MoneyLion (NYSE:ML) vs. Integrated Ventures (OTCMKTS:INTV) Financial Survey

Integrated Ventures (OTCMKTS:INTV) and MoneyLion (NYSE:ML) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, earnings, dividends, analyst recommendations, risk, valuation and institutional ownership.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Integrated Ventures and MoneyLion, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Integrated Ventures	0	0	0	0	0.00
MoneyLion	0	3	2	2	2.86

MoneyLion has a consensus price target of $90.40, suggesting a potential upside of 5.24%. Given MoneyLion’s stronger consensus rating and higher probable upside, analysts plainly believe MoneyLion is more favorable than Integrated Ventures.

Profitability

This table compares Integrated Ventures and MoneyLion’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Integrated Ventures	-123.41%	N/A	-98.49%
MoneyLion	0.64%	1.18%	0.61%

Insider and Institutional Ownership

31.4% of MoneyLion shares are held by institutional investors. 30.1% of Integrated Ventures shares are held by insiders. Comparatively, 11.9% of MoneyLion shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Earnings and Valuation

This table compares Integrated Ventures and MoneyLion”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Integrated Ventures	$5.86 million	0.32	-$11.52 million	($0.90)	-0.34
MoneyLion	$545.91 million	1.78	-$45.24 million	$0.75	114.53

Integrated Ventures has higher earnings, but lower revenue than MoneyLion. Integrated Ventures is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Integrated Ventures has a beta of 2.78, suggesting that its share price is 178% more volatile than the S&P 500. Comparatively, MoneyLion has a beta of 2.94, suggesting that its share price is 194% more volatile than the S&P 500.

Summary

MoneyLion beats Integrated Ventures on 13 of the 15 factors compared between the two stocks.

About Integrated Ventures

Integrated Ventures, Inc. engages in the mining of digital currency. The company manufactures and sells mining equipment and mining rigs; as well as develops blockchain software. It also provides transaction verification services for digital currency networks of cryptocurrencies, such as Bitcoin, Quant, and Dogecoin. The company is based in Tioga, Pennsylvania.

About MoneyLion

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.