Qfin (NASDAQ:QFIN) Reaches New 52-Week Low After Earnings Miss

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) shares reached a new 52-week low on Wednesday following a dissappointing earnings announcement. The stock traded as low as $13.51 and last traded at $13.8590, with a volume of 722174 shares traded. The stock had previously closed at $14.43.

The company reported $1.12 EPS for the quarter, missing analysts’ consensus estimates of $1.13 by ($0.01). The firm had revenue of $585.10 million during the quarter, compared to analyst estimates of $664.95 million. Qfin had a net margin of 31.13% and a return on equity of 25.22%.

Qfin Dividend Announcement

The firm also recently declared a dividend, which will be paid on Thursday, May 14th. Investors of record on Wednesday, April 22nd will be given a dividend of $0.78 per share. This represents a yield of 1,143.0%. The ex-dividend date of this dividend is Wednesday, April 22nd. Qfin’s dividend payout ratio (DPR) is currently 21.87%.

Key Headlines Impacting Qfin

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: Company raised and declared a semi-annual dividend (0.78 per share; record date Apr 22, pay date May 14), which may support the shares and signal confidence in cash flow. Press Release
• Positive Sentiment: Jefferies cut its price target from $30.30 to $23.40 but maintained a “buy” rating — the new target still implies substantial upside versus current levels, providing an analyst-supported buying case despite the haircut. Jefferies Coverage
• Neutral Sentiment: Quarterly call materials and transcript are available — useful for parsing management commentary on loan growth, credit performance, margins and capital allocation (slides, call transcript). Investors should review management’s remarks for forward guidance and portfolio quality details. Slide Deck
• Negative Sentiment: Q4 results: EPS of $1.12 missed consensus by $0.01 and revenue came in at $585.1M vs. estimates near $665M — the sizeable revenue shortfall and year-over-year earnings decline increase near-term downside risk as analysts rework models. Earnings / Call
• Negative Sentiment: Market write-ups emphasize the revenue miss and lower estimates; expect continued volatility as the market digests whether growth will re-accelerate and how credit trends will hold up. Analyst/News Coverage

Wall Street Analysts Forecast Growth

A number of research firms have issued reports on QFIN. Jefferies Financial Group cut their price objective on shares of Qfin from $30.30 to $23.40 and set a “buy” rating for the company in a report on Wednesday. Zacks Research cut shares of Qfin from a “hold” rating to a “strong sell” rating in a report on Wednesday, December 17th. Weiss Ratings reiterated a “hold (c)” rating on shares of Qfin in a research report on Monday, December 29th. Finally, JPMorgan Chase & Co. cut Qfin from an “overweight” rating to a “neutral” rating and cut their price target for the company from $45.00 to $21.00 in a research note on Wednesday, November 19th. Two equities research analysts have rated the stock with a Buy rating, two have assigned a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat.com, Qfin has a consensus rating of “Hold” and a consensus price target of $32.37.

Institutional Investors Weigh In On Qfin

A number of large investors have recently bought and sold shares of QFIN. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. bought a new position in Qfin in the 1st quarter valued at about $29,000. SBI Securities Co. Ltd. lifted its holdings in shares of Qfin by 6,796.4% during the 4th quarter. SBI Securities Co. Ltd. now owns 1,931 shares of the company’s stock worth $37,000 after acquiring an additional 1,903 shares during the period. Caitong International Asset Management Co. Ltd boosted its position in shares of Qfin by 415.9% during the 4th quarter. Caitong International Asset Management Co. Ltd now owns 2,636 shares of the company’s stock worth $51,000 after acquiring an additional 2,125 shares in the last quarter. Parallel Advisors LLC boosted its position in shares of Qfin by 24.1% during the 4th quarter. Parallel Advisors LLC now owns 3,373 shares of the company’s stock worth $65,000 after acquiring an additional 656 shares in the last quarter. Finally, Rexford Capital Inc. bought a new position in Qfin in the second quarter valued at approximately $78,000. 74.81% of the stock is currently owned by institutional investors and hedge funds.

Qfin Price Performance

The firm has a market capitalization of $1.88 billion, a P/E ratio of 2.14, a PEG ratio of 0.21 and a beta of 0.49. The company has a quick ratio of 2.94, a current ratio of 2.94 and a debt-to-equity ratio of 0.20. The business’s 50 day moving average is $15.55 and its 200-day moving average is $20.97.

About Qfin

360 DigiTech, Inc (NASDAQ: QFIN) is a China‐based fintech company that specializes in providing digital lending solutions to underserved consumer and small business markets. Leveraging proprietary credit assessment technologies and big data analytics, the company connects borrowers with a network of financial institutions and investors through its online platform. Its services encompass unsecured consumer loans, installment credit products, and working capital financing for micro and small enterprises.

The company’s flagship platform offers an end‐to‐end digital lending experience, from application and credit evaluation to disbursement and repayment.