Synchrony Financial (SYF) Expected to Announce Quarterly Earnings on Tuesday

Synchrony Financial (NYSE:SYF) is expected to be issuing its Q2 2025 quarterly earnings data before the market opens on Tuesday, July 22nd. Analysts expect the company to announce earnings of $1.60 per share and revenue of $3.71 billion for the quarter. Synchrony Financial has set its FY 2025 guidance at EPS.

Synchrony Financial (NYSE:SYF) last announced its earnings results on Tuesday, April 22nd. The financial services provider reported $1.89 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.63 by $0.26. Synchrony Financial had a return on equity of 19.68% and a net margin of 13.00%. The business had revenue of $3.72 billion during the quarter, compared to analyst estimates of $3.80 billion. On average, analysts expect Synchrony Financial to post $8 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Synchrony Financial Stock Performance

Synchrony Financial stock opened at $70.93 on Tuesday. The company has a market capitalization of $27.00 billion, a PE ratio of 9.73, a P/E/G ratio of 0.73 and a beta of 1.46. Synchrony Financial has a fifty-two week low of $40.55 and a fifty-two week high of $71.88. The company has a debt-to-equity ratio of 1.11, a quick ratio of 1.25 and a current ratio of 1.25. The company has a 50 day moving average price of $61.99 and a 200-day moving average price of $59.66.

Synchrony Financial Increases Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Thursday, May 15th. Investors of record on Monday, May 5th were paid a $0.30 dividend. This is an increase from Synchrony Financial’s previous quarterly dividend of $0.25. The ex-dividend date was Monday, May 5th. This represents a $1.20 dividend on an annualized basis and a yield of 1.69%. Synchrony Financial’s payout ratio is 16.46%.

Analysts Set New Price Targets

A number of equities analysts have recently issued reports on SYF shares. JPMorgan Chase & Co. upped their price target on Synchrony Financial from $52.00 to $80.00 and gave the stock an “overweight” rating in a research report on Friday. Truist Financial increased their price objective on shares of Synchrony Financial from $63.00 to $68.00 and gave the company a “hold” rating in a report on Friday, June 13th. Morgan Stanley increased their price objective on shares of Synchrony Financial from $48.00 to $70.00 and gave the stock an “equal weight” rating in a research report on Thursday, July 10th. Wall Street Zen upgraded shares of Synchrony Financial from a “hold” rating to a “buy” rating in a report on Tuesday, May 20th. Finally, Evercore ISI reduced their price target on shares of Synchrony Financial from $64.00 to $56.00 and set an “outperform” rating for the company in a research report on Wednesday, April 23rd. Seven investment analysts have rated the stock with a hold rating and thirteen have given a buy rating to the company. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $70.63.

Insider Activity

In other Synchrony Financial news, insider Curtis Howse sold 11,380 shares of the company’s stock in a transaction dated Tuesday, June 24th. The shares were sold at an average price of $65.00, for a total value of $739,700.00. Following the sale, the insider owned 108,062 shares of the company’s stock, valued at $7,024,030. This represents a 9.53% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, insider Jonathan S. Mothner sold 40,639 shares of the company’s stock in a transaction dated Monday, May 19th. The shares were sold at an average price of $60.07, for a total transaction of $2,441,184.73. Following the completion of the sale, the insider directly owned 146,628 shares in the company, valued at $8,807,943.96. This trade represents a 21.70% decrease in their position. The disclosure for this sale can be found here. 0.33% of the stock is owned by corporate insiders.

Institutional Trading of Synchrony Financial

Several institutional investors and hedge funds have recently modified their holdings of the business. Geneos Wealth Management Inc. lifted its stake in shares of Synchrony Financial by 337.0% during the first quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock valued at $31,000 after buying an additional 455 shares during the period. Focus Partners Wealth lifted its stake in shares of Synchrony Financial by 7.7% during the first quarter. Focus Partners Wealth now owns 6,406 shares of the financial services provider’s stock valued at $339,000 after buying an additional 459 shares during the period. Woodline Partners LP lifted its stake in shares of Synchrony Financial by 36.2% during the first quarter. Woodline Partners LP now owns 35,582 shares of the financial services provider’s stock valued at $1,884,000 after buying an additional 9,460 shares during the period. Finally, NewEdge Advisors LLC lifted its stake in shares of Synchrony Financial by 8.9% during the first quarter. NewEdge Advisors LLC now owns 8,302 shares of the financial services provider’s stock valued at $439,000 after buying an additional 679 shares during the period. Hedge funds and other institutional investors own 96.48% of the company’s stock.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.