Compass Point Begins Coverage on UWM (NYSE:UWMC)

Stock analysts at Compass Point initiated coverage on shares of UWM (NYSE:UWMC) in a research note issued on Tuesday, MarketBeat Ratings reports. The firm set a “buy” rating and a $8.50 price target on the stock. Compass Point’s price objective would suggest a potential upside of 117.67% from the stock’s current price.

UWMC has been the topic of a number of other research reports. Wall Street Zen raised shares of UWM from a “strong sell” rating to a “hold” rating in a research report on Saturday, February 28th. Morgan Stanley set a $6.00 target price on shares of UWM in a research report on Tuesday, December 16th. UBS Group raised their target price on shares of UWM from $5.50 to $6.00 and gave the company a “neutral” rating in a research note on Wednesday, November 12th. Barclays cut their price target on shares of UWM from $7.00 to $6.00 and set an “overweight” rating on the stock in a report on Thursday, February 26th. Finally, Weiss Ratings raised UWM from a “sell (d)” rating to a “hold (c-)” rating in a research report on Thursday, February 26th. Three analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat.com, the company currently has an average rating of “Hold” and a consensus price target of $6.49.

UWM Trading Down 3.3%

Shares of NYSE UWMC opened at $3.91 on Tuesday. UWM has a 1-year low of $3.64 and a 1-year high of $7.14. The business has a fifty day moving average price of $4.91 and a 200 day moving average price of $5.37. The stock has a market capitalization of $6.25 billion, a P/E ratio of 65.08 and a beta of 1.90. The company has a debt-to-equity ratio of 2.64, a current ratio of 1.52 and a quick ratio of 1.52.

UWM (NYSE:UWMC) last posted its earnings results on Wednesday, February 25th. The company reported $0.08 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.09 by ($0.01). The company had revenue of $945.25 million during the quarter, compared to analysts’ expectations of $759.12 million. UWM had a net margin of 0.87% and a negative return on equity of 1.35%. Equities research analysts expect that UWM will post 0.2 EPS for the current fiscal year.

Insider Activity at UWM

In related news, CEO Ishbia Mat sold 632,874 shares of UWM stock in a transaction that occurred on Monday, January 12th. The shares were sold at an average price of $5.35, for a total value of $3,385,875.90. Following the completion of the sale, the chief executive officer directly owned 1,884,005 shares in the company, valued at $10,079,426.75. This trade represents a 25.15% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Over the last ninety days, insiders have sold 19,818,113 shares of company stock valued at $96,516,141. Company insiders own 87.50% of the company’s stock.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of UWMC. Corient Private Wealth LLC raised its holdings in shares of UWM by 258.0% in the fourth quarter. Corient Private Wealth LLC now owns 103,471 shares of the company’s stock worth $453,000 after buying an additional 74,565 shares during the last quarter. Caitong International Asset Management Co. Ltd grew its holdings in shares of UWM by 1,570.0% during the fourth quarter. Caitong International Asset Management Co. Ltd now owns 12,191 shares of the company’s stock valued at $53,000 after buying an additional 11,461 shares during the last quarter. Kera Capital Partners Inc. purchased a new stake in shares of UWM during the fourth quarter valued at $47,000. Virtu Financial LLC acquired a new position in shares of UWM in the 4th quarter valued at $1,799,000. Finally, Invesco Ltd. increased its position in shares of UWM by 504.1% in the 4th quarter. Invesco Ltd. now owns 1,498,979 shares of the company’s stock valued at $6,566,000 after acquiring an additional 1,250,845 shares during the period. Institutional investors and hedge funds own 53.59% of the company’s stock.

UWM News Summary

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Compass Point initiated coverage with a Buy rating and an $8.50 target, signaling fresh institutional analyst support that could attract buyers. Compass Point Initiates Coverage
• Positive Sentiment: BTIG reaffirmed a Buy and set a $10 price target, implying significant upside vs. the current share price and supporting a bullish re-rate thesis if fundamentals hold. BTIG Reiterates Buy
• Positive Sentiment: UWM raised FY‑2026 revenue guidance (now targeting roughly $3.5–$4.5B) and updated Q1 revenue outlook ahead of the Two Harbors vote — guidance above consensus supports revenue momentum. UWM Raises Guidance
• Positive Sentiment: The company reported $49.6B in quarterly originations, the highest since 2021, which underscores underlying volume strength in its wholesale lending channel. UWM Reports Originations
• Positive Sentiment: UWM published an investor presentation highlighting the pending Two Harbors acquisition and related forecasts — the update is intended to clarify expected benefits and may reduce uncertainty ahead of the shareholder vote. Investor Update on Two Harbors
• Neutral Sentiment: UWM declared a $0.10 quarterly dividend (10.3% yield), which is attractive to income investors but flagged by an extremely high payout ratio — a mixed signal regarding sustainability. Dividend Announcement
• Neutral Sentiment: Institutional buying reported (e.g., Azora, Brandes, Renaissance entries) shows large investors are active, which can stabilize shares but doesn’t eliminate short‑term volatility. Institutional Activity
• Negative Sentiment: CEO Mat sold 632,874 shares today (and has repeatedly sold the same block multiple times this month), reducing his stake materially — heavy insider selling is pressuring the stock and likely explains the intraday weakness. SEC Form 4: Insider Sale

About UWM

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.