Contrasting Ryvyl (NASDAQ:RVYL) and Roma Green Finance (NASDAQ:ROMA)

Roma Green Finance (NASDAQ:ROMA) and Ryvyl (NASDAQ:RVYL) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations.

Profitability

This table compares Roma Green Finance and Ryvyl’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Roma Green Finance	N/A	N/A	N/A
Ryvyl	-78.67%	-114.73%	-13.60%

Volatility & Risk

Roma Green Finance has a beta of -0.72, suggesting that its share price is 172% less volatile than the S&P 500. Comparatively, Ryvyl has a beta of 4.49, suggesting that its share price is 349% more volatile than the S&P 500.

Institutional and Insider Ownership

17.4% of Ryvyl shares are owned by institutional investors. 1.5% of Roma Green Finance shares are owned by insiders. Comparatively, 30.8% of Ryvyl shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Earnings and Valuation

This table compares Roma Green Finance and Ryvyl”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Roma Green Finance	$8.00 million	1.36	-$750,000.00	N/A	N/A
Ryvyl	$56.00 million	0.15	-$53.10 million	($8.52)	-0.12

Roma Green Finance has higher earnings, but lower revenue than Ryvyl.

Analyst Ratings

This is a summary of recent recommendations for Roma Green Finance and Ryvyl, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Roma Green Finance	0	0	0	0	0.00
Ryvyl	0	1	0	0	2.00

About Roma Green Finance

Roma Green Finance Limited, through its subsidiaries, provides environmental, social, and governance (ESG); sustainability; and climate change related advisory services in Hong Kong and Singapore. It also offers sustainability program development, ESG reporting, corporate governance and risk management, climate change strategies and solutions, environmental audit, ESG rating support and shareholder communication, and education and training services. The company was founded in 2018 and is based in Wan Chai, Hong Kong. Roma Green Finance Limited operates as a subsidiary of Top Elect Group Limited.

About Ryvyl

Ryvyl Inc., a technology company, engages in the development, marketing, and sale of blockchain-based payment solutions in North America, Europe, and Asia. The company's blockchain-based systems facilitate, record, and store a volume of tokenized assets representing cash or data on a blockchain-based ledger. Its products include QuickCard Payment System, a physical and virtual payment card processing management system, including software that facilitates on and off ramp e-wallet management; Coyni, a digital token platform, which offers custodial assurance by utilizing its stable coin and blockchain technology in a closed-loop ecosystem; and ChargeSavvy, an end-to-end POS solution comprising software and hardware for the restaurant and hospitality industry. It serves customers in various industries, including foreign exchange, retail, and e-commerce sectors. The company was formerly known as GreenBox POS and changed its name to Ryvyl Inc. in October 2022. Ryvyl Inc. is based in San Diego, California.