financial Services Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Thursday, February 26th. Investors of record on Monday, February 16th will be paid a dividend of $0.30 per share. This represents a $1.20 dividend on an annualized basis and a dividend yield of 1.3%. The ex-dividend date of this dividend is Friday, February 13th. PennyMac Financial Services’s payout ratio is 12.90%.

Insider Buying and Selling at PennyMac Financial Services

In related news, CAO Gregory L. Hendry sold 3,530 shares of PennyMac Financial Services stock in a transaction on Thursday, December 18th. The stock was sold at an average price of $131.64, for a total transaction of $464,689.20. Following the completion of the sale, the chief accounting officer directly owned 48,633 shares of the company’s stock, valued at $6,402,048.12. The trade was a 6.77% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, Director Patrick Kinsella bought 2,250 shares of the business’s stock in a transaction on Thursday, February 12th. The stock was bought at an average cost of $89.15 per share, for a total transaction of $200,587.50. Following the purchase, the director directly owned 34,210 shares of the company’s stock, valued at approximately $3,049,821.50. This trade represents a 7.04% increase in their position. The SEC filing for this purchase provides additional information. Over the last ninety days, insiders have sold 38,530 shares of company stock valued at $5,218,239. 15.80% of the stock is currently owned by corporate insiders.

PennyMac Financial Services, Inc (NYSE: PFSI) is a leading mortgage banking company based in Westlake Village, California. The firm operates through two primary business segments: Production and Mortgage Servicing Rights (MSR). In its Production segment, PennyMac originates residential mortgage loans through retail, wholesale and correspondent channels, focusing on both purchase and refinance transactions. The MSR segment involves the acquisition and servicing of mortgage loans, whereby the company earns fees for managing loan portfolios on behalf of investors.

Since its founding in 2008, PennyMac has grown through a combination of organic origination and strategic acquisition of servicing rights, positioning itself as one of the largest residential mortgage loan servicers in the United States.