Fair Isaac Corporation (NYSE:FICO) Given Average Recommendation of “Moderate Buy” by Analysts

Shares of Fair Isaac Corporation (NYSE:FICO) have earned a consensus rating of “Moderate Buy” from the fourteen brokerages that are currently covering the firm, MarketBeat reports. Five equities research analysts have rated the stock with a hold rating and nine have assigned a buy rating to the company. The average 12 month price target among analysts that have updated their coverage on the stock in the last year is $1,886.6923.

A number of equities research analysts have commented on FICO shares. The Goldman Sachs Group decreased their price objective on Fair Isaac from $2,070.00 to $1,777.00 and set a “buy” rating for the company in a research report on Monday, February 2nd. Zacks Research downgraded Fair Isaac from a “strong-buy” rating to a “hold” rating in a report on Monday, December 1st. JPMorgan Chase & Co. reduced their price target on shares of Fair Isaac from $1,825.00 to $1,325.00 and set a “neutral” rating for the company in a research report on Tuesday. Jefferies Financial Group raised their price target on shares of Fair Isaac from $2,100.00 to $2,200.00 and gave the stock a “buy” rating in a report on Friday, January 16th. Finally, Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Fair Isaac in a research report on Monday, December 29th.

Fair Isaac Stock Down 6.6%

Shares of NYSE:FICO opened at $993.34 on Wednesday. The company’s fifty day moving average is $1,367.41 and its two-hundred day moving average is $1,569.64. The company has a market cap of $23.56 billion, a P/E ratio of 36.76, a price-to-earnings-growth ratio of 1.02 and a beta of 1.28. Fair Isaac has a 12-month low of $969.32 and a 12-month high of $2,217.60.

Fair Isaac (NYSE:FICO) last issued its earnings results on Wednesday, January 28th. The technology company reported $7.33 EPS for the quarter, topping the consensus estimate of $7.08 by $0.25. Fair Isaac had a negative return on equity of 40.98% and a net margin of 31.89%.The business had revenue of $766.00 million during the quarter, compared to analysts’ expectations of $501.05 million. During the same quarter last year, the firm posted $5.79 earnings per share. Fair Isaac’s revenue was up 16.4% compared to the same quarter last year. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. Equities research analysts anticipate that Fair Isaac will post 24.15 earnings per share for the current year.

Fair Isaac announced that its Board of Directors has initiated a share repurchase plan on Wednesday, February 25th that authorizes the company to buyback $1.50 billion in shares. This buyback authorization authorizes the technology company to buy up to 5.2% of its shares through open market purchases. Shares buyback plans are generally a sign that the company’s leadership believes its stock is undervalued.

Key Fair Isaac News

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: FICO recently reported a solid quarter with an EPS and revenue beat and set FY‑2026 guidance (supporting medium‑term earnings visibility). This underpins bulls’ view that core analytics demand remains strong.
• Positive Sentiment: Some sell‑side support remains — Robert W. Baird kept an Outperform rating despite cutting its target, signaling that some analysts still see meaningful upside. Baird target cut
• Neutral Sentiment: Operational/research commentary such as FICO’s UK credit‑card market report is routine and unlikely to move the stock materially on its own. UK Credit Card Market Report
• Negative Sentiment: Senate/FTC probe into mortgage‑score pricing led by Senator Josh Hawley has escalated regulatory risk and headlines around alleged pricing power abuses — a direct threat to FICO’s core mortgage business and pricing model. Senator calls for FTC investigation into FICO score pricing
• Negative Sentiment: JPMorgan trimmed its price target and moved to Neutral, explicitly citing pricing concerns — this reduces analyst support and likely contributed to today’s selling pressure. J.P. Morgan trims price target
• Negative Sentiment: Investor focus on mortgage‑score competition and potential pricing pressure (VantageScore and multi‑model adoption by agencies/lenders) is reignited — market fears this could erode FICO’s pricing power and future growth. Competition and pricing pressure analysis
• Negative Sentiment: Corporate/legal risk: a plaintiffs’ law firm announced an investigation into potential investor claims, adding litigation risk and headline volatility. Johnson Fistel investor investigation
• Negative Sentiment: Public criticisms from mortgage originators and vendors (e.g., Pulte calling out credit reporting/pricing) amplify reputational risk and could pressure commercial discussions with lenders. Pulte criticism

Insider Buying and Selling at Fair Isaac

In related news, Director Eva Manolis sold 520 shares of Fair Isaac stock in a transaction on Wednesday, February 25th. The stock was sold at an average price of $1,227.63, for a total transaction of $638,367.60. Following the completion of the sale, the director owned 344 shares of the company’s stock, valued at approximately $422,304.72. This trade represents a 60.19% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, Director Joanna Rees sold 358 shares of the business’s stock in a transaction dated Friday, February 13th. The shares were sold at an average price of $1,360.00, for a total value of $486,880.00. Following the completion of the transaction, the director owned 11,204 shares in the company, valued at $15,237,440. This trade represents a 3.10% decrease in their position. The SEC filing for this sale provides additional information. Insiders own 3.02% of the company’s stock.

Institutional Investors Weigh In On Fair Isaac

Several institutional investors have recently made changes to their positions in FICO. Heartland Bank & Trust Co grew its stake in shares of Fair Isaac by 1.3% in the 3rd quarter. Heartland Bank & Trust Co now owns 464 shares of the technology company’s stock valued at $694,000 after buying an additional 6 shares in the last quarter. GW&K Investment Management LLC raised its position in Fair Isaac by 4.6% during the third quarter. GW&K Investment Management LLC now owns 136 shares of the technology company’s stock valued at $204,000 after acquiring an additional 6 shares in the last quarter. Great Lakes Advisors LLC lifted its stake in Fair Isaac by 5.7% in the first quarter. Great Lakes Advisors LLC now owns 112 shares of the technology company’s stock valued at $207,000 after acquiring an additional 6 shares during the last quarter. Capital Investment Advisory Services LLC lifted its stake in Fair Isaac by 1.9% in the fourth quarter. Capital Investment Advisory Services LLC now owns 367 shares of the technology company’s stock valued at $620,000 after acquiring an additional 7 shares during the last quarter. Finally, San Luis Wealth Advisors LLC grew its position in Fair Isaac by 2.8% in the third quarter. San Luis Wealth Advisors LLC now owns 253 shares of the technology company’s stock worth $379,000 after acquiring an additional 7 shares in the last quarter. 85.75% of the stock is currently owned by institutional investors and hedge funds.

About Fair Isaac

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.