Comparing Stronghold Digital Mining (NASDAQ:SDIG) & MoneyLion (NYSE:ML)

MoneyLion (NYSE:ML) and Stronghold Digital Mining (NASDAQ:SDIG) are both small-cap business services companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, earnings, profitability, dividends and valuation.

Valuation & Earnings

This table compares MoneyLion and Stronghold Digital Mining”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MoneyLion	$545.91 million	1.78	-$45.24 million	$0.75	114.53
Stronghold Digital Mining	$79.53 million	0.61	-$71.40 million	($3.70)	-0.76

MoneyLion has higher revenue and earnings than Stronghold Digital Mining. Stronghold Digital Mining is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

31.4% of MoneyLion shares are held by institutional investors. Comparatively, 19.3% of Stronghold Digital Mining shares are held by institutional investors. 11.9% of MoneyLion shares are held by insiders. Comparatively, 21.1% of Stronghold Digital Mining shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for MoneyLion and Stronghold Digital Mining, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
MoneyLion	0	3	2	2	2.86
Stronghold Digital Mining	0	1	0	1	3.00

MoneyLion currently has a consensus price target of $90.40, suggesting a potential upside of 5.24%. Stronghold Digital Mining has a consensus price target of $5.00, suggesting a potential upside of 77.94%. Given Stronghold Digital Mining’s stronger consensus rating and higher probable upside, analysts clearly believe Stronghold Digital Mining is more favorable than MoneyLion.

Volatility & Risk

MoneyLion has a beta of 2.94, suggesting that its share price is 194% more volatile than the S&P 500. Comparatively, Stronghold Digital Mining has a beta of 3, suggesting that its share price is 200% more volatile than the S&P 500.

Profitability

This table compares MoneyLion and Stronghold Digital Mining’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MoneyLion	0.64%	1.18%	0.61%
Stronghold Digital Mining	-11.21%	13.67%	3.59%

Summary

MoneyLion beats Stronghold Digital Mining on 9 of the 15 factors compared between the two stocks.

About MoneyLion

MoneyLion Inc., a financial technology company, provides personalized products and financial content for American consumers. The company's platform offers access to banking, borrowing, and investing solutions for customers. Its principal products include RoarMoney, an insured digital demand deposit account; Instacash, a cash advance product that gives customers early access to their recurring income deposits; Credit Builder Plus membership program; MoneyLion Investing, an online investment account that offers access to separately managed accounts invested based on model exchange-traded fund portfolios; Roundups, which provides features designed to encourage customers to establish good saving and investing habits; and MoneyLion Crypto, an online cryptocurrency account. It also provides marketplace solutions, such as valuable distribution, acquisition, growth, and monetization channels; and creative media and brand content services. MoneyLion Inc. was founded in 2013 and is headquartered in New York, New York.

About Stronghold Digital Mining

Stronghold Digital Mining, Inc., a crypto asset mining company, focuses on Bitcoin mining in the United States. It operates in two segments, Energy Operations and Cryptocurrency Operations. It also owns and operates coal refuse power generation facilities; and provides environmental remediation and reclamation services. The company was incorporated in 2021 and is headquartered in New York, New York.