Fair Isaac (NYSE:FICO) Price Target Cut to $1,325.00 by Analysts at JPMorgan Chase & Co.

Fair Isaac (NYSE:FICO) had its price target decreased by JPMorgan Chase & Co. from $1,825.00 to $1,325.00 in a research note released on Tuesday morning,Benzinga reports. JPMorgan Chase & Co. currently has a neutral rating on the technology company’s stock.

Several other brokerages have also weighed in on FICO. UBS Group decreased their price objective on Fair Isaac from $1,500.00 to $1,350.00 and set a “neutral” rating on the stock in a report on Wednesday, March 11th. Needham & Company LLC restated a “buy” rating on shares of Fair Isaac in a research note on Thursday, February 26th. Jefferies Financial Group raised their target price on Fair Isaac from $2,100.00 to $2,200.00 and gave the stock a “buy” rating in a research report on Friday, January 16th. Weiss Ratings reiterated a “hold (c+)” rating on shares of Fair Isaac in a research note on Monday, December 29th. Finally, Robert W. Baird dropped their price objective on shares of Fair Isaac from $1,960.00 to $1,547.00 and set an “outperform” rating for the company in a research note on Tuesday. Nine research analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company’s stock. According to MarketBeat, Fair Isaac has a consensus rating of “Moderate Buy” and an average price target of $1,886.69.

Fair Isaac Stock Performance

Shares of FICO opened at $993.34 on Tuesday. The company has a 50-day simple moving average of $1,367.41 and a 200-day simple moving average of $1,569.64. The firm has a market capitalization of $23.56 billion, a P/E ratio of 36.76, a P/E/G ratio of 1.02 and a beta of 1.28. Fair Isaac has a 52 week low of $969.32 and a 52 week high of $2,217.60.

Fair Isaac (NYSE:FICO) last released its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share for the quarter, topping analysts’ consensus estimates of $7.08 by $0.25. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The business had revenue of $766.00 million for the quarter, compared to the consensus estimate of $501.05 million. During the same period last year, the business earned $5.79 earnings per share. The firm’s revenue for the quarter was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. As a group, equities analysts forecast that Fair Isaac will post 24.15 earnings per share for the current year.

Fair Isaac declared that its Board of Directors has initiated a share buyback program on Wednesday, February 25th that authorizes the company to repurchase $1.50 billion in shares. This repurchase authorization authorizes the technology company to purchase up to 5.2% of its shares through open market purchases. Shares repurchase programs are often an indication that the company’s management believes its stock is undervalued.

Insider Activity at Fair Isaac

In related news, Director Joanna Rees sold 358 shares of the firm’s stock in a transaction that occurred on Friday, February 13th. The stock was sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the completion of the transaction, the director owned 11,204 shares in the company, valued at $15,237,440. This trade represents a 3.10% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website. Also, Director Eva Manolis sold 520 shares of the business’s stock in a transaction on Wednesday, February 25th. The shares were sold at an average price of $1,227.63, for a total value of $638,367.60. Following the completion of the sale, the director directly owned 344 shares in the company, valued at approximately $422,304.72. This represents a 60.19% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. 3.02% of the stock is owned by company insiders.

Institutional Investors Weigh In On Fair Isaac

Large investors have recently made changes to their positions in the company. Northwestern Mutual Wealth Management Co. increased its position in shares of Fair Isaac by 480,776.3% during the 4th quarter. Northwestern Mutual Wealth Management Co. now owns 3,327,664 shares of the technology company’s stock worth $5,625,815,000 after purchasing an additional 3,326,972 shares in the last quarter. Vanguard Group Inc. grew its stake in Fair Isaac by 2.4% during the third quarter. Vanguard Group Inc. now owns 3,069,749 shares of the technology company’s stock worth $4,593,971,000 after buying an additional 72,224 shares during the last quarter. State Street Corp grew its stake in Fair Isaac by 1.2% during the second quarter. State Street Corp now owns 1,083,410 shares of the technology company’s stock worth $1,980,430,000 after buying an additional 13,018 shares during the last quarter. Capital World Investors increased its holdings in shares of Fair Isaac by 10.7% during the fourth quarter. Capital World Investors now owns 894,593 shares of the technology company’s stock worth $1,512,417,000 after buying an additional 86,200 shares in the last quarter. Finally, Geode Capital Management LLC increased its holdings in shares of Fair Isaac by 1.3% during the fourth quarter. Geode Capital Management LLC now owns 719,120 shares of the technology company’s stock worth $1,213,620,000 after buying an additional 8,886 shares in the last quarter. Institutional investors own 85.75% of the company’s stock.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO recently reported a solid quarter with an EPS and revenue beat and set FY‑2026 guidance (supporting medium‑term earnings visibility). This underpins bulls’ view that core analytics demand remains strong.
• Positive Sentiment: Some sell‑side support remains — Robert W. Baird kept an Outperform rating despite cutting its target, signaling that some analysts still see meaningful upside. Baird target cut
• Neutral Sentiment: Operational/research commentary such as FICO’s UK credit‑card market report is routine and unlikely to move the stock materially on its own. UK Credit Card Market Report
• Negative Sentiment: Senate/FTC probe into mortgage‑score pricing led by Senator Josh Hawley has escalated regulatory risk and headlines around alleged pricing power abuses — a direct threat to FICO’s core mortgage business and pricing model. Senator calls for FTC investigation into FICO score pricing
• Negative Sentiment: JPMorgan trimmed its price target and moved to Neutral, explicitly citing pricing concerns — this reduces analyst support and likely contributed to today’s selling pressure. J.P. Morgan trims price target
• Negative Sentiment: Investor focus on mortgage‑score competition and potential pricing pressure (VantageScore and multi‑model adoption by agencies/lenders) is reignited — market fears this could erode FICO’s pricing power and future growth. Competition and pricing pressure analysis
• Negative Sentiment: Corporate/legal risk: a plaintiffs’ law firm announced an investigation into potential investor claims, adding litigation risk and headline volatility. Johnson Fistel investor investigation
• Negative Sentiment: Public criticisms from mortgage originators and vendors (e.g., Pulte calling out credit reporting/pricing) amplify reputational risk and could pressure commercial discussions with lenders. Pulte criticism

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.