Analysts Set SmartFinancial, Inc. (NASDAQ:SMBK) Target Price at $47.50

SmartFinancial, Inc. (NASDAQ:SMBK) has earned a consensus recommendation of “Moderate Buy” from the six ratings firms that are presently covering the company, MarketBeat Ratings reports. Three investment analysts have rated the stock with a hold rating, one has issued a buy rating and two have given a strong buy rating to the company. The average 12-month price objective among analysts that have issued a report on the stock in the last year is $47.50.

A number of equities research analysts recently weighed in on SMBK shares. Raymond James Financial restated a “strong-buy” rating and set a $50.00 price objective on shares of SmartFinancial in a research note on Monday, April 20th. Benchmark initiated coverage on shares of SmartFinancial in a report on Wednesday, June 24th. They issued a “buy” rating and a $54.00 target price for the company. Finally, Keefe, Bruyette & Woods increased their price target on shares of SmartFinancial from $42.00 to $46.00 and gave the company a “market perform” rating in a research report on Tuesday, April 21st.

SmartFinancial Stock Up 2.6%

SmartFinancial stock opened at $48.89 on Friday. The business has a fifty day moving average of $44.42 and a two-hundred day moving average of $41.65. The company has a quick ratio of 0.90, a current ratio of 0.90 and a debt-to-equity ratio of 0.10. The firm has a market cap of $835.97 million, a P/E ratio of 22.85 and a beta of 0.70. SmartFinancial has a twelve month low of $32.63 and a twelve month high of $49.66.

SmartFinancial Announces Dividend

The company also recently announced a quarterly dividend, which will be paid on Monday, August 17th. Investors of record on Friday, July 31st will be given a dividend of $0.09 per share. The ex-dividend date of this dividend is Friday, July 31st. This represents a $0.36 dividend on an annualized basis and a yield of 0.7%. SmartFinancial’s dividend payout ratio is presently 11.54%.

Insider Activity at SmartFinancial

In other news, Director Victor Lynn Barrett bought 3,000 shares of the stock in a transaction on Wednesday, June 10th. The stock was bought at an average cost of $43.78 per share, for a total transaction of $131,340.00. Following the completion of the purchase, the director directly owned 151,724 shares in the company, valued at approximately $6,642,476.72. The trade was a 2.02% increase in their ownership of the stock. The acquisition was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Cathy G. Ackermann purchased 3,000 shares of the business’s stock in a transaction on Thursday, June 4th. The stock was purchased at an average cost of $42.12 per share, for a total transaction of $126,360.00. Following the completion of the acquisition, the director directly owned 19,831 shares of the company’s stock, valued at approximately $835,281.72. The trade was a 17.82% increase in their position. Additional details regarding this purchase are available in the official SEC disclosure. Over the last 90 days, insiders acquired 6,290 shares of company stock valued at $269,677. 6.93% of the stock is owned by insiders.

Institutional Investors Weigh In On SmartFinancial

A number of hedge funds and other institutional investors have recently added to or reduced their stakes in the business. First Eagle Investment Management LLC increased its holdings in shares of SmartFinancial by 375.5% during the fourth quarter. First Eagle Investment Management LLC now owns 152,167 shares of the bank’s stock valued at $5,629,000 after acquiring an additional 120,167 shares in the last quarter. Wellington Management Group LLP boosted its stake in SmartFinancial by 12.5% in the 4th quarter. Wellington Management Group LLP now owns 728,151 shares of the bank’s stock worth $26,934,000 after purchasing an additional 80,639 shares in the last quarter. Goldman Sachs Group Inc. boosted its stake in SmartFinancial by 55.9% in the 4th quarter. Goldman Sachs Group Inc. now owns 163,240 shares of the bank’s stock worth $6,038,000 after purchasing an additional 58,560 shares in the last quarter. Algebris UK Ltd. purchased a new stake in SmartFinancial during the 4th quarter worth approximately $2,158,000. Finally, North Reef Capital Management LP grew its position in SmartFinancial by 59.5% during the 4th quarter. North Reef Capital Management LP now owns 134,871 shares of the bank’s stock worth $4,989,000 after purchasing an additional 50,301 shares during the last quarter. 58.78% of the stock is currently owned by hedge funds and other institutional investors.

More SmartFinancial News

Here are the key news stories impacting SmartFinancial this week:

• Positive Sentiment: SmartFinancial reported Q2 2026 earnings of $0.96 per share, topping Wall Street’s $0.90 estimate and rising from $0.69 a year ago, which suggests stronger-than-expected profitability. SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend
• Positive Sentiment: The company highlighted strong loan growth and strategic execution on its earnings call, reinforcing confidence in underlying business momentum. SmartFinancial Inc (SMBK) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Strategic …
• Positive Sentiment: Management said it is targeting a $4 EPS run rate by Q4 2026, a bullish long-term signal if achieved, while guiding to a 3.45% Q3 net interest margin. SmartFinancial targets $4 EPS run rate by Q4 2026 while forecasting 3.45% Q3 net interest margin
• Neutral Sentiment: SmartFinancial also declared a quarterly cash dividend of $0.09 per share, which supports shareholder returns but is not a major surprise for investors.
• Neutral Sentiment: Additional earnings recap and transcript coverage from multiple outlets may keep attention on the stock, but these reports mainly reiterate the same results and guidance. SmartFinancial, Inc. (SMBK) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Coverage comparing Q2 metrics with estimates may influence sentiment, but the key takeaway remains that earnings beat expectations. SmarFinancial (SMBK) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

SmartFinancial Company Profile

SmartFinancial, Inc is a bank holding company headquartered in Knoxville, Tennessee, operating through its primary subsidiary, SmartBank. Incorporated in 2006, the company provides a full suite of banking and financial services to individuals, small and middle-market businesses and public entities across its regional footprint. SmartFinancial’s network of branch offices and digital platforms combines community-banking relationships with modern technology to serve its customers’ evolving needs.

Through SmartBank, the company offers a broad range of deposit products, including checking, savings and certificate of deposit accounts, alongside consumer and commercial lending solutions.