What is Zacks Research’s Estimate for JKHY Q3 Earnings?

Jack Henry & Associates, Inc. (NASDAQ:JKHY) – Investment analysts at Zacks Research cut their Q3 2026 earnings per share estimates for shares of Jack Henry & Associates in a research note issued on Tuesday, February 24th. Zacks Research analyst Team now expects that the technology company will post earnings of $1.43 per share for the quarter, down from their previous forecast of $1.48. The consensus estimate for Jack Henry & Associates’ current full-year earnings is $5.83 per share. Zacks Research also issued estimates for Jack Henry & Associates’ Q4 2026 earnings at $1.53 EPS, FY2026 earnings at $6.65 EPS, Q1 2027 earnings at $1.77 EPS, Q3 2027 earnings at $1.47 EPS, Q4 2027 earnings at $1.62 EPS, FY2027 earnings at $6.52 EPS, Q1 2028 earnings at $1.86 EPS and FY2028 earnings at $6.91 EPS.

Jack Henry & Associates (NASDAQ:JKHY) last issued its quarterly earnings results on Tuesday, February 3rd. The technology company reported $1.72 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.43 by $0.29. Jack Henry & Associates had a return on equity of 23.75% and a net margin of 20.59%.The firm had revenue of $611.18 million for the quarter, compared to analyst estimates of $608.46 million. During the same period in the previous year, the company posted $1.34 earnings per share. The company’s quarterly revenue was up 7.9% compared to the same quarter last year. Jack Henry & Associates has set its FY 2026 guidance at 6.610-6.720 EPS.

Several other analysts have also weighed in on JKHY. The Goldman Sachs Group lifted their target price on shares of Jack Henry & Associates from $155.00 to $175.00 and gave the company a “neutral” rating in a research report on Friday, November 7th. UBS Group raised their target price on Jack Henry & Associates from $175.00 to $195.00 and gave the company a “neutral” rating in a research note on Thursday, January 8th. Raymond James Financial raised Jack Henry & Associates from a “market perform” rating to a “strong-buy” rating and set a $198.00 price objective on the stock in a report on Thursday, November 20th. Keefe, Bruyette & Woods raised shares of Jack Henry & Associates from a “market perform” rating to an “outperform” rating and boosted their price target for the stock from $170.00 to $215.00 in a research note on Monday, December 8th. Finally, Morgan Stanley upped their price target on Jack Henry & Associates from $168.00 to $183.00 and gave the company an “equal weight” rating in a research note on Thursday, February 5th. One analyst has rated the stock with a Strong Buy rating, eight have assigned a Buy rating and five have given a Hold rating to the company. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and an average target price of $200.42.

Jack Henry & Associates Stock Up 2.9%

JKHY opened at $161.08 on Thursday. The company has a market capitalization of $11.63 billion, a P/E ratio of 23.14, a P/E/G ratio of 2.38 and a beta of 0.71. The company has a debt-to-equity ratio of 0.01, a current ratio of 1.60 and a quick ratio of 1.60. The firm’s fifty day moving average price is $177.23 and its two-hundred day moving average price is $167.33. Jack Henry & Associates has a fifty-two week low of $144.12 and a fifty-two week high of $196.00.

Jack Henry & Associates Increases Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Wednesday, March 25th. Shareholders of record on Thursday, March 5th will be paid a $0.61 dividend. This is a boost from Jack Henry & Associates’s previous quarterly dividend of $0.58. The ex-dividend date is Thursday, March 5th. This represents a $2.44 dividend on an annualized basis and a yield of 1.5%. Jack Henry & Associates’s dividend payout ratio is currently 33.33%.

Insider Activity

In other news, Director David B. Foss sold 20,000 shares of the firm’s stock in a transaction on Monday, December 1st. The stock was sold at an average price of $174.92, for a total transaction of $3,498,400.00. Following the completion of the sale, the director directly owned 128,133 shares of the company’s stock, valued at $22,413,024.36. This trade represents a 13.50% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. 0.60% of the stock is currently owned by corporate insiders.

Institutional Trading of Jack Henry & Associates

A number of large investors have recently added to or reduced their stakes in the stock. Northwest & Ethical Investments L.P. grew its position in shares of Jack Henry & Associates by 3.3% during the 4th quarter. Northwest & Ethical Investments L.P. now owns 2,002 shares of the technology company’s stock valued at $365,000 after acquiring an additional 64 shares during the period. Advisory Services Network LLC raised its holdings in shares of Jack Henry & Associates by 2.6% in the 2nd quarter. Advisory Services Network LLC now owns 2,745 shares of the technology company’s stock worth $466,000 after purchasing an additional 69 shares during the period. DNB Asset Management AS lifted its stake in Jack Henry & Associates by 0.6% in the fourth quarter. DNB Asset Management AS now owns 13,261 shares of the technology company’s stock valued at $2,420,000 after purchasing an additional 76 shares during the last quarter. Schroder Investment Management Group lifted its stake in Jack Henry & Associates by 5.1% in the fourth quarter. Schroder Investment Management Group now owns 1,595 shares of the technology company’s stock valued at $291,000 after purchasing an additional 77 shares during the last quarter. Finally, Huntington National Bank grew its holdings in Jack Henry & Associates by 14.5% during the third quarter. Huntington National Bank now owns 615 shares of the technology company’s stock valued at $92,000 after purchasing an additional 78 shares during the period. Hedge funds and other institutional investors own 98.75% of the company’s stock.

Key Headlines Impacting Jack Henry & Associates

Here are the key news stories impacting Jack Henry & Associates this week:

• Positive Sentiment: Wells Fargo included Jack Henry in its “Fab 5” fintech picks — a visibility boost that can attract institutional interest and signal industry leadership. Jack Henry Added to Wells Fargo’s ‘Fab 5’ Fintech Picks
• Positive Sentiment: Zacks Research raised multi‑year EPS forecasts for JKHY — including FY2026 to $6.65 (from $6.39), FY2027 to $6.52 (from $6.26) and FY2028 to $6.91 (from $6.54). It also raised near‑term quarter views for Q1 2027 and Q1 2028 (Q1 2028 now $1.86 vs prior $1.68). The firmer full‑year prints support a higher earnings growth story and likely helped the stock advance.
• Positive Sentiment: Investor coverage highlighted Jack Henry’s deepening fintech integrations and enhanced financial‑crime defenses — operational developments that can drive revenue growth (partners, platform adoption) and reduce risk/costs from fraud/AML, strengthening the investment case. How Investors Are Reacting To Jack Henry Deepening Fintech Integrations And Financial Crime Defenses
• Neutral Sentiment: Analysts maintain a generally constructive view — consensus rating reported as “Moderate Buy,” which supports demand but is not an outright upgrade to a stronger case. JKHY Given Consensus Rating of “Moderate Buy” by Analysts
• Negative Sentiment: Offsetting some of the upside, Zacks trimmed a few quarterly estimates — notably Q3 2026 (1.48 → 1.43), Q4 2026 (1.55 → 1.53) and Q4 2027 (1.70 → 1.62) — signaling near‑term timing risk in parts of the model. These cuts are smaller than the full‑year upgrades but are reasons for cautiousness on quarter‑by‑quarter execution.

About Jack Henry & Associates

Jack Henry & Associates, Inc is a leading provider of technology solutions and payment processing services for the financial services industry. Founded in 1976 and headquartered in Monett, Missouri, the company develops and supports a comprehensive suite of software and services designed to help banks, credit unions and other financial institutions streamline operations, improve customer engagement and manage risk.

The company’s core processing platforms deliver end-to-end account processing, general ledger, deposit operations and loan servicing functionality.