Fidelity National Information Services (NYSE:FIS) versus Corpay (NYSE:CPAY) Critical Survey

Corpay (NYSE:CPAY) and Fidelity National Information Services (NYSE:FIS) are both large-cap business services companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk.

Insider & Institutional Ownership

98.8% of Corpay shares are owned by institutional investors. Comparatively, 96.2% of Fidelity National Information Services shares are owned by institutional investors. 5.0% of Corpay shares are owned by insiders. Comparatively, 0.2% of Fidelity National Information Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Corpay and Fidelity National Information Services”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Corpay	$4.53 billion	4.86	$1.07 billion	$15.04	20.92
Fidelity National Information Services	$10.68 billion	2.48	$382.00 million	$0.73	70.47

Corpay has higher earnings, but lower revenue than Fidelity National Information Services. Corpay is trading at a lower price-to-earnings ratio than Fidelity National Information Services, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Corpay and Fidelity National Information Services’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Corpay	23.62%	37.13%	6.76%
Fidelity National Information Services	3.58%	21.21%	9.11%

Risk and Volatility

Corpay has a beta of 0.8, suggesting that its stock price is 20% less volatile than the S&P 500. Comparatively, Fidelity National Information Services has a beta of 0.9, suggesting that its stock price is 10% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Corpay and Fidelity National Information Services, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Corpay	0	5	10	0	2.67
Fidelity National Information Services	2	7	13	0	2.50

Corpay presently has a consensus price target of $377.57, suggesting a potential upside of 20.03%. Fidelity National Information Services has a consensus price target of $69.85, suggesting a potential upside of 35.79%. Given Fidelity National Information Services’ higher probable upside, analysts clearly believe Fidelity National Information Services is more favorable than Corpay.

Summary

Corpay beats Fidelity National Information Services on 8 of the 14 factors compared between the two stocks.

About Corpay

Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in March 2024. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.

About Fidelity National Information Services

Fidelity National Information Services, Inc. engages in the provision of financial services technology solutions for financial institutions, businesses, and developers worldwide. It operates through Banking Solutions, Capital Market Solutions, and Corporate and Other segments. The company provides core processing and ancillary applications; mobile and online banking; fraud, risk management, and compliance; card and retail payment; electronic funds transfer and network; wealth and retirement; and item processing and output solutions. It also offers trading and asset, lending, leveraged and syndicated loan markets, and treasury and risk solutions. The company was founded in 1968 and is headquartered in Jacksonville, Florida.