Insider Selling: UWM (NYSE:UWMC) CEO Sells $2,550,482.22 in Stock

UWM Holdings Corporation (NYSE:UWMC) CEO Ishbia Mat sold 632,874 shares of the firm’s stock in a transaction that occurred on Wednesday, February 25th. The shares were sold at an average price of $4.03, for a total transaction of $2,550,482.22. Following the completion of the transaction, the chief executive officer directly owned 3,330,659 shares in the company, valued at approximately $13,422,555.77. The trade was a 15.97% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through the SEC website.

Ishbia Mat also recently made the following trade(s):

• On Monday, February 23rd, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.52, for a total transaction of $2,860,590.48.
• On Thursday, February 19th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.77, for a total value of $3,018,808.98.
• On Tuesday, February 17th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.88, for a total value of $3,088,425.12.
• On Friday, February 13th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.94, for a total value of $3,126,397.56.
• On Wednesday, February 11th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.66, for a total value of $2,949,192.84.
• On Monday, February 9th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.61, for a total value of $2,917,549.14.
• On Friday, February 6th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.84, for a total value of $3,063,110.16.
• On Wednesday, February 4th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.05, for a total transaction of $3,196,013.70.
• On Monday, February 2nd, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.20, for a total transaction of $3,290,944.80.
• On Friday, January 30th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.00, for a total transaction of $3,164,370.00.

UWM Trading Down 3.0%

UWMC opened at $4.41 on Friday. The firm’s fifty day moving average is $4.99 and its two-hundred day moving average is $5.45. The firm has a market cap of $7.06 billion, a PE ratio of 73.57 and a beta of 1.85. UWM Holdings Corporation has a twelve month low of $3.79 and a twelve month high of $7.14. The company has a debt-to-equity ratio of 2.40, a quick ratio of 1.45 and a current ratio of 1.45.

UWM (NYSE:UWMC) last released its quarterly earnings data on Wednesday, February 25th. The company reported $0.08 EPS for the quarter, missing analysts’ consensus estimates of $0.09 by ($0.01). The firm had revenue of $945.25 million during the quarter, compared to the consensus estimate of $759.12 million. UWM had a net margin of 0.87% and a negative return on equity of 1.33%. Equities research analysts anticipate that UWM Holdings Corporation will post 0.2 EPS for the current year.

UWM Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Thursday, April 9th. Stockholders of record on Thursday, March 19th will be given a dividend of $0.10 per share. The ex-dividend date of this dividend is Thursday, March 19th. This represents a $0.40 dividend on an annualized basis and a dividend yield of 9.1%. UWM’s dividend payout ratio (DPR) is currently 666.67%.

Key Stories Impacting UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Revenue and volume beat — UWM reported roughly $945M in Q4 revenue and its highest quarterly loan origination volume since 2021, showing demand and market‑share execution that support topline momentum. Q4 Results
• Positive Sentiment: Quarterly dividend announced ($0.10/share; ~9% yield) — that payout can attract income‑oriented holders and provide a baseline of demand. Dividend Announcement
• Neutral Sentiment: Analyst note roundups — recent analyst commentaries summarize mixed views after Q4; some maintain overweight/hold ratings while re‑setting targets. These pieces consolidate opinion but don’t move consensus decisively. Benzinga Analysts Roundup Yahoo: What Analysts Are Saying
• Neutral Sentiment: Options flow spike — unusually high call buying was reported around earnings (large volume vs. average). This signals speculative positioning or hedging but is ambiguous for longer‑term direction. Options Activity
• Negative Sentiment: EPS miss and weak margins — reported EPS (~$0.06–$0.08) came below consensus (~$0.09) and net margin/ROE remain pressured; earnings disappointment was a primary trigger for selling. Earnings Call Transcript
• Negative Sentiment: Conservative, wide Q1 guidance — the $650M–$850M revenue band increases near‑term uncertainty and left some analysts and traders disappointed. Call Transcript
• Negative Sentiment: Insider selling — CEO Mat Ishbia sold a sizable block (~632,874 shares on Feb. 25; SEC filing), which amplified negative sentiment despite possible liquidity reasons. SEC Filing
• Negative Sentiment: Price target trims and market reaction — Barclays and Keefe, Bruyette & Woods lowered targets to $6.00 and moved ratings to market‑perform/overweight; the cuts and the EPS miss helped trigger a sharp intraday selloff (reports of a ~12% plunge and a new 12‑month low). MSN: Stock Plunge

Analyst Ratings Changes

A number of research firms recently issued reports on UWMC. Wall Street Zen raised UWM from a “strong sell” rating to a “hold” rating in a research note on Saturday. Morgan Stanley set a $6.00 price objective on shares of UWM in a research report on Tuesday, December 16th. Jefferies Financial Group set a $4.40 price objective on shares of UWM in a research report on Wednesday. UBS Group increased their target price on UWM from $5.50 to $6.00 and gave the stock a “neutral” rating in a report on Wednesday, November 12th. Finally, The Goldman Sachs Group set a $5.00 price target on UWM in a research note on Tuesday, January 6th. Two equities research analysts have rated the stock with a Buy rating and eight have given a Hold rating to the stock. According to MarketBeat.com, the stock currently has an average rating of “Hold” and a consensus target price of $6.24.

Institutional Inflows and Outflows

A number of hedge funds have recently added to or reduced their stakes in the business. Brandes Investment Partners LP acquired a new stake in UWM in the 4th quarter valued at $45,867,000. Azora Capital LP increased its position in shares of UWM by 230.8% in the fourth quarter. Azora Capital LP now owns 11,296,053 shares of the company’s stock valued at $49,477,000 after acquiring an additional 7,881,586 shares during the last quarter. Integrated Investment Consultants LLC acquired a new stake in shares of UWM in the third quarter valued at about $32,630,000. Renaissance Technologies LLC bought a new stake in UWM during the fourth quarter worth about $21,580,000. Finally, 683 Capital Management LLC acquired a new position in UWM during the second quarter valued at approximately $19,872,000. Institutional investors own 53.59% of the company’s stock.

UWM Company Profile

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.