Financial Contrast: Abacus Life (NASDAQ:ABL) vs. Aviva (OTCMKTS:AVVIY)

Aviva (OTCMKTS:AVVIY) and Abacus Life (NASDAQ:ABL) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, earnings, institutional ownership, profitability, risk, dividends and analyst recommendations.

Insider and Institutional Ownership

20.3% of Aviva shares are held by institutional investors. 47.0% of Abacus Life shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Profitability

This table compares Aviva and Abacus Life’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Aviva	N/A	N/A	N/A
Abacus Life	-13.35%	16.76%	8.52%

Analyst Recommendations

This is a summary of current ratings and recommmendations for Aviva and Abacus Life, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Aviva	0	2	0	2	3.00
Abacus Life	0	0	6	1	3.14

Abacus Life has a consensus target price of $13.75, suggesting a potential upside of 182.92%. Given Abacus Life’s stronger consensus rating and higher possible upside, analysts clearly believe Abacus Life is more favorable than Aviva.

Earnings and Valuation

This table compares Aviva and Abacus Life”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Aviva	$26.51 billion	0.87	$872.81 million	N/A	N/A
Abacus Life	$111.92 million	4.21	-$23.96 million	($0.23)	-21.13

Aviva has higher revenue and earnings than Abacus Life.

Summary

Abacus Life beats Aviva on 7 of the 12 factors compared between the two stocks.

About Aviva

Aviva plc provides various insurance, retirement, investment, and savings products in the United Kingdom, Ireland, Canada, and internationally. The company offers life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund business and lifetime mortgage products. It also provides insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities. In addition, the company provides investment management services for institutional pension fund mandates; and manages various retail investment products, including investment funds, unit trusts, open-ended investment companies, and individual savings accounts for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, as well as MyAviva platform. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.

About Abacus Life

Abacus Life, Inc. operates as an alternative asset manager specializing in life insurance products. It purchases life insurance policies from consumers seeking liquidity and manages policies over time via trading, holding, and/or servicing. The company was founded in 2004 and is based in Orlando, Florida.