NU (NYSE:NU) Cut to Hold at Zacks Research

Zacks Research lowered shares of NU (NYSE:NU) from a strong-buy rating to a hold rating in a research note issued to investors on Tuesday morning,Zacks.com reports.

NU has been the subject of several other reports. Santander upgraded NU from a “neutral” rating to an “outperform” rating in a research report on Thursday, December 4th. Bank of America reiterated a “neutral” rating on shares of NU in a research report on Monday, March 9th. Susquehanna lifted their price objective on shares of NU from $19.00 to $22.00 and gave the stock a “positive” rating in a research note on Tuesday, January 27th. The Goldman Sachs Group reaffirmed a “buy” rating and issued a $21.00 target price on shares of NU in a research note on Thursday, December 18th. Finally, Itau BBA Securities reiterated an “outperform” rating on shares of NU in a report on Tuesday, March 17th. Twelve equities research analysts have rated the stock with a Buy rating and two have given a Hold rating to the company’s stock. Based on data from MarketBeat, NU presently has an average rating of “Moderate Buy” and a consensus target price of $18.26.

NU Stock Down 2.0%

NYSE:NU opened at $14.03 on Tuesday. NU has a 12-month low of $9.01 and a 12-month high of $18.98. The company has a quick ratio of 0.56, a current ratio of 0.58 and a debt-to-equity ratio of 0.39. The firm has a market capitalization of $67.62 billion, a P/E ratio of 24.19, a P/E/G ratio of 0.56 and a beta of 1.11. The stock’s fifty day simple moving average is $16.16 and its 200-day simple moving average is $16.17.

NU (NYSE:NU) last announced its quarterly earnings data on Wednesday, February 25th. The company reported $0.19 EPS for the quarter, topping analysts’ consensus estimates of $0.18 by $0.01. NU had a return on equity of 30.68% and a net margin of 18.19%.The business had revenue of $4.86 billion during the quarter, compared to analysts’ expectations of $4.55 billion. Equities research analysts expect that NU will post 0.58 earnings per share for the current year.

Insider Buying and Selling at NU

In other news, CEO Cristina Helena Zing Junqueira sold 300,000 shares of the stock in a transaction on Monday, March 23rd. The shares were sold at an average price of $14.81, for a total transaction of $4,443,000.00. Following the completion of the sale, the chief executive officer owned 2,312,338 shares of the company’s stock, valued at $34,245,725.78. This represents a 11.48% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. 1.20% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of the company. LOM Asset Management Ltd bought a new position in shares of NU during the 4th quarter worth approximately $25,000. Caitong International Asset Management Co. Ltd raised its position in NU by 14,810.0% during the fourth quarter. Caitong International Asset Management Co. Ltd now owns 1,491 shares of the company’s stock worth $25,000 after acquiring an additional 1,481 shares in the last quarter. Cornerstone Planning Group LLC raised its position in NU by 5,448.3% during the fourth quarter. Cornerstone Planning Group LLC now owns 1,609 shares of the company’s stock worth $27,000 after acquiring an additional 1,580 shares in the last quarter. Zions Bancorporation National Association UT acquired a new stake in NU in the fourth quarter valued at $27,000. Finally, Jordan Park Group LLC lifted its stake in NU by 129.3% in the third quarter. Jordan Park Group LLC now owns 1,958,842 shares of the company’s stock valued at $31,000 after acquiring an additional 1,104,421 shares during the last quarter. 84.02% of the stock is currently owned by institutional investors.

More NU News

Here are the key news stories impacting NU this week:

• Positive Sentiment: UBS upgraded NU to Buy and raised its price target to $17.60, citing improving monetization and upside to revenue — a clear near-term catalyst for renewed buying interest. Nu Holdings Ltd. (NU) Gets Upgraded to Buy From Neutral by UBS – Here’s Why
• Positive Sentiment: Long-form bullish coverage highlights NU as a high-growth digital bank that’s still scaling monetization and adding customers rapidly — support for a multi-quarter recovery thesis if fundamentals continue. Down 24% in 8 Weeks, Here’s 1 Glorious Stock That Could Realistically Double in 3 Years
• Positive Sentiment: Consensus analyst coverage remains constructive (multiple Buy ratings, average target around $18+), giving the stock institutional support and a potential re-rating floor should execution continue.
• Neutral Sentiment: Heightened retail and institutional attention (NU is heavily searched on Zacks) increases liquidity and short-term volatility but is directionally neutral until new guidance or earnings move the needle. Investors Heavily Search Nu Holdings Ltd. (NU)
• Neutral Sentiment: Coverage pieces noting undervaluation/intrinsic‑value comparisons may attract value‑oriented buyers, but timing depends on macro and fintech sentiment. 3 Stocks Trading Below Estimated Intrinsic Value By Up To 46.8%
• Negative Sentiment: NU’s CEO sold 300,000 shares (disclosed this week), a sizable reduction in her stake that investors often view as a near‑term negative signal and that can increase supply pressure. NU (NYSE:NU) CEO Cristina Helena Zing Junqueira Sells 300,000 Shares
• Negative Sentiment: Zacks reportedly moved NU from a “strong‑buy” to a “hold,” a downgrade that can trigger short‑term selling from models and funds that follow those ratings. Zacks downgrade report

NU Company Profile

Nu Holdings Ltd (NYSE: NU), commonly known by its consumer brand Nubank, is a Latin American financial technology company that provides digital banking and financial services through a mobile-first platform. The company’s core offerings include no-fee digital checking accounts, credit cards, personal loans, payments and transfers, and a range of savings and investment products. Nubank emphasizes a streamlined customer experience delivered via its smartphone app, combined with data-driven underwriting and automated customer service tools.

Founded in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nu grew rapidly by targeting underbanked and digitally savvy consumers in Latin America with low-fee, transparent products.