Fair Isaac (NYSE:FICO) Price Target Lowered to $1,547.00 at Robert W. Baird

Fair Isaac (NYSE:FICO) had its price target lowered by Robert W. Baird from $1,960.00 to $1,547.00 in a report released on Tuesday,Benzinga reports. The brokerage currently has an outperform rating on the technology company’s stock.

Other equities analysts have also recently issued research reports about the company. Wells Fargo & Company dropped their price objective on Fair Isaac from $2,500.00 to $2,300.00 and set an “overweight” rating for the company in a report on Wednesday, March 18th. Zacks Research lowered Fair Isaac from a “strong-buy” rating to a “hold” rating in a research note on Monday, December 1st. Bank of America began coverage on Fair Isaac in a research report on Tuesday, February 17th. They set a “buy” rating and a $1,900.00 target price for the company. UBS Group lowered their target price on shares of Fair Isaac from $1,500.00 to $1,350.00 and set a “neutral” rating for the company in a research note on Wednesday, March 11th. Finally, Weiss Ratings restated a “hold (c+)” rating on shares of Fair Isaac in a report on Monday, December 29th. Nine investment analysts have rated the stock with a Buy rating and five have given a Hold rating to the company’s stock. Based on data from MarketBeat, Fair Isaac currently has an average rating of “Moderate Buy” and a consensus target price of $1,886.69.

Fair Isaac Price Performance

Shares of NYSE FICO opened at $993.34 on Tuesday. Fair Isaac has a 1 year low of $969.32 and a 1 year high of $2,217.60. The firm has a 50-day simple moving average of $1,367.41 and a two-hundred day simple moving average of $1,569.64. The company has a market cap of $23.56 billion, a P/E ratio of 36.76, a PEG ratio of 1.02 and a beta of 1.28.

Fair Isaac (NYSE:FICO) last released its earnings results on Wednesday, January 28th. The technology company reported $7.33 EPS for the quarter, beating analysts’ consensus estimates of $7.08 by $0.25. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The firm had revenue of $766.00 million for the quarter, compared to analysts’ expectations of $501.05 million. During the same quarter in the prior year, the firm posted $5.79 earnings per share. The company’s quarterly revenue was up 16.4% on a year-over-year basis. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. As a group, equities research analysts expect that Fair Isaac will post 24.15 EPS for the current year.

Fair Isaac announced that its board has approved a stock repurchase plan on Wednesday, February 25th that allows the company to repurchase $1.50 billion in shares. This repurchase authorization allows the technology company to buy up to 5.2% of its stock through open market purchases. Stock repurchase plans are generally an indication that the company’s board believes its stock is undervalued.

Insider Activity at Fair Isaac

In other news, Director Eva Manolis sold 520 shares of the stock in a transaction that occurred on Wednesday, February 25th. The shares were sold at an average price of $1,227.63, for a total transaction of $638,367.60. Following the transaction, the director directly owned 344 shares in the company, valued at approximately $422,304.72. This trade represents a 60.19% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Also, Director Joanna Rees sold 358 shares of Fair Isaac stock in a transaction that occurred on Friday, February 13th. The shares were sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the transaction, the director directly owned 11,204 shares in the company, valued at approximately $15,237,440. The trade was a 3.10% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 3.02% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently made changes to their positions in FICO. Bayban purchased a new stake in shares of Fair Isaac during the 4th quarter worth $25,000. Physician Wealth Advisors Inc. grew its stake in Fair Isaac by 166.7% in the fourth quarter. Physician Wealth Advisors Inc. now owns 16 shares of the technology company’s stock valued at $27,000 after purchasing an additional 10 shares during the last quarter. Ransom Advisory Ltd purchased a new position in Fair Isaac in the third quarter valued at about $30,000. Meeder Asset Management Inc. raised its holdings in Fair Isaac by 66.7% in the third quarter. Meeder Asset Management Inc. now owns 20 shares of the technology company’s stock worth $30,000 after purchasing an additional 8 shares in the last quarter. Finally, Root Financial Partners LLC bought a new position in Fair Isaac in the third quarter worth about $30,000. 85.75% of the stock is currently owned by hedge funds and other institutional investors.

Key Headlines Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO recently reported a solid quarter with an EPS and revenue beat and set FY‑2026 guidance (supporting medium‑term earnings visibility). This underpins bulls’ view that core analytics demand remains strong.
• Positive Sentiment: Some sell‑side support remains — Robert W. Baird kept an Outperform rating despite cutting its target, signaling that some analysts still see meaningful upside. Baird target cut
• Neutral Sentiment: Operational/research commentary such as FICO’s UK credit‑card market report is routine and unlikely to move the stock materially on its own. UK Credit Card Market Report
• Negative Sentiment: Senate/FTC probe into mortgage‑score pricing led by Senator Josh Hawley has escalated regulatory risk and headlines around alleged pricing power abuses — a direct threat to FICO’s core mortgage business and pricing model. Senator calls for FTC investigation into FICO score pricing
• Negative Sentiment: JPMorgan trimmed its price target and moved to Neutral, explicitly citing pricing concerns — this reduces analyst support and likely contributed to today’s selling pressure. J.P. Morgan trims price target
• Negative Sentiment: Investor focus on mortgage‑score competition and potential pricing pressure (VantageScore and multi‑model adoption by agencies/lenders) is reignited — market fears this could erode FICO’s pricing power and future growth. Competition and pricing pressure analysis
• Negative Sentiment: Corporate/legal risk: a plaintiffs’ law firm announced an investigation into potential investor claims, adding litigation risk and headline volatility. Johnson Fistel investor investigation
• Negative Sentiment: Public criticisms from mortgage originators and vendors (e.g., Pulte calling out credit reporting/pricing) amplify reputational risk and could pressure commercial discussions with lenders. Pulte criticism

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.