Chime Financial (NASDAQ:CHYM) Upgraded at Wall Street Zen

Chime Financial (NASDAQ:CHYM) was upgraded by equities research analysts at Wall Street Zen from a “hold” rating to a “buy” rating in a research report issued on Saturday.

A number of other brokerages also recently weighed in on CHYM. Keefe, Bruyette & Woods upgraded shares of Chime Financial from a “moderate buy” rating to a “strong-buy” rating in a research report on Thursday, February 26th. UBS Group lifted their price target on Chime Financial from $24.00 to $27.00 and gave the company a “neutral” rating in a research note on Thursday, February 26th. Rothschild & Co Redburn raised Chime Financial to a “hold” rating in a report on Monday, January 26th. The Goldman Sachs Group increased their price target on Chime Financial from $27.00 to $30.00 and gave the stock a “buy” rating in a research report on Tuesday, January 6th. Finally, B. Riley Financial started coverage on Chime Financial in a report on Thursday, December 11th. They issued a “buy” rating and a $35.00 price objective on the stock. Two investment analysts have rated the stock with a Strong Buy rating, eleven have given a Buy rating, five have issued a Hold rating and one has assigned a Sell rating to the company. According to data from MarketBeat.com, Chime Financial presently has an average rating of “Moderate Buy” and an average price target of $32.28.

Chime Financial Stock Performance

Shares of CHYM opened at $22.23 on Friday. The stock has a 50-day moving average of $23.96 and a two-hundred day moving average of $22.81. The stock has a market cap of $8.33 billion and a P/E ratio of -2.94. Chime Financial has a one year low of $16.17 and a one year high of $44.94.

Chime Financial (NASDAQ:CHYM) last announced its quarterly earnings data on Wednesday, February 25th. The company reported ($0.12) earnings per share (EPS) for the quarter, topping the consensus estimate of ($0.20) by $0.08. The firm had revenue of $596.36 million during the quarter. Chime Financial had a negative return on equity of 70.35% and a negative net margin of 46.18%.The company’s revenue for the quarter was up 25.5% compared to the same quarter last year. During the same quarter in the previous year, the business earned ($0.30) earnings per share.

Insider Buying and Selling at Chime Financial

In other news, CEO Christopher R. Britt sold 50,000 shares of the business’s stock in a transaction that occurred on Friday, January 9th. The stock was sold at an average price of $28.06, for a total transaction of $1,403,000.00. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, CFO Matthew S. Newcomb sold 10,000 shares of the company’s stock in a transaction that occurred on Friday, January 9th. The shares were sold at an average price of $28.01, for a total value of $280,100.00. Following the completion of the sale, the chief financial officer owned 2,240,798 shares of the company’s stock, valued at $62,764,751.98. This trade represents a 0.44% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders sold a total of 256,539 shares of company stock worth $6,973,943 in the last 90 days.

Hedge Funds Weigh In On Chime Financial

A number of institutional investors and hedge funds have recently added to or reduced their stakes in CHYM. Geode Capital Management LLC acquired a new position in shares of Chime Financial in the 2nd quarter worth approximately $9,519,000. Norges Bank acquired a new stake in Chime Financial in the 2nd quarter valued at approximately $24,157,000. Federated Hermes Inc. raised its position in Chime Financial by 11.1% in the third quarter. Federated Hermes Inc. now owns 863,700 shares of the company’s stock valued at $17,421,000 after purchasing an additional 86,593 shares during the period. U.S. Capital Wealth Advisors LLC lifted its stake in Chime Financial by 1,203.2% during the third quarter. U.S. Capital Wealth Advisors LLC now owns 81,450 shares of the company’s stock worth $1,643,000 after purchasing an additional 75,200 shares in the last quarter. Finally, Seven Grand Managers LLC acquired a new position in Chime Financial during the second quarter worth $3,451,000.

Trending Headlines about Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: KeyCorp initiated coverage with an “Overweight” rating and a $30 price target (roughly ~35% above the current price). The note includes multi‑year EPS build (FY2026–FY2028) that implies a path to positive earnings, which can attract growth/income‑oriented funds. KeyBanc Starts Chime Financial (CHYM) at Overweight
• Positive Sentiment: Hedge fund Tenzing Global disclosed a new position (450,000 shares) that increased its quarter‑end stake value by about $11.33M — a vote of confidence from an institutional buyer that can help support the share price. Chime Stock Down 15% Since June IPO, but One Fund Just Disclosed an $11 Million Bet on Shares
• Neutral Sentiment: Chime presented at the Morgan Stanley TMT conference (transcript available). Investor presentations can raise awareness and lead to incremental flows, but they typically have modest near‑term impact unless new guidance is announced. Chime Financial, Inc. (CHYM) Presents at Morgan Stanley Technology, Media & Telecom Conference 2026 Transcript
• Neutral Sentiment: Industry comparison / head‑to‑head write‑up is circulating; useful for context but unlikely to drive material moves by itself. Chime Financial (NASDAQ:CHYM) vs. Bgin Blockchain (NASDAQ:BGIN) Head to Head Analysis
• Neutral Sentiment: Short‑interest entries posted for early March show a “large increase” but the underlying figures report 0 shares / NaN changes — this looks like a data/reporting error. If corrected later showing real shorting, that could add volatility; for now it’s ambiguous.
• Negative Sentiment: Contextual weakness: coverage notes and filings point out CHYM is down roughly 15% since its June IPO. That longer‑term pullback may reflect investor caution around profitability timing and risk in fintech valuations, contributing to today’s downward pressure. Chime Stock Down 15% Since June IPO, but One Fund Just Disclosed an $11 Million Bet on Shares

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.