Zacks Small Cap Issues Negative Estimate for CPSS Earnings

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) – Zacks Small Cap cut their Q2 2025 earnings per share estimates for Consumer Portfolio Services in a report issued on Tuesday, May 13th. Zacks Small Cap analyst M. Kim now forecasts that the credit services provider will post earnings of $0.26 per share for the quarter, down from their prior forecast of $0.39. The consensus estimate for Consumer Portfolio Services’ current full-year earnings is $0.85 per share. Zacks Small Cap also issued estimates for Consumer Portfolio Services’ Q3 2025 earnings at $0.31 EPS, Q4 2025 earnings at $0.40 EPS, FY2025 earnings at $1.17 EPS and FY2026 earnings at $2.45 EPS.

Consumer Portfolio Services (NASDAQ:CPSS) last posted its quarterly earnings results on Monday, May 12th. The credit services provider reported $0.19 earnings per share for the quarter, missing analysts’ consensus estimates of $0.30 by ($0.11). Consumer Portfolio Services had a net margin of 5.59% and a return on equity of 7.59%. The business had revenue of $106.87 million during the quarter, compared to analysts’ expectations of $109.99 million.

Separately, StockNews.com upgraded Consumer Portfolio Services from a “buy” rating to a “strong-buy” rating in a research note on Saturday, March 8th.

Consumer Portfolio Services Stock Down 2.6%

Consumer Portfolio Services stock opened at $8.85 on Friday. The company has a debt-to-equity ratio of 10.52, a current ratio of 19.17 and a quick ratio of 19.16. Consumer Portfolio Services has a 1-year low of $7.03 and a 1-year high of $12.73. The company has a market cap of $190.81 million, a PE ratio of 10.17 and a beta of 0.93. The stock’s 50 day moving average price is $8.87 and its 200 day moving average price is $10.10.

Institutional Trading of Consumer Portfolio Services

A number of institutional investors have recently bought and sold shares of the company. Wells Fargo & Company MN lifted its position in shares of Consumer Portfolio Services by 25.2% in the fourth quarter. Wells Fargo & Company MN now owns 4,883 shares of the credit services provider’s stock valued at $53,000 after acquiring an additional 984 shares in the last quarter. Barclays PLC lifted its position in Consumer Portfolio Services by 297.6% during the third quarter. Barclays PLC now owns 11,794 shares of the credit services provider’s stock worth $110,000 after buying an additional 8,828 shares during the period. Bank of America Corp DE lifted its position in Consumer Portfolio Services by 21.8% during the fourth quarter. Bank of America Corp DE now owns 13,335 shares of the credit services provider’s stock worth $145,000 after buying an additional 2,383 shares during the period. Goldman Sachs Group Inc. lifted its position in Consumer Portfolio Services by 17.8% during the first quarter. Goldman Sachs Group Inc. now owns 31,752 shares of the credit services provider’s stock worth $275,000 after buying an additional 4,789 shares during the period. Finally, JPMorgan Chase & Co. lifted its position in Consumer Portfolio Services by 620.5% during the fourth quarter. JPMorgan Chase & Co. now owns 29,173 shares of the credit services provider’s stock worth $317,000 after buying an additional 25,124 shares during the period. 47.57% of the stock is currently owned by hedge funds and other institutional investors.

Insider Activity at Consumer Portfolio Services

In other Consumer Portfolio Services news, Director William B. Roberts sold 4,176 shares of the business’s stock in a transaction on Wednesday, March 12th. The stock was sold at an average price of $9.25, for a total transaction of $38,628.00. Following the sale, the director now directly owns 685,702 shares in the company, valued at approximately $6,342,743.50. The trade was a 0.61% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Insiders have sold a total of 11,169 shares of company stock worth $104,459 over the last three months. 69.00% of the stock is currently owned by corporate insiders.

About Consumer Portfolio Services

Consumer Portfolio Services, Inc operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.