Contrasting Fidelis Insurance (NYSE:FIHL) and Hamilton Insurance Group (NYSE:HG)

Hamilton Insurance Group (NYSE:HG) and Fidelis Insurance (NYSE:FIHL) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their dividends, analyst recommendations, valuation, institutional ownership, earnings, profitability and risk.

Analyst Ratings

This is a breakdown of current ratings and price targets for Hamilton Insurance Group and Fidelis Insurance, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hamilton Insurance Group	0	4	5	0	2.56
Fidelis Insurance	2	4	4	0	2.20

Hamilton Insurance Group presently has a consensus price target of $32.29, suggesting a potential upside of 3.91%. Fidelis Insurance has a consensus price target of $22.21, suggesting a potential upside of 15.50%. Given Fidelis Insurance’s higher possible upside, analysts clearly believe Fidelis Insurance is more favorable than Hamilton Insurance Group.

Risk & Volatility

Hamilton Insurance Group has a beta of 0.56, indicating that its stock price is 44% less volatile than the S&P 500. Comparatively, Fidelis Insurance has a beta of 0.25, indicating that its stock price is 75% less volatile than the S&P 500.

Insider and Institutional Ownership

29.2% of Hamilton Insurance Group shares are owned by institutional investors. Comparatively, 82.0% of Fidelis Insurance shares are owned by institutional investors. 17.5% of Hamilton Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Profitability

This table compares Hamilton Insurance Group and Fidelis Insurance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hamilton Insurance Group	19.85%	19.43%	5.73%
Fidelis Insurance	9.02%	8.62%	1.62%

Valuation and Earnings

This table compares Hamilton Insurance Group and Fidelis Insurance”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hamilton Insurance Group	$2.91 billion	1.05	$576.67 million	$5.57	5.58
Fidelis Insurance	$2.50 billion	0.85	$225.50 million	$2.21	8.70

Hamilton Insurance Group has higher revenue and earnings than Fidelis Insurance. Hamilton Insurance Group is trading at a lower price-to-earnings ratio than Fidelis Insurance, indicating that it is currently the more affordable of the two stocks.

Summary

Hamilton Insurance Group beats Fidelis Insurance on 11 of the 14 factors compared between the two stocks.

About Hamilton Insurance Group

Hamilton Insurance Group, Ltd., through its subsidiaries, provides underwriting specialty insurance and reinsurance risks in Bermuda and internationally. The company operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms. The company offers casualty reinsurance products, such as commercial motor, general liability, healthcare, multiline, personal motor, professional liability, umbrella and excess casualty, and worker's compensation and employer's liability reinsurance; property reinsurance and insurance; and specialty reinsurance solutions, including accident and health, aviation and space, crisis management, mortgage, financial lines, marine and energy, and multiline specialty. In addition, it offers accident and health, cyber, energy, environmental, financial lines, fine art and specie, kidnap and ransom, mergers and acquisitions, marine and energy liability, political risk and violence, professional liability, property binders, property direct and facultative, professional lines, space, upstream energy, excess casualty, war and terrorism, allied medical, management liability, medical professionals, general liability, products liability and contractors, and small business casualty insurance plans, as well as surety and treaty reinsurance products. The company was incorporated in 2013 and is headquartered in Pembroke, Bermuda.

About Fidelis Insurance

Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.