Medical Cannabis Payment Solutions (OTCMKTS:REFG) & PAR Technology (NYSE:PAR) Head-To-Head Comparison

PAR Technology (NYSE:PAR) and Medical Cannabis Payment Solutions (OTCMKTS:REFG) are both business services companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, profitability, earnings, institutional ownership and dividends.

Analyst Ratings

This is a summary of current ratings and price targets for PAR Technology and Medical Cannabis Payment Solutions, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PAR Technology	1	1	5	0	2.57
Medical Cannabis Payment Solutions	0	0	0	0	0.00

PAR Technology currently has a consensus target price of $34.20, suggesting a potential upside of 166.87%. Given PAR Technology’s stronger consensus rating and higher possible upside, equities analysts clearly believe PAR Technology is more favorable than Medical Cannabis Payment Solutions.

Earnings & Valuation

This table compares PAR Technology and Medical Cannabis Payment Solutions”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PAR Technology	$455.55 million	1.16	-$84.46 million	($2.08)	-6.16
Medical Cannabis Payment Solutions	N/A	N/A	N/A	N/A	N/A

Medical Cannabis Payment Solutions has lower revenue, but higher earnings than PAR Technology.

Risk & Volatility

PAR Technology has a beta of 1.36, indicating that its share price is 36% more volatile than the S&P 500. Comparatively, Medical Cannabis Payment Solutions has a beta of -0.86, indicating that its share price is 186% less volatile than the S&P 500.

Profitability

This table compares PAR Technology and Medical Cannabis Payment Solutions’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
PAR Technology	-18.54%	-2.32%	-1.42%
Medical Cannabis Payment Solutions	N/A	N/A	N/A

Summary

PAR Technology beats Medical Cannabis Payment Solutions on 5 of the 8 factors compared between the two stocks.

About PAR Technology

PAR Technology Corporation, together with its subsidiaries, provides omnichannel cloud-based hardware and software solutions to the restaurant and retail industries worldwide. The Restaurant/Retail segment offers PUNCHH, an enterprise-grade customer loyalty and engagement solution; MENU, an eCommerce platform for restaurant brands; BRINK POS, an open cloud, point-of-sale solution; PAR PAYMENT SERVICES, a merchant services business that enables electronic payment and processing services for businesses; and DATA CENTRAL, a back-office solution that leverages business intelligence and automation technologies. This segment also offers Point-of-Sale Hardware; wireless headsets for drive-thru order-taking; and kitchen display systems, payment devices, cash drawers, printers, and other peripherals. In addition, this segment provides services, such as hardware repair, installation and implementation, training, and on-site and technical support services. The Government segment provides intelligence, surveillance, and reconnaissance solutions; mission systems operations and maintenance, and commercial software products; systems engineering support and software-based solutions; satellite and teleport facility operation and maintenance, engineering, and installation services comprising inside and outside plant services, and maintenance of infrastructure and information systems; satellite ground system support comprising operations and maintenance, sustainment, upgrades, communications security management, anomaly response/resolution, process improvement, emergency response, and disaster recovery services; and information technology infrastructure library services to the United States Department of Defense, intelligence community (IC), and other federal agencies. This segment also offers various IC support services, systems integration, situational awareness solutions, and mission readiness support services. The company was founded in 1968 and is based in New Hartford, New York.

About Medical Cannabis Payment Solutions

Medical Cannabis Payment Solutions, Inc. develops and markets a payment system for medical cannabis transactions. Its solution assists in the state tracking of sales, collection of tax, and supervision of sales to consumers. The company was incorporated in 2013 and is based in Cheyenne, Wyoming. On August 12, 2024, Medical Cannabis Payment Solutions, Inc. filed a voluntary petition for liquidation under Chapter 7 in the U.S. Bankruptcy Court for the Western District of Pennsylvania.