Western Alliance Bancorporation (NYSE:WAL) & Bank of Santa Clarita (OTCMKTS:BSCA) Head-To-Head Review

Western Alliance Bancorporation (NYSE:WAL) and Bank of Santa Clarita (OTCMKTS:BSCA) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, institutional ownership, earnings and risk.

Analyst Ratings

This is a summary of current ratings for Western Alliance Bancorporation and Bank of Santa Clarita, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Western Alliance Bancorporation	0	1	12	0	2.92
Bank of Santa Clarita	0	0	0	0	0.00

Western Alliance Bancorporation presently has a consensus price target of $98.92, indicating a potential upside of 51.38%. Given Western Alliance Bancorporation’s stronger consensus rating and higher probable upside, equities analysts plainly believe Western Alliance Bancorporation is more favorable than Bank of Santa Clarita.

Insider & Institutional Ownership

79.2% of Western Alliance Bancorporation shares are held by institutional investors. 2.8% of Western Alliance Bancorporation shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Western Alliance Bancorporation and Bank of Santa Clarita’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Western Alliance Bancorporation	15.49%	13.14%	1.01%
Bank of Santa Clarita	N/A	N/A	N/A

Valuation and Earnings

This table compares Western Alliance Bancorporation and Bank of Santa Clarita”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Western Alliance Bancorporation	$3.16 billion	2.28	$787.70 million	$7.10	9.20
Bank of Santa Clarita	N/A	N/A	N/A	N/A	N/A

Western Alliance Bancorporation has higher revenue and earnings than Bank of Santa Clarita.

Summary

Western Alliance Bancorporation beats Bank of Santa Clarita on 9 of the 9 factors compared between the two stocks.

About Western Alliance Bancorporation

Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including checking, savings, and money market accounts, as well as fixed-rate and fixed maturity certificates of deposit accounts; demand deposits; and treasury management and residential mortgage products and services. It also provides commercial and industrial loan products, such as working capital lines of credit, loans to technology companies, inventory and accounts receivable lines, mortgage warehouse lines, equipment loans and leases, and other commercial loans; commercial real estate loans, which are secured by multi-family residential properties, professional offices, industrial facilities, retail centers, hotels, and other commercial properties; construction and land development loans for single family and multi-family residential projects, industrial/warehouse properties, office buildings, retail centers, medical office facilities, and residential lot developments; and consumer loans. In addition, the company provides other financial services, such as internet banking, wire transfers, electronic bill payment and presentment, funds transfer and other digital payment offerings, lock box services, courier, and cash management services. Further, the company holds certain investment securities, municipal and non-profit loans, and leases; invests primarily in low-income housing tax credits and small business investment corporations; and holds certain real estate loans and related securities. Western Alliance Bancorporation was founded in 1994 and is headquartered in Phoenix, Arizona.

About Bank of Santa Clarita

Bank of Santa Clarita engages in the provision of banking and financial services. It offers real estate, small business administration, commercial and consumer loans, consumer and business checking accounts, savings accounts, certificates of deposit, trade finance, and money transfers. The company was founded by Frank D. Di Tomaso on October 26, 2004 and is headquartered in Santa Clarita, CA.