Seaport Res Ptn Cuts Earnings Estimates for Bread Financial

Bread Financial Holdings, Inc. (NYSE:BFH) – Equities research analysts at Seaport Res Ptn reduced their Q3 2025 earnings per share (EPS) estimates for Bread Financial in a report issued on Tuesday, June 24th. Seaport Res Ptn analyst W. Ryan now forecasts that the company will earn $1.73 per share for the quarter, down from their previous forecast of $1.80. The consensus estimate for Bread Financial’s current full-year earnings is $6.45 per share. Seaport Res Ptn also issued estimates for Bread Financial’s FY2025 earnings at $6.25 EPS and FY2026 earnings at $7.75 EPS.

Other equities research analysts have also issued research reports about the company. The Goldman Sachs Group reduced their price objective on Bread Financial from $68.00 to $58.00 and set a “sell” rating on the stock in a research report on Tuesday, March 18th. JMP Securities reiterated a “market perform” rating on shares of Bread Financial in a research report on Monday, April 28th. Morgan Stanley upped their price target on Bread Financial from $36.00 to $39.00 and gave the company an “underweight” rating in a research report on Monday, May 12th. Finally, Jefferies Financial Group upped their price target on Bread Financial from $45.00 to $50.00 and gave the company a “hold” rating in a research report on Thursday, April 24th. Three research analysts have rated the stock with a sell rating, six have assigned a hold rating and three have given a buy rating to the stock. Based on data from MarketBeat.com, the company has a consensus rating of “Hold” and an average target price of $60.27.

Bread Financial Stock Up 0.2%

Shares of Bread Financial stock opened at $55.94 on Wednesday. Bread Financial has a 1 year low of $38.21 and a 1 year high of $66.71. The business has a 50-day moving average of $51.15 and a two-hundred day moving average of $54.67. The company has a market capitalization of $2.60 billion, a P/E ratio of 9.94, a price-to-earnings-growth ratio of 1.03 and a beta of 1.37. The company has a debt-to-equity ratio of 0.42, a current ratio of 1.17 and a quick ratio of 1.17.

Bread Financial (NYSE:BFH) last announced its quarterly earnings results on Thursday, April 24th. The company reported $2.86 earnings per share for the quarter, topping analysts’ consensus estimates of $2.10 by $0.76. The business had revenue of $970.00 million for the quarter, compared to analysts’ expectations of $956.17 million. Bread Financial had a return on equity of 12.60% and a net margin of 5.89%. The business’s quarterly revenue was down 2.1% on a year-over-year basis. During the same period in the prior year, the firm earned $2.73 EPS.

Bread Financial Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Friday, June 13th. Investors of record on Friday, May 9th were given a dividend of $0.21 per share. The ex-dividend date of this dividend was Friday, May 9th. This represents a $0.84 annualized dividend and a dividend yield of 1.50%. Bread Financial’s payout ratio is 14.92%.

Bread Financial declared that its Board of Directors has initiated a stock repurchase program on Wednesday, March 5th that permits the company to repurchase $150.00 million in outstanding shares. This repurchase authorization permits the company to buy up to 6% of its stock through open market purchases. Stock repurchase programs are usually an indication that the company’s board believes its shares are undervalued.

Institutional Investors Weigh In On Bread Financial

Several institutional investors and hedge funds have recently made changes to their positions in the business. Vanguard Group Inc. boosted its position in shares of Bread Financial by 0.6% during the 4th quarter. Vanguard Group Inc. now owns 5,848,495 shares of the company’s stock valued at $357,109,000 after purchasing an additional 36,057 shares in the last quarter. Castlekeep Investment Advisors LLC bought a new stake in shares of Bread Financial during the 4th quarter valued at about $104,000. American Century Companies Inc. boosted its position in shares of Bread Financial by 5.8% during the 1st quarter. American Century Companies Inc. now owns 1,461,844 shares of the company’s stock valued at $73,209,000 after purchasing an additional 79,709 shares in the last quarter. Hsbc Holdings PLC raised its stake in Bread Financial by 1.0% during the 4th quarter. Hsbc Holdings PLC now owns 1,452,509 shares of the company’s stock worth $89,299,000 after buying an additional 13,679 shares during the period. Finally, Wellington Management Group LLP boosted its holdings in Bread Financial by 45.0% in the first quarter. Wellington Management Group LLP now owns 1,320,418 shares of the company’s stock worth $66,127,000 after acquiring an additional 409,877 shares in the last quarter. Institutional investors own 99.52% of the company’s stock.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.