What is Seaport Res Ptn’s Estimate for PayPal Q3 Earnings?

PayPal Holdings, Inc. (NASDAQ:PYPL) – Equities research analysts at Seaport Res Ptn lifted their Q3 2025 EPS estimates for PayPal in a report released on Monday, July 14th. Seaport Res Ptn analyst J. Cantwell now anticipates that the credit services provider will earn $1.15 per share for the quarter, up from their prior estimate of $1.14. Seaport Res Ptn has a “Hold” rating on the stock. The consensus estimate for PayPal’s current full-year earnings is $5.03 per share. Seaport Res Ptn also issued estimates for PayPal’s Q4 2025 earnings at $1.25 EPS.

A number of other brokerages have also recently commented on PYPL. Arete Research set a $81.00 price target on shares of PayPal in a research report on Thursday, March 27th. Compass Point started coverage on shares of PayPal in a report on Wednesday, April 23rd. They set a “sell” rating and a $56.00 price objective on the stock. Evercore ISI started coverage on shares of PayPal in a research report on Wednesday, April 9th. They set an “in-line” rating and a $65.00 price objective on the stock. Keefe, Bruyette & Woods cut their price objective on shares of PayPal from $104.00 to $85.00 and set an “outperform” rating on the stock in a research report on Monday, March 31st. Finally, BMO Capital Markets cut their price objective on shares of PayPal from $83.00 to $79.00 and set a “market perform” rating on the stock in a research report on Wednesday, April 30th. Two equities research analysts have rated the stock with a sell rating, sixteen have issued a hold rating, nineteen have assigned a buy rating and one has assigned a strong buy rating to the company’s stock. According to MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $83.42.

PayPal Stock Performance

Shares of PYPL opened at $72.97 on Wednesday. The company has a current ratio of 1.30, a quick ratio of 1.30 and a debt-to-equity ratio of 0.56. The stock has a market capitalization of $70.97 billion, a P/E ratio of 16.32, a price-to-earnings-growth ratio of 1.19 and a beta of 1.45. The firm’s fifty day simple moving average is $72.60 and its two-hundred day simple moving average is $73.46. PayPal has a 12 month low of $55.85 and a 12 month high of $93.66.

PayPal (NASDAQ:PYPL) last issued its quarterly earnings results on Tuesday, April 29th. The credit services provider reported $1.33 EPS for the quarter, beating analysts’ consensus estimates of $1.16 by $0.17. The business had revenue of $7.79 billion for the quarter, compared to analysts’ expectations of $7.84 billion. PayPal had a net margin of 14.26% and a return on equity of 24.59%. The business’s quarterly revenue was up 1.2% compared to the same quarter last year. During the same quarter in the prior year, the firm posted $1.08 earnings per share.

Insider Buying and Selling

In related news, insider Suzan Kereere sold 4,162 shares of PayPal stock in a transaction that occurred on Friday, June 6th. The shares were sold at an average price of $73.24, for a total value of $304,824.88. Following the completion of the transaction, the insider directly owned 48,483 shares in the company, valued at approximately $3,550,894.92. The trade was a 7.91% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, Director Deborah M. Messemer sold 3,795 shares of PayPal stock in a transaction that occurred on Friday, June 6th. The shares were sold at an average price of $73.00, for a total transaction of $277,035.00. Following the completion of the transaction, the director owned 13,976 shares of the company’s stock, valued at $1,020,248. This represents a 21.36% decrease in their ownership of the stock. The disclosure for this sale can be found here. In the last quarter, insiders have sold 11,796 shares of company stock valued at $863,028. 0.08% of the stock is owned by company insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of PYPL. Norges Bank purchased a new position in PayPal in the 4th quarter valued at approximately $1,086,508,000. Capital Research Global Investors grew its position in shares of PayPal by 108.2% during the 4th quarter. Capital Research Global Investors now owns 17,924,106 shares of the credit services provider’s stock valued at $1,529,823,000 after purchasing an additional 9,313,783 shares in the last quarter. Nuveen LLC purchased a new position in shares of PayPal during the 1st quarter valued at $529,264,000. Artisan Partners Limited Partnership grew its position in shares of PayPal by 284.0% during the 4th quarter. Artisan Partners Limited Partnership now owns 7,804,334 shares of the credit services provider’s stock valued at $666,100,000 after purchasing an additional 5,772,198 shares in the last quarter. Finally, Goldman Sachs Group Inc. grew its position in shares of PayPal by 44.6% during the 1st quarter. Goldman Sachs Group Inc. now owns 8,559,376 shares of the credit services provider’s stock valued at $558,499,000 after purchasing an additional 2,638,815 shares in the last quarter. 68.32% of the stock is currently owned by hedge funds and other institutional investors.

About PayPal

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.