Financial Contrast: Winland Electronics (OTCMKTS:WELX) vs. Inter & Co. Inc. (NASDAQ:INTR)

Inter & Co. Inc. (NASDAQ:INTR) and Winland Electronics (OTCMKTS:WELX) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, earnings, dividends, profitability, valuation, analyst recommendations and institutional ownership.

Analyst Ratings

This is a summary of current recommendations for Inter & Co. Inc. and Winland Electronics, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co. Inc.	1	0	3	0	2.50
Winland Electronics	0	0	0	0	0.00

Inter & Co. Inc. presently has a consensus price target of $6.48, indicating a potential downside of 12.74%. Given Inter & Co. Inc.’s stronger consensus rating and higher possible upside, equities analysts plainly believe Inter & Co. Inc. is more favorable than Winland Electronics.

Valuation and Earnings

This table compares Inter & Co. Inc. and Winland Electronics”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Inter & Co. Inc.	$1.31 billion	2.48	$168.18 million	$0.41	18.10
Winland Electronics	$4.98 million	4.70	$5.91 million	$1.22	3.88

Inter & Co. Inc. has higher revenue and earnings than Winland Electronics. Winland Electronics is trading at a lower price-to-earnings ratio than Inter & Co. Inc., indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Inter & Co. Inc. and Winland Electronics’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Inter & Co. Inc.	11.87%	10.88%	1.32%
Winland Electronics	118.78%	N/A	N/A

Insider and Institutional Ownership

22.9% of Inter & Co. Inc. shares are held by institutional investors. 8.1% of Winland Electronics shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk and Volatility

Inter & Co. Inc. has a beta of 1.16, indicating that its stock price is 16% more volatile than the S&P 500. Comparatively, Winland Electronics has a beta of 1.32, indicating that its stock price is 32% more volatile than the S&P 500.

Summary

Inter & Co. Inc. beats Winland Electronics on 9 of the 14 factors compared between the two stocks.

About Inter & Co. Inc.

Inter & Co., Inc. Is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Banking, Securities, Insurance Brokerage, Marketplace, Asset Management, Service, and Other. The Banking segment offers checking accounts cards, deposits, loans and advances, and other services through mobile application. The Securities segment is involved in the acquisition, sale and custody of securities, the structuring and distribution of securities in the capital market, and the provision of administration services to investment funds. The Insurance Brokerage segment includes insurance products underwritten by insurance companies, such as warranties, life, property and automobile insurance, and pension products, as well as consortium products provided by a third party. The Marketplace segment operates a digital platform, which offers goods and services to its customers. The Asset Management segment is composed of the operations related to the management of fund portfolios and other assets. The Service segment consists of collection and management of personal information, development and licensing of customized computer programs, development and licensing of non-customized computer programs and technical support, maintenance, and other information technology services. The company was founded on January 26, 2021 and is headquartered in Belo Horizonte, Brazil.

About Winland Electronics

Winland Holdings Corporation, through its subsidiaries, provides critical condition monitoring devices to the security industry. Its products are used to protect against loss of assets due to damage from water, excess humidity, extremes of temperature, and loss of power. The company offers EnviroAlert, which monitors temperature, humidity, and/or water presence in critical environments; TempAlert, a temperature monitoring device for residential and commercial environments through security systems; WaterBug, a water presence and leak detection system; and Power-Out Alert, a power outage detector. It also provides INSIGHT, an automated cloud-based platform that offers early alerting, reporting, and logging services designed to ensure regulatory compliance. The company offers its products through a network of distributors, dealers, security installers, and integrators for industries including health and medical, grocery and food services, and commercial and industrial, as well as agriculture and residential. Winland Holdings Corporation was incorporated in 1972 and is headquartered in Mankato, Minnesota.