FY2026 EPS Estimates for Bank OZK Lifted by Zacks Research

Bank OZK (NASDAQ:OZK) – Stock analysts at Zacks Research boosted their FY2026 earnings estimates for shares of Bank OZK in a research note issued on Monday, July 20th. Zacks Research analyst Team now anticipates that the company will earn $5.98 per share for the year, up from their prior forecast of $5.96. The consensus estimate for Bank OZK’s current full-year earnings is $6.03 per share. Zacks Research also issued estimates for Bank OZK’s Q4 2026 earnings at $1.56 EPS and Q1 2027 earnings at $1.57 EPS.

Bank OZK (NASDAQ:OZK) last announced its earnings results on Tuesday, July 21st. The company reported $1.49 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.48 by $0.01. The business had revenue of $430.02 million during the quarter, compared to analyst estimates of $436.42 million. Bank OZK had a return on equity of 11.94% and a net margin of 24.95%.The company’s revenue for the quarter was up .5% compared to the same quarter last year. During the same quarter in the previous year, the business earned $1.47 earnings per share.

Other equities analysts also recently issued research reports about the company. Wells Fargo & Company upped their price objective on Bank OZK from $50.00 to $52.00 and gave the company an “equal weight” rating in a research report on Monday, July 6th. Weiss Ratings upgraded Bank OZK from a “buy (b-)” rating to a “buy (b)” rating in a research report on Tuesday, June 23rd. UBS Group assumed coverage on shares of Bank OZK in a research note on Tuesday, April 7th. They set a “neutral” rating and a $48.00 target price for the company. TD Cowen cut shares of Bank OZK from a “buy” rating to a “hold” rating and set a $53.00 price target on the stock. in a report on Monday, July 6th. Finally, Piper Sandler reaffirmed an “overweight” rating and issued a $61.00 price target on shares of Bank OZK in a research note on Wednesday. Three equities research analysts have rated the stock with a Buy rating, six have given a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat, Bank OZK presently has a consensus rating of “Hold” and an average target price of $56.12.

Bank OZK Trading Up 0.4%

Shares of NASDAQ OZK opened at $50.97 on Wednesday. Bank OZK has a fifty-two week low of $42.37 and a fifty-two week high of $53.66. The company has a debt-to-equity ratio of 0.14, a quick ratio of 1.00 and a current ratio of 1.00. The company has a market cap of $5.70 billion, a price-to-earnings ratio of 8.42 and a beta of 0.89. The business’s 50 day moving average price is $49.87 and its 200-day moving average price is $48.25.

Bank OZK Increases Dividend

The company also recently disclosed a quarterly dividend, which was paid on Monday, July 20th. Investors of record on Monday, July 13th were paid a dividend of $0.48 per share. This is a boost from Bank OZK’s previous quarterly dividend of $0.47. The ex-dividend date was Monday, July 13th. This represents a $1.92 annualized dividend and a dividend yield of 3.8%. Bank OZK’s dividend payout ratio (DPR) is presently 31.27%.

Bank OZK declared that its Board of Directors has initiated a share buyback program on Monday, June 29th that permits the company to repurchase $200.00 million in shares. This repurchase authorization permits the company to reacquire up to 3.4% of its stock through open market purchases. Stock repurchase programs are generally a sign that the company’s board of directors believes its stock is undervalued.

Institutional Investors Weigh In On Bank OZK

Institutional investors have recently bought and sold shares of the company. GAMMA Investing LLC increased its stake in Bank OZK by 17.0% during the 2nd quarter. GAMMA Investing LLC now owns 6,150 shares of the company’s stock valued at $320,000 after purchasing an additional 895 shares in the last quarter. Bank of America Corp DE lifted its stake in shares of Bank OZK by 33.0% during the first quarter. Bank of America Corp DE now owns 774,253 shares of the company’s stock worth $35,530,000 after buying an additional 192,237 shares during the period. EverSource Wealth Advisors LLC grew its holdings in shares of Bank OZK by 65.8% during the first quarter. EverSource Wealth Advisors LLC now owns 2,300 shares of the company’s stock valued at $106,000 after buying an additional 913 shares during the last quarter. California State Teachers Retirement System grew its holdings in shares of Bank OZK by 31.4% during the first quarter. California State Teachers Retirement System now owns 133,186 shares of the company’s stock valued at $6,112,000 after buying an additional 31,831 shares during the last quarter. Finally, Readystate Asset Management LP acquired a new position in shares of Bank OZK in the 1st quarter valued at $755,000. 86.18% of the stock is currently owned by institutional investors and hedge funds.

Key Headlines Impacting Bank OZK

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Bank OZK beat Q2 earnings estimates, helped by higher fee income and record deposits, which supports the view that the core franchise remains healthy. Bank OZK (OZK) Tops Q2 Earnings Estimates
• Positive Sentiment: Several research updates from Zacks Research raised future earnings estimates for Bank OZK, suggesting analysts see room for longer-term profit growth. Analyst estimate updates
• Neutral Sentiment: Bank OZK announced its second-quarter 2026 earnings and held a conference call, giving investors more detail on the quarter and outlook. Bank OZK Announces Second Quarter 2026 Earnings
• Neutral Sentiment: The company is expanding its footprint with a new Denton location offering financial services, a modest growth move that is unlikely to drive the stock by itself. Bank OZK to offer financial services at new Denton location
• Negative Sentiment: Despite the earnings beat, shares are facing pressure because Q2 net interest income was weaker and credit quality concerns clouded the otherwise solid results. Bank OZK Q2 Earnings Beat Estimates on Higher Fee Income, Shares Fall

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.